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Risk: Relatively Low

Baxter County, AR Environment & Hazard Risk

Relatively Low natural hazard risk, led by ice storm. 633 storm events since 1996.

Expected yearly loss
$21M
Relatively Low nationally
Storm events since 1996
633
Most often thunderstorm wind
Flood insurance policies
77
0.3% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 2008

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 72.3 of 100

Social vulnerability

Very High

Score 84.3 of 100

Community resilience

Very Low

Score 17.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $8.5B · Agriculture value exposed: $40.9M · Risk-adjusted yearly loss: $32.4M

Risk by hazard

  • Ice stormVery High$2.9M/yr expected annual loss, about 2.0 events a year
  • Strong windRelatively High$1.7M/yr expected annual loss, about 3.4 events a year
  • TornadoRelatively Moderate$3.9M/yr expected annual loss, about once every 3 years
  • EarthquakeRelatively Low$2.1M/yr expected annual loss, about once every 288 years
  • LandslideRelatively Low$14.7K/yr expected annual loss, about 1.4 events a year
  • LightningRelatively Moderate$512K/yr expected annual loss, about 57 events a year
  • Winter weatherRelatively Moderate$139K/yr expected annual loss, about 8.8 events a year
  • Heat waveRelatively Low$824K/yr expected annual loss, about 9.4 events a year
  • Cold waveRelatively Moderate$1.6M/yr expected annual loss, about 2.4 events a year
  • WildfireRelatively Low$136K/yr expected annual loss, about once every 461 years
  • HurricaneVery Low$15.3K/yr expected annual loss, about once every 104 years
  • HailRelatively Low$96.7K/yr expected annual loss, about 5.1 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
77 of 23,052 (0.3%)
Homes in high-risk flood zones
982
Insured in high-risk zones
71 (7%)
Flood claims since 1978
115
Claims paid since 1978
$2.9M

Flood claims paid per year

Flood claims paid per year in Baxter County
Beta
  • March storm$997K · 25 claims
  • Early winter storms$337K · 4 claims
  • Late spring severe storms$87.6K · 7 claims
  • Mid-spring storms$49.6K · 3 claims

Storm history

Since 1996: 633 events, 5 deaths, $81.8M in damage

  • Thunderstorm Wind224 · 1 death
  • Hail175
  • Winter Weather61
  • Flash Flood32
  • Winter Storm30
  • Heavy Snow16
  • Drought15
  • Tornado15 · 2 deaths
  • Heavy Rain14
  • Strong Wind8 · 1 death
Beta

Events per year

Storm events per year in Baxter County
16
27
24
35
39
28
23
31
12
17
23
11
10
26
12
17
15
18
6
5
Beta

22 tornadoes on record (EF1 2, EF2 2, EF3 1, F0 4, F1 8, F2 2, F3 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF2, 5.28 mi path, 880 yd wide02/06/2008

    Cotter, Baxter County

    1 death, 35 injured, $15.8M damage

    What happened

    The tornado moved from Marion County, north-northeast of Rea Valley, into Baxter County, just east-southeast of Cotter. A survey by the Red Cross indicated 21 houses were destroyed, 23 suffered major damage, 35 had minor damage, and 147 others were affected. In addition, 9 mobile homes were destroyed, 12 suffered major damage, 10 had minor damage, and 10 others were affected. One fatality occurred in a mobile home park. Most of the residential structures were in the area around Gassville. A number of businesses in Gassville, along U.S. Highway 62/412, were damaged. Numerous trees, power lines, and power poles were blown down. The tornado dissipated before reaching Mountain Home.

  • Ice Storm01/26/2009

    Baxter

    $50M damage

    What happened

    According to the National Weather Service cooperative observer at Mountain Home 1/2 to 1 inch of freezing rain and sleet had already accumulated by 4:15 AM CST on the 27th. At 8:00 AM, a storm spotter 3 miles northeast of Mountain Home reported 1/2 inch of ice atop 1 1/2 inches of sleet. The automated observing station at Mountain Home measured 0.24 inch of freezing rain between 8:00 and 9:00 AM. At 10:45 AM, a KYTV viewer in Mountain Home reported between 1 and 1 1/2 inches of ice clinging to tree branches.

  • TornadoEF3, 20.3 mi path, 1,760 yd wide05/26/2024

    Buffalo, Baxter County

    1 death, 17 injured

    What happened

    The Briarcliff Tornado continued in Baxter County from Marion County and|moved through a small residential area along the White River,|pulling siding and shingles off houses in addition to causing|significant tree damage. The tornado continued eastward, further|expanding in width, and reached a maximum width of up to 1 mile|wide, crossing mostly rural areas and causing significant tree|damage, passing across Wild Hog Mountain, and crossing Shipps|Ferry Road and Round Rock Trail. As it approached the Arkana and|Norfork Village area, the path width contracted slightly, and|large swaths of trees were found uprooted and snapped as it|crossed the White River briefly once again north of Hwy 341 at|Riverside Dr. The tornado continued northeast towards Briarcliff,|where mostly tree damage was observed to the west of Highway 5.|As the tornado crossed the highway, widespread tree damage became|prevalent, with most trees snapped at their trunks. A few|structures were severely damaged, including a home, and a metal|shop building. The tornado also impacted a local RV/trailer|camping park, where five fifth-wheel recreation trailers were|tossed and completely destroyed. One fatality was...

  • Strong Wind30 kt wind04/11/2007

    Baxter

    1 death, 1 injured

    What happened

    A couple went fishing on Lake Norfork (near Jordan) in a flat-bottom johnboat-type vessel. During the day, they fished in a cove. During the afternoon, while attempting to return to their launching point, they got out into the main channel of the lake where winds were producing swells estimated up to four feet high. Waves began going over the front of the boat and eventually swamped the boat. A woman in the boat drowned and her husband was taken by helicopter to the hospital, where he was treated for hypothermia and water ingestion.

  • Thunderstorm Wind52 kt wind06/23/2017

    Ellis, Baxter County

    1 death

    What happened

    ONE FATAL, and this is a delayed report. A man was in Lake Norfork when thunderstorm winds overturned his kayak. Emergency personnel tried to revive him...but he eventually died.

  • Ice Storm01/01/1999

    Baxter

    1 death

    What happened

    A major ice storm developed over northern and central Arkansas during the morning of January 1st and lasted through the evening hours. The icing was found mainly north of Clarksville, Perryville, Little Rock and Hazen. Precipitation began developing over southern and western Arkansas and gradually spread eastward. The precipitation was mostly in the form of rain which froze on contact with roadways and exposed surfaces in northern and central sections of the state. In portions of northern Arkansas, more than an inch of ice was reported...with extensive tree and power line damage. At one point during the evening of the January 1st, up to 85 percent of Boone County had lost power. It was estimated that up to 100,000 customers were without power during the event. Numerous traffic accidents occurred, but only minor injuries were reported. However, the ice did claim one life. A man in Baxter County slipped on the ice while carrying a gun, with the gun accidently firing...killing the man. Warmer air was trying to surge northward during the period, but with slow progress. From 6pm on January 1st to 12am on January 2nd, the surface temperature at Harrison remained at 30 degrees....

Drinking water

16 community water systems serve about 36,440 people. Violations since 2021.

8 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 5 toxic release facilities in Baxter County

Superfund sites

None in this county.

Toxic release facilities

Total: 69,621 lbs in 2024, 49,085 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk14 historic places

Frequently asked questions

How risky is Baxter County for natural disasters?
FEMA rates Baxter County relatively low for overall natural hazard risk, with expected losses of $21M a year. The highest-rated hazards are ice storm (very high), strong wind (relatively high), tornado (relatively moderate).
What storms are most common in Baxter County?
Since 1996, NOAA recorded 633 storm events affecting Baxter County, most often thunderstorm wind (224), hail (175), winter weather (61).
How many tornadoes have hit Baxter County?
22 tornadoes have been recorded in Baxter County since 1950, including 4 rated F3/EF3 or stronger.
How many homes in Baxter County have flood insurance?
77 residential flood insurance policies are in force in Baxter County, covering about 0.3% of homes. The program has paid $2.9M on 115 claims here since 1978.
What is the weather like in Baxter County?
At Mtn Home 1 Nnw, average highs reach 89°F in Jul and lows fall to 26°F in Jan, with 50.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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