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Risk: Relatively Low

St. Bernard Parish, LA Environment & Hazard Risk

Relatively Low natural hazard risk, led by hurricane. 259 storm events since 1996.

Expected yearly loss
$34.72M
Relatively Low nationally
Storm events since 1996
259
Most often excessive heat
Flood insurance policies
8,351
56.8% of homes
Hurricanes nearby
7
22 tropical storms or stronger since 1855

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 75.6 of 100

Social vulnerability

Relatively Moderate

Score 42.2 of 100

Community resilience

Very High

Score 96.4 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $7.35B · Agriculture value exposed: $5.18M · Risk-adjusted yearly loss: $36.38M

Risk by hazard

  • HurricaneRelatively High$25.31M/yr expected annual loss, about once every 4 years
  • Coastal floodingRelatively Moderate$1.57M/yr expected annual loss, about 4.2 events a year
  • LightningRelatively Moderate$550K/yr expected annual loss, about 83 events a year
  • Heat waveRelatively Low$848K/yr expected annual loss, about 9.3 events a year
  • Cold waveRelatively Low$1.02M/yr expected annual loss, about once every 2 years
  • TornadoRelatively Low$1.27M/yr expected annual loss, about 1.2 events a year
  • WildfireVery Low$23.7K/yr expected annual loss, about once every 1,357 years
  • DroughtRelatively Low$41.16K/yr expected annual loss, about 26 events a year
  • HailVery Low$137K/yr expected annual loss, about once every 1 year
  • EarthquakeVery Low$99.46K/yr expected annual loss, about once every 1,136 years
  • Winter weatherRelatively Low$22.95K/yr expected annual loss, about once every 4 years
  • Ice stormVery Low$12.07K/yr expected annual loss, about once every 21 years
  • Strong windVery Low$120K/yr expected annual loss, about once every 1 year
  • LandslideVery Low$18/yr expected annual loss, about once every 25 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
8,351 of 14,712 (56.8%)
Homes in high-risk flood zones
1,922
Insured in high-risk zones
2,185 (0%)
Flood claims since 1978
23,919
Claims paid since 1978
$2.25B

Flood claims paid per year

Flood claims paid per year in St. Bernard Parish
  • Hurricane Katrina$2.18B · 15,984 claims
  • Flooding$27.6M · 4,313 claims
  • Hurricane Rita$9.19M · 576 claims
  • Hurricane Isaac$3.09M · 379 claims
  • Tropical Storm Isidore$2.83M · 389 claims
  • Hurricane Georges$2.2M · 185 claims

Storm history

Since 1996: 259 events, 145 deaths, $10.32B in damage

  • Excessive Heat43
  • Tropical Storm34
  • Storm Surge/Tide33
  • Thunderstorm Wind27
  • Flash Flood21
  • Hurricane (Typhoon)21 · 140 deaths
  • Drought19
  • Tornado10 · 2 deaths
  • Hail8
  • Heavy Rain6

Events per year

Storm events per year in St. Bernard Parish
2
11
4
3
10
7
2
6
3
1
8
2
6
11
11
5
53
11
8
7

16 tornadoes on record (EF0 2, EF1 2, EF2 1, EF3 1, F0 2, F1 5, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hurricane (Typhoon)08/28/2005

    Lower St. Bernard

    140 deaths, $1.78B damage

    What happened

    Hurricane Katrina was one of the strongest and most destructive hurricanes on record to impact the coast of the United States. It will likely be recorded as one the worst natural disaster in the history of the United States to date resulting in catastrophic damage and numerous casualties in southeast Louisiana and along the Mississippi coast. Damage and casualties resulting from Hurricane Katrina extended as far east as Alabama and the panhandle of Florida. Katrina developed from a tropical depression southeast of the Bahamas on August 24th. After moving through the Bahamas as a tropical storm, Katrina strengthened to a category 1 hurricane prior to landfall in south Florida around the Miami area on the 25th of August. Katrina crossed south Florida and entered the Gulf of Mexico and began to strengthen. Hurricane Katrina strengthened to a category 5 storm on August 28th about 250 miles south southeast of the mouth of the Mississippi River with winds reaching their peak intensity of 175 mph and a central pressure of 902 mb. Post event analysis by the National Hurricane Center indicates that Katrina weakened slightly before making landfall as a strong category 3 storm in...

  • Storm Surge/Tide08/29/2005

    Lower St. Bernard

    $3.02B damage

    What happened

    Storm surge damage in southeast Louisiana, especially in the New Orleans area and the coastal parishes, was catastrophic. Hurricane protection levees and floodwalls were overtopped and/or breached resulting in widespread and deep flooding of homes and businesses. Much of Orleans and Plaquemines Parishes and nearly all of St. Bernard Parish were flooded by storm surge. Approximately 80 percent of the city of New Orleans was flooded. Thousands of people were stranded by the flood waters in homes and buildings and on rooftops for several days and had to be rescued by boat and helicopter. In Jefferson Parish, levees were not compromised, however many homes were flooded by either heavy rain overwhelming limited pumping capacity or storm surge water moving through in-operable pumps into the parish. Severe storm surge damage also occurred along the north shore of Lake Pontchartrain from Mandeville to Slidell with storm surge water moving inland as far as Old Towne Slidell with water up to 6 feet deep in some locationsPost storm high water surveys of the area conducted by FEMA indicated the following storm surge estimates: Orleans Parish - 12-15 feet in east New Orleans to 9 to 12...

  • Storm Surge/Tide08/29/2005

    Upper St. Bernard

    $3.02B damage

    What happened

    Storm surge damage in southeast Louisiana, especially in the New Orleans area and the coastal parishes, was catastrophic. Hurricane protection levees and floodwalls were overtopped and/or breached resulting in widespread and deep flooding of homes and businesses. Much of Orleans and Plaquemines Parishes and nearly all of St. Bernard Parish were flooded by storm surge. Approximately 80 percent of the city of New Orleans was flooded. Thousands of people were stranded by the flood waters in homes and buildings and on rooftops for several days and had to be rescued by boat and helicopter. In Jefferson Parish, levees were not compromised, however many homes were flooded by either heavy rain overwhelming limited pumping capacity or storm surge water moving through in-operable pumps into the parish. Severe storm surge damage also occurred along the north shore of Lake Pontchartrain from Mandeville to Slidell with storm surge water moving inland as far as Old Towne Slidell with water up to 6 feet deep in some locationsPost storm high water surveys of the area conducted by FEMA indicated the following storm surge estimates: Orleans Parish - 12-15 feet in east New Orleans to 9 to 12...

  • Hurricane (Typhoon)08/28/2005

    Upper St. Bernard

    $1.78B damage

    What happened

    Hurricane Katrina was one of the strongest and most destructive hurricanes on record to impact the coast of the United States. It will likely be recorded as one the worst natural disaster in the history of the United States to date resulting in catastrophic damage and numerous casualties in southeast Louisiana and along the Mississippi coast. Damage and casualties resulting from Hurricane Katrina extended as far east as Alabama and the panhandle of Florida. Katrina developed from a tropical depression southeast of the Bahamas on August 24th. After moving through the Bahamas as a tropical storm, Katrina strengthened to a category 1 hurricane prior to landfall in south Florida around the Miami area on the 25th of August. Katrina crossed south Florida and entered the Gulf of Mexico and began to strengthen. Hurricane Katrina strengthened to a category 5 storm on August 28th about 250 miles south southeast of the mouth of the Mississippi River with winds reaching their peak intensity of 175 mph and a central pressure of 902 mb. Post event analysis by the National Hurricane Center indicates that Katrina weakened slightly before making landfall as a strong category 3 storm in...

  • Storm Surge/Tide08/30/2021

    Lower St. Bernard

    $250M damage

    What happened

    Ida���s storm surge flooded areas outside the hurricane and storm damage risk reduction system levees. Along Hwy 46, the Florissant rock dam was overtopped by storm surge, flooding the communities of Delacroix, Yscloskey, Shell Beach, and Hopedale with up to 6-8 ft of water. Most structures in these areas are elevated, but water flooded numerous garages and other under-home storage areas. During the storm, 22 barges broke loose near Chalmette, one of which collided with the dock at the Valero refinery.

  • Storm Surge/Tide08/30/2021

    Upper St. Bernard

    $250M damage

    What happened

    Ida���s storm surge flooded areas outside the hurricane and storm damage risk reduction system levees. Along Hwy 46, the Florissant rock dam was overtopped by storm surge, flooding the communities of Delacroix, Yscloskey, Shell Beach, and Hopedale with up to 6-8 ft of water. Most structures in these areas are elevated, but water flooded numerous garages and other under-home storage areas. During the storm, 22 barges broke loose near Chalmette, one of which collided with the dock at the Valero refinery.

Latest storm reports

Newest first

  • Flash Flood07/11/2026

    Versailles, St. Bernard Parish

  • TornadoEF0, 0.7 mi path, 75 yd wide06/19/2026

    Arabi, St. Bernard Parish

    $100K damage

  • Drought03/01/2026

    Lower St. Bernard Parish

  • Drought03/01/2026

    Upper St. Bernard Parish

  • Drought02/24/2026

    Upper St. Bernard Parish

  • Drought02/24/2026

    Lower St. Bernard Parish

  • Thunderstorm Wind52 kt wind02/15/2026

    Chalmette, St. Bernard Parish

    $5,000 damage

  • Excessive Heat07/23/2025

    Upper St. Bernard Parish

Hurricanes and tropical storms

Storms whose track crossed St. Bernard Parish, with the wind when it passed

Drinking water

1 community water system serve about 44,783 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at St Bernard, 13 mi from the county center

Summer highs peak around 89°F in Jul and winter lows bottom out near 44°F in Jan..

MonthHighLowRain
Jan62°F44°F-
Feb65°F47°F-
Mar71°F53°F-
Apr77°F60°F-
May84°F68°F-
Jun87°F73°F-
Jul89°F75°F-
Aug89°F75°F-
Sep86°F71°F-
Oct79°F62°F-
Nov70°F51°F-
Dec64°F45°F-
Year69°F average-

Pollution sites

0 Superfund sites and 4 toxic release facilities in St. Bernard Parish

Superfund sites

None in this parish.

Toxic release facilities

Total: 548,007 lbs in 2024, 414,693 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk7 historic places

Frequently asked questions

How risky is St. Bernard Parish for natural disasters?
FEMA rates St. Bernard Parish relatively low for overall natural hazard risk, with expected losses of $34.72M a year. The highest-rated hazards are hurricane (relatively high), coastal flooding (relatively moderate), lightning (relatively moderate).
What storms are most common in St. Bernard Parish?
Since 1996, NOAA recorded 259 storm events affecting St. Bernard Parish, most often excessive heat (43), tropical storm (34), storm surge/tide (33).
How many tornadoes have hit St. Bernard Parish?
16 tornadoes have been recorded in St. Bernard Parish since 1950, including 1 rated F3/EF3 or stronger.
How many homes in St. Bernard Parish have flood insurance?
8,351 residential flood insurance policies are in force in St. Bernard Parish, covering about 56.8% of homes. The program has paid $2.25B on 23,919 claims here since 1978.
What is the weather like in St. Bernard Parish?
At St Bernard, average highs reach 89°F in Jul and lows fall to 44°F in Jan (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.