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Risk: Very Low

Bates County, MO Environment & Hazard Risk

Very Low natural hazard risk, led by strong wind. 416 storm events since 1996.

Expected yearly loss
$8.8M
Very Low nationally
Storm events since 1996
416
Most often hail
Flood insurance policies
9
0.1% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 30.5 of 100

Social vulnerability

Relatively Moderate

Score 54.7 of 100

Community resilience

Relatively Moderate

Score 42.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $3.8B · Agriculture value exposed: $206M · Risk-adjusted yearly loss: $10.3M

Risk by hazard

  • Strong windRelatively Moderate$818K/yr expected annual loss, about 5.4 events a year
  • HailRelatively Low$402K/yr expected annual loss, about 7.3 events a year
  • Heat waveRelatively Low$587K/yr expected annual loss, about 15 events a year
  • DroughtRelatively Low$249K/yr expected annual loss, about 7.8 events a year
  • Cold waveRelatively Low$946K/yr expected annual loss, about 2.1 events a year
  • TornadoRelatively Low$1.2M/yr expected annual loss, about once every 2 years
  • Winter weatherRelatively Low$51.3K/yr expected annual loss, about 9.9 events a year
  • EarthquakeVery Low$179K/yr expected annual loss, about once every 694 years
  • Ice stormRelatively Low$50.6K/yr expected annual loss, about once every 2 years
  • LandslideVery Low$629/yr expected annual loss, about once every 8 years
  • HurricaneVery Low$6,298/yr expected annual loss, about once every 100 years
  • LightningVery Low$50.8K/yr expected annual loss, about 52 events a year
  • WildfireVery Low$4,470/yr expected annual loss, about once every 1,647 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
9 of 9,448 (0.1%)
Homes in high-risk flood zones
97
Insured in high-risk zones
5 (5%)
Flood claims since 1978
25
Claims paid since 1978
$646K

Flood claims paid per year

Flood claims paid per year in Bates County
Beta
  • March storm$0 · 1 claim

Storm history

Since 1996: 416 events, 2 deaths, $16.2M in damage

  • Hail166
  • Thunderstorm Wind112 · 1 death
  • Drought22
  • Flash Flood20
  • Winter Storm20
  • Heat15 · 1 death
  • Tornado14
  • Heavy Snow10
  • Ice Storm8
  • Extreme Cold/Wind Chill7
Beta

Events per year

Storm events per year in Bates County
23
18
16
4
9
13
15
9
27
3
21
6
7
7
5
12
15
15
34
20
Beta

28 tornadoes on record (EF0 7, EF1 4, F0 6, F1 6, F2 4, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Heat07/18/1999

    Bates

    1 death

    What happened

    Northwest Missouri suffered through two weeks of oppressive heat and humidity in late July as temperatures topped the 90 degree mark for 14 consecutive days. Dew points in the lower to middle 70s pushed afternoon heat indices above 100 degrees each day. The heat wave was most intense from July 23rd through the 30th, as temperatures reached the upper 90s or topped 100 degrees for 8 consecutive days, with afternoon heat indices between 110 and 115 degrees. Kansas City's downtown airport recorded 7 straight 100 degree days, peaking at 106 on July 29. Adding to the deadly effects of the heat was the lack of nighttime cooling, especially in the urban areas. Overnight temperatures in downtown Kansas City did not drop below 78 degrees for a 13-day period, and nighttime heat indices remained in the 80s. The heat wave claimed a total of 22 lives in northwest Missouri. Most of the victims were elderly, and 16 of the fatalities occurred in the urban core of Kansas City. The other heat-related deaths occurred outside Kansas City in Jackson County (one death), and in Cass (2 deaths), Bates (1), Buchanan (1), and Harrison (1) Counties.

  • Thunderstorm Wind65 kt wind05/04/2020

    Lacyville, Bates County

    1 death

    What happened

    A gradually decaying supercell produced a significant downburst as it crossed into western Missouri. The worst of the damage occurred in the Amsterdam and Passaic area, where a single fatality occurred due to a large tree falling into a home.

  • Heavy Rain06/28/2007

    Hume, Bates County

    $8.2M damage

    What happened

    A total of 14.75 inches of rain was reported over a three day period. Major flooding of the Marais Des Cygnes River was reported across the southern part of the county. Damage was reported to many homes and businesses, as well as to railroad tracks and roads. Agricultural losses were significant.

  • Hail4" hail05/09/2003

    Adrian, Bates County

    $6.8M damage

    What happened

    Large hail damaged 1,100 homes and 750 cars.

  • Ice Storm01/30/2002

    Bates

    $580K damage

    What happened

    A long-lived major ice and snow storm blasted much of northwest, northern and central Missouri from late Tuesday, January 29th, until Thursday, January 31st. Ice accumulations of over an inch were observed from the Kansas City metropolitan area, east and north through Moberly Missouri. At one point 409,504 total customers were without electrical power in the CWA, with some residents without power up to two weeks. For the Kansas City area, the ice storm was ranked as the worst ever. Further north across northern Missouri, heavy snow fell generally along and north of a line, from St. Joseph to Trenton to Kirksville. Snow accumulations ranged from 8 to 14 inches.

  • TornadoF0, 14.4 mi path, 220 yd wide03/12/2006

    Amsterdam, Bates County

    $400K damage

    What happened

    Tornado crossed into Bates county from Linn county Kansas at 1424 CST...2 miles west-southwest of Amsterdam. The F0 tornado caused damage to several buildings in Amsterdam. The tornado then continued northeast over rural areas with damage limited to trees. The tornado then lifted 1 mile northwest of Adrian at 1442 CST.

Drinking water

15 community water systems serve about 18,899 people. Violations since 2021.

7 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

  • Butler PwsServes 4,219 · Surface water · Local governmentNo health violations+6 monitoring or reporting
  • Bates County Pwsd 5Serves 2,690 · Purchased surface water · Local government1 health violation+2 monitoring or reporting
  • Bates County Pwsd 6Serves 2,600 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Bates County Pwsd 4Serves 2,348 · Purchased surface water · Local government1 health violation+1 monitoring or reporting
  • Adrian PwsServes 1,635 · Surface water · Local government2 health violations+28 monitoring or reporting
  • Rich Hill PwsServes 1,400 · Surface water · Local government2 health violations+1 monitoring or reporting
  • Cass Bates County Pwsd 12Serves 1,335 · Purchased groundwater · Local governmentNo health violations+5 monitoring or reporting
  • Bates County Pwsd 2Serves 752 · Surface water · Local government8 health violations+6 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Bates County

No Superfund sites or toxic release facilities in Bates County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Bates County for natural disasters?
FEMA rates Bates County very low for overall natural hazard risk, with expected losses of $8.8M a year. The highest-rated hazards are strong wind (relatively moderate), hail (relatively low), heat wave (relatively low).
What storms are most common in Bates County?
Since 1996, NOAA recorded 416 storm events affecting Bates County, most often hail (166), thunderstorm wind (112), drought (22).
How many tornadoes have hit Bates County?
28 tornadoes have been recorded in Bates County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Bates County have flood insurance?
9 residential flood insurance policies are in force in Bates County, covering about 0.1% of homes. The program has paid $646K on 25 claims here since 1978.
What is the weather like in Bates County?
At Butler 4w, average highs reach 90°F in Jul and lows fall to 20°F in Jan, with 43.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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