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Risk: Relatively Low

Independence County, AR Environment & Hazard Risk

Relatively Low natural hazard risk, led by ice storm. 574 storm events since 1996.

Expected yearly loss
$24.3M
Relatively Low nationally
Storm events since 1996
574
Most often thunderstorm wind
Flood insurance policies
60
0.5% of homes
Hurricanes nearby
0
4 tropical storms or stronger since 1909

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 69.1 of 100

Social vulnerability

Relatively Moderate

Score 56.5 of 100

Community resilience

Relatively Low

Score 26.7 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $6.6B · Agriculture value exposed: $223M · Risk-adjusted yearly loss: $29.3M

Risk by hazard

  • Ice stormVery High$2.4M/yr expected annual loss, about 1.3 events a year
  • EarthquakeRelatively Low$4.5M/yr expected annual loss, about once every 139 years
  • TornadoRelatively Moderate$5.8M/yr expected annual loss, about once every 2 years
  • Heat waveRelatively Low$1.1M/yr expected annual loss, about 14 events a year
  • Cold waveRelatively Moderate$2M/yr expected annual loss, about 1.7 events a year
  • WildfireRelatively Low$155K/yr expected annual loss, about once every 473 years
  • Winter weatherRelatively Moderate$104K/yr expected annual loss, about 7.3 events a year
  • LandslideRelatively Low$3,404/yr expected annual loss, about once every 1 year
  • LightningRelatively Moderate$296K/yr expected annual loss, about 58 events a year
  • DroughtRelatively Low$227K/yr expected annual loss, about 7.0 events a year
  • HurricaneVery Low$66.4K/yr expected annual loss, about once every 40 years
  • Strong windRelatively Low$471K/yr expected annual loss, about 2.4 events a year
  • HailRelatively Low$186K/yr expected annual loss, about 4.1 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
60 of 11,317 (0.5%)
Homes in high-risk flood zones
607
Insured in high-risk zones
53 (9%)
Flood claims since 1978
187
Claims paid since 1978
$2.3M

Flood claims paid per year

Flood claims paid per year in Independence County
Beta
  • March storm$890K · 37 claims
  • Mid-spring storms$318K · 19 claims
  • Flooding$273K · 26 claims
  • Late spring severe storms$83.9K · 3 claims
  • Central U.S. April Flooding$74.8K · 2 claims
  • Early winter storms$35.6K · 4 claims

Storm history

Since 1996: 574 events, 1 death, $97.9M in damage

  • Thunderstorm Wind167
  • Hail143
  • Flash Flood61 · 1 death
  • Winter Weather37
  • Flood32
  • Winter Storm24
  • Tornado21
  • Heavy Rain15
  • Drought13
  • Lightning10
Beta

Events per year

Storm events per year in Independence County
14
21
32
33
45
47
18
22
8
6
22
11
17
5
10
12
12
8
10
10
Beta

42 tornadoes on record (EF0 1, EF1 4, F0 7, F1 10, F2 11, F3 6, F4 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Ice Storm01/26/2009

    Independence

    $50M damage

    What happened

    The sheriff's office reported 1 inch of ice across the county by 5:45 AM on the 27th. Ice caused tree limbs to sag and take out power lines in the Cave City and Pleasant Plains areas. A large oak tree split and fell on a roof in Independence County due to ice.

  • Flood03/19/2008

    Ramsey Hill, Independence County

    $20.5M damage

    What happened

    Heavy rain caused the White River at Batesville to go well above major flood level. The flood crest was the highest since December, 1982 and the second highest since the two upstream major flood reduction reservoirs were completed in the middle of the twentieth century. Water rose to within 2 feet of going over the U.S. Highway 167 road bed and more than 20 levee openings had to be stop logged closed. Portions of Batesville along Polk Bayou flooded and some of the business district near the river also flooded. Most of the town of Oil Tough was flooded and approximately 50 to 100 people had to be evacuated. Arkansas Highway 14 was closed near Oil Trough by high water. Riverside Park in Batesville was flooded and the new hydropower facility built in the old lock chamber on the river was isolated by the high water. The Southside Water Utility was also surrounded by the river and the swift currents cut through a small levee and almost destroyed the water intake. Most of the winter wheat throughout the county flooded and was lost. At least 10 homes were destroyed, 13 received major damage, and perhaps 50 more were damaged to a lesser degree.

  • Flash Flood10/30/2009

    New Hope, Independence County

    1 death, $15K damage

    What happened

    A pickup truck was swept off Webber Chapel Road into an unnamed creek. The driver was killed after being swept downstream. A passenger in the vehicle saved himself by clinging to a tree.

  • Flood05/01/2011

    Cushman, Independence County

    $4.5M damage

    What happened

    Parts of Arkansas Highways 14, 37, and 69 were closed due to flooding. Flooding in Independence County continued into June.

  • Flood05/01/2017

    Batesville, Independence County

    $3.5M damage

    What happened

    Heavy rain from April caused flooding that continued into May on the White River at Batesville.

  • TornadoF2, 20 mi path, 500 yd wide01/22/1999

    Oil Trough, Independence County

    3 injured

    What happened

    A strong tornado was spawned in southern Independence County. The tornado formed as another tornado was dissipating about a mile northwest. This new tornado formed about 5 miles southwest of Oil Trough. As the tornado moved northeast, it destroyed a home and a shed along Highway 157 and damaged other homes nearby. Extensive tree damage was also found in the area. From there, the tornado tracked within a mile of Oil Trough...and caused some roof damage to a home just west of the intersection of Highways 14 and 157. In Oil Trough, a trailer was heavily damaged and a cable antenna on top of a water tower was bent. Farther northeast, a barn was damaged at the intersection of Highways 122 and 69. The tornado moved about a mile east of Newark and destroyed some transmission towers near a power plant. The tornado continued through eastern Independence County...causing mostly tree damage. The tornado finally dissipated just southeast of the town of Cord.

Drinking water

12 community water systems serve about 46,378 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 3 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 8 toxic release facilities in Independence County

Superfund sites

None in this county.

Toxic release facilities

Total: 1.0 million lbs in 2024, 337,381 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk33 historic places

Frequently asked questions

How risky is Independence County for natural disasters?
FEMA rates Independence County relatively low for overall natural hazard risk, with expected losses of $24.3M a year. The highest-rated hazards are ice storm (very high), earthquake (relatively low), tornado (relatively moderate).
What storms are most common in Independence County?
Since 1996, NOAA recorded 574 storm events affecting Independence County, most often thunderstorm wind (167), hail (143), flash flood (61).
How many tornadoes have hit Independence County?
42 tornadoes have been recorded in Independence County since 1950, including 9 rated F3/EF3 or stronger.
How many homes in Independence County have flood insurance?
60 residential flood insurance policies are in force in Independence County, covering about 0.5% of homes. The program has paid $2.3M on 187 claims here since 1978.
What is the weather like in Independence County?
At Batesville L&d 1, average highs reach 91°F in Jul and lows fall to 28°F in Jan, with 50.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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