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Risk: Relatively Moderate

Douglas County, CO Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by lightning. 1,440 storm events since 1996.

Expected yearly loss
$114M
Relatively Moderate nationally
Storm events since 1996
1,440
Most often hail
Flood insurance policies
311
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 88.7 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Relatively High

Score 73.7 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $73.14B · Agriculture value exposed: $24.29M · Risk-adjusted yearly loss: $79.01M

Risk by hazard

  • LightningVery High$7.55M/yr expected annual loss, about 59 events a year
  • HailRelatively High$12.89M/yr expected annual loss, about 7.5 events a year
  • WildfireRelatively High$25.74M/yr expected annual loss, about once every 160 years
  • Winter weatherVery High$1.34M/yr expected annual loss, about 18 events a year
  • TornadoRelatively High$14.49M/yr expected annual loss, about once every 1 year
  • Strong windRelatively High$3.72M/yr expected annual loss, about 1.0 events a year
  • LandslideRelatively Low$19.68K/yr expected annual loss, about once every 1 year
  • Volcanic activityVery Low$85/yr expected annual loss, about once every 10,000 years
  • Cold waveRelatively Low$2.45M/yr expected annual loss, about once every 1 year
  • EarthquakeRelatively Low$779K/yr expected annual loss, about once every 1,842 years
  • Heat waveRelatively Low$702K/yr expected annual loss, about once every 4 years
  • Ice stormRelatively Low$90.32K/yr expected annual loss, about once every 67 years
  • DroughtRelatively Low$57.46K/yr expected annual loss, about 24 events a year
  • AvalancheVery Low$11/yr expected annual loss, about once every 100 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
311 of 111,154 (0.3%)
Homes in high-risk flood zones
71
Insured in high-risk zones
14 (20%)
Flood claims since 1978
70
Claims paid since 1978
$661K

Flood claims paid per year

Flood claims paid per year in Douglas County
  • Late summer storms$33.18K · 4 claims

Storm history

Since 1996: 1,440 events, 15 deaths, $118M in damage

  • Hail367
  • High Wind248
  • Winter Storm228
  • Winter Weather225 · 3 deaths
  • Heavy Snow149
  • Thunderstorm Wind47 · 1 death
  • Flash Flood41
  • Blizzard28 · 2 deaths
  • Lightning26 · 1 death
  • Tornado18

Events per year

Storm events per year in Douglas County
41
32
56
37
52
41
34
54
57
45
24
38
59
47
58
58
74
69
42
21

64 tornadoes on record (EF0 8, EF1 4, F0 27, F1 23, F2 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Cold/Wind Chill12/19/1998

    Denver Metropolitan Area

    3 deaths, 15 injured

    What happened

    An Arctic airmass settled in over northeastern Colorado dropping overnight temperatures well below zero for 6 consecutive days. Overnight temperatures bottomed out at 19 degrees below zero on the morning of the 22nd. At least 15 people, mostly homeless, were treated for hypothermia at area hospitals. The bitter cold weather was responsible, either directly or indirectly, for at least 5 fatalities. Three of the victims died directly from exposure. The cold weather also caused intermittent power outages. Following the cold snap, thawing water pipes cracked and burst in several homes and business causing extensive damage. No estimate of the damage, however, was available.

  • Wildfire03/26/2012

    Jefferson & W Douglas Counties Above 6000 Feet / Gilpin / Clear Creek / NE Park Counties Below 9000 Feet

    3 deaths, $11M damage

    What happened

    Strong southwest winds ahead of an approaching cold front produced high to extreme fire danger across the Front Range Foothills and Palmer Divide. As a result, a 50-acre prescribed burn that had been conducted the previous week reignited in the foothills of Jefferson County, southwest of Denver. The strong wind gusts carried embers from the interior of the burn area, across containment lines and into very dry fuels which initiated the wildfire. It then spread into the crowns of the trees and driven by the strong winds, quickly advanced to the northeast onto private lands. Local firefighters immediately responded to the wildfire, but were unable to contain it, due to the extreme winds and dry and abundant fuels. ||The combination of very strong winds, record warm temperatures and extremely dry conditions for month of March; all contributed to a rapid increase in fire growth during the afternoon of March 26th. A total of 900 homes were evacuated on the 26th. The wildfire scorched a total of 4,150 acres; it destroyed 27 homes and resulted in the deaths of three local residents. The property damage alone was estimated to be $11 million. The Lower North Fork wildfire,...

  • Winter Weather03/01/2014

    N Douglas County Below 6000 Feet / Denver / W Adams & Arapahoe Counties / E Broomfield County

    1 death, 30 injured

    What happened

    A band of heavy snow, produced around one inch in less than 30 minutes, contributed to a chain of accidents in the northbound lanes of Interstate 25, between Logan Street and University Boulevard. The combination of excessive speed and very poor driving conditions led the chain reaction; it involved 104 vehicles and resulted in one death along with 30 injuries. The interstate was closed for approximately 5 hours.

  • Blizzard12/20/2006

    N Douglas County Below 6000 Feet / Denver / W Adams & Arapahoe Counties / E Broomfield County

    2 deaths

    What happened

    Storm totals along the Urban Corridor included: 34 inches, 10 miles south-southeast of Buckley AFB, 32 inches at Littleton, 30 inches near Castle Rock and Thornton, 29.5 inches near Parker, 28 inches at Wheat Ridge, 26 inches at Castle Rock, 25.5 inches at Centenniel, 25 inches at Niwot, 24 inches at Aurora, near Loveland and Ralston Reservoir, 22.5 inches at Greenwood Village, 22 inches at Arvada, 21.5 inches at Lakewood, 21 inches at Fort Collins, 20 inches at Longmont, with 15.5 inches in Boulder. |Peak wind gusts included: 55 mph at Denver International Airport, 46 mph at Elbert, 48 mph at Fort Collins/Loveland, 41 mph near Wellington and 40 mph at Centenniel.|

  • Winter Weather11/04/2022

    N Douglas County Below 6000 Feet / Denver / W Adams & Arapahoe Counties / E Broomfield County

    20 injured

    What happened

    Icy road conditions resulted in a 100-car pileup along 6th Ave. It forced the closure of the roadway for several hours.

  • Winter Weather11/15/2010

    Elbert / C & E Douglas Counties Above 6000 Feet

    18 injured

    What happened

    A combination of light snow, blowing snow, black ice and careless driving resulted in a 34-vehicle crash along Interstate 25 near Monument. Five tractor-trailers were involved in the pileup. Although there were no fatalities, 18 people were seriously injured and taken to nearby hospitals. The northbound lanes of the interstate were closed for several hours, snarling traffic between Denver and Colorado Springs.

Latest storm reports

Newest first

  • Hail1" hail07/28/2026

    Castle Rock, Douglas County

  • Hail0.75" hail07/28/2026

    Castle Rock, Douglas County

  • Hail1.5" hail06/08/2026

    The Pinery, Douglas County

  • Hail1" hail06/08/2026

    Parker, Douglas County

  • Hail1.25" hail06/08/2026

    The Pinery, Douglas County

  • Thunderstorm Wind57 kt wind06/08/2026

    Highlands Ranch, Douglas County

  • Hail1" hail06/03/2026

    Franktown, Douglas County

  • Hail0.88" hail06/01/2026

    Parker, Douglas County

Drinking water

29 community water systems serve about 410,793 people. Violations since 2021.

4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

  • Castle Rock Town ofServes 110,298 · Surface water · Local governmentNo health violations+8 monitoring or reporting
  • Highlands Ranch WsdServes 103,444 · Surface water · Local governmentNo health violations
  • Parker WsdServes 75,949 · Surface water · Local governmentNo health violations+7 monitoring or reporting
  • Meridian MDServes 23,415 · Purchased surface water · PrivateNo health violations+3 monitoring or reporting
  • Stonegate MDServes 15,295 · Purchased surface water · Local governmentNo health violations
  • Roxborough WsdServes 13,765 · Surface water · Local governmentNo health violations
  • Pinery WwdServes 12,901 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Castle Pines North MDServes 12,800 · Purchased surface water · Local governmentNo health violations+5 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Castle Rock, 4.3 mi from the county center

Summer highs peak around 86°F in Jul and winter lows bottom out near 18°F in Jan. About 17.6 inches of rain falls in a typical year, with 57.5 inches of snow.

MonthHighLowRainSnow
Jan46°F18°F0.55 in8.0 in
Feb47°F20°F0.70 in10.7 in
Mar54°F27°F1.54 in10.7 in
Apr59°F33°F2.08 in8.3 in
May68°F42°F1.97 in1.1 in
Jun80°F51°F2.20 in-
Jul86°F56°F2.32 in-
Aug84°F55°F2.52 in-
Sep77°F47°F1.39 in0.4 in
Oct65°F35°F0.85 in2.7 in
Nov54°F26°F0.79 in6.7 in
Dec46°F18°F0.69 in8.9 in
Year50°F average17.6 in57.5 in

Pollution sites

0 Superfund sites and 11 toxic release facilities in Douglas County

Superfund sites

None in this county.

Toxic release facilities

Total: 23,528 lbs in 2024, 21,355 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk17 historic places

Frequently asked questions

How risky is Douglas County for natural disasters?
FEMA rates Douglas County relatively moderate for overall natural hazard risk, with expected losses of $114M a year. The highest-rated hazards are lightning (very high), hail (relatively high), wildfire (relatively high).
What storms are most common in Douglas County?
Since 1996, NOAA recorded 1,440 storm events affecting Douglas County, most often hail (367), high wind (248), winter storm (228).
How many tornadoes have hit Douglas County?
64 tornadoes have been recorded in Douglas County since 1950.
How many homes in Douglas County have flood insurance?
311 residential flood insurance policies are in force in Douglas County, covering about 0.3% of homes. The program has paid $661K on 70 claims here since 1978.
What is the weather like in Douglas County?
At Castle Rock, average highs reach 86°F in Jul and lows fall to 18°F in Jan, with 17.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.