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Risk: Relatively Moderate

Ada County, ID Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by winter weather. 247 storm events since 1996.

Expected yearly loss
$116M
Relatively Moderate nationally
Storm events since 1996
247
Most often thunderstorm wind
Flood insurance policies
1,541
0.9% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 87.8 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Very High

Score 92.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $93.1B · Agriculture value exposed: $169M · Risk-adjusted yearly loss: $72.7M

Risk by hazard

  • Winter weatherVery High$3M/yr expected annual loss, about 8.9 events a year
  • WildfireRelatively High$26.6M/yr expected annual loss, about once every 87 years
  • Heat waveRelatively Moderate$7M/yr expected annual loss, about 4.4 events a year
  • Strong windRelatively High$3.8M/yr expected annual loss, about once every 3 years
  • LightningRelatively High$2M/yr expected annual loss, about 20 events a year
  • EarthquakeRelatively Low$6.6M/yr expected annual loss, about once every 402 years
  • Ice stormRelatively Moderate$706K/yr expected annual loss, about once every 10 years
  • Volcanic activityVery Low$235/yr expected annual loss, about once every 5,000 years
  • LandslideRelatively Low$8,900/yr expected annual loss, about once every 7 years
  • HailRelatively Low$525K/yr expected annual loss, about once every 4 years
  • Cold waveRelatively Low$1.7M/yr expected annual loss, about once every 9 years
  • AvalancheVery Low$132/yr expected annual loss, about once every 100 years
  • TornadoRelatively Low$686K/yr expected annual loss, about once every 18 years
  • DroughtVery Low$783/yr expected annual loss, about 14 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1,541 of 163,202 (0.9%)
Homes in high-risk flood zones
3,840
Insured in high-risk zones
968 (25%)
Flood claims since 1978
133
Claims paid since 1978
$499K

Flood claims paid per year

Flood claims paid per year in Ada County
Beta
  • Flooding$803 · 1 claim

Storm history

Since 1996: 247 events, 1 death, $11.8M in damage

  • Thunderstorm Wind80
  • Heavy Snow38
  • High Wind25
  • Hail22
  • Heavy Rain17
  • Flood14
  • Flash Flood10
  • Tornado8
  • Wildfire6 · 1 death
  • Strong Wind5
Beta

Events per year

Storm events per year in Ada County
3
11
3
8
4
7
7
2
5
2
12
2
4
5
10
11
35
22
8
10
Beta

13 tornadoes on record (EF0 1, F0 8, F1 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Thunderstorm Wind59 kt wind08/22/2010

    (Boi)gowen Fld Boise, Ada County

    70 injured

    What happened

    The BOI ASOS measured a wind gust of 68 MPH and several reports were received for wind damage including downed trees and power lines. Minor injuries were reported from the Western Idaho Fair as a result of temporary structures collapsing.

  • Wildfire08/25/2008

    Upper Treasure Valley

    1 death, $5M damage

    What happened

    A wildfire in Southeast Boise caused by an electrical component near an Idaho Power sub station quickly burned out of control destroying 10 homes and damaging many more including 1 fatality. Another wildfire near Mountain Home burned around 500 acres.

  • Heavy Snow01/18/2023

    Upper Treasure Valley

    7 injured

    What happened

    The Ada County Sheriff attributed 48 total traffic accidents to the snowfall and resulting slippery road conditions.

  • Thunderstorm Wind54 kt wind07/25/2002

    Meridian, Ada County

    4 injured

    What happened

    Thunderstorm winds brought down trees and power lines which left over 5000 homes and businesses without power. Winds also kicked up dust which reduced visibility to near zero on Interstate 84 near Blacks Creek Road. This resulted in a 12 car pileup in which four persons were injured. Wind gusts were measured at 62 mph at KTVB TV in Meridian and at 69 mph at Dead Indian RAWS in western Washington County.

  • Thunderstorm Wind61 kt wind10/19/2019

    Kuna, Ada County

    2 injured

    What happened

    The public in Kuna reported several large trees, power lines and fences down, and car damage. The Boise Fire Department reported a lightning strike on a house 2 miles east of Boise. Two injuries were reported including two dogs that died in the fire.

  • Flood05/01/2017

    Barber, Ada County

    $2M damage

    What happened

    The Boise River remained in flood during the entire month of May due to planned release from Lucky Peak dam. Regulated flows were above flood stage for 101 days resulting in extensive damage to the Greenbelt and Nature Trail paths. Extensive flood fight efforts continued in the Eagle Island area to prevent a pit capture. Widespread flooding continued on Eagle Island in the Riviera Estates area where several homes were surrounded by water and low lying roads were inundated. Large portions of Ann Morrison Park, Barber Park, and Marianne Williams Park were impacted by flood waters. Some residential streets continued to be impacted by flood waters, especially in the Garden City Warehouse District and on Eagle Island. A pit capture occurred just downstream of Eagle Island causing a major shift in the river channel. Streets in the Stonebriar development just downstream of the Highway 16 bridge were inundated by water. Severe bank erosion and large trees washed into the river caused problems in the river channel and at some bridge crossings.

Drinking water

53 community water systems serve about 509,397 people. Violations since 2021.

11 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 11 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 16 toxic release facilities in Ada County

Superfund sites

None in this county.

Toxic release facilities

Total: 317,703 lbs in 2024, 124,278 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk136 historic places

Frequently asked questions

How risky is Ada County for natural disasters?
FEMA rates Ada County relatively moderate for overall natural hazard risk, with expected losses of $116M a year. The highest-rated hazards are winter weather (very high), wildfire (relatively high), heat wave (relatively moderate).
What storms are most common in Ada County?
Since 1996, NOAA recorded 247 storm events affecting Ada County, most often thunderstorm wind (80), heavy snow (38), high wind (25).
How many tornadoes have hit Ada County?
13 tornadoes have been recorded in Ada County since 1950.
How many homes in Ada County have flood insurance?
1,541 residential flood insurance policies are in force in Ada County, covering about 0.9% of homes. The program has paid $499K on 133 claims here since 1978.
What is the weather like in Ada County?
At Boise Air Terminal, average highs reach 93°F in Jul and lows fall to 25°F in Dec, with 11.5 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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