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Risk: Very Low

Bollinger County, MO Environment & Hazard Risk

Very Low natural hazard risk, led by earthquake. 774 storm events since 1996.

Expected yearly loss
$9.58M
Very Low nationally
Storm events since 1996
774
Most often hail
Flood insurance policies
14
0.2% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1915

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 26.3 of 100

Social vulnerability

Relatively Low

Score 26.0 of 100

Community resilience

Relatively Low

Score 31.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.51B · Agriculture value exposed: $41.35M · Risk-adjusted yearly loss: $9.1M

Risk by hazard

  • EarthquakeRelatively Low$1.52M/yr expected annual loss, about once every 106 years
  • LandslideRelatively Low$6,943/yr expected annual loss, about 2.1 events a year
  • Ice stormRelatively Moderate$165K/yr expected annual loss, about 1.0 events a year
  • Heat waveRelatively Low$525K/yr expected annual loss, about 11 events a year
  • TornadoRelatively Low$1.53M/yr expected annual loss, about once every 2 years
  • Strong windRelatively Low$627K/yr expected annual loss, about 3.4 events a year
  • Winter weatherRelatively Low$59.89K/yr expected annual loss, about 7.7 events a year
  • Cold waveRelatively Low$717K/yr expected annual loss, about 1.2 events a year
  • DroughtRelatively Low$68.84K/yr expected annual loss, about 4.9 events a year
  • HurricaneVery Low$9,490/yr expected annual loss, about once every 49 years
  • HailVery Low$88.29K/yr expected annual loss, about 3.5 events a year
  • WildfireVery Low$9,716/yr expected annual loss, about once every 2,096 years
  • LightningVery Low$66.33K/yr expected annual loss, about 56 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
14 of 6,944 (0.2%)
Homes in high-risk flood zones
0
Flood claims since 1978
116
Claims paid since 1978
$2.29M

Flood claims paid per year

Flood claims paid per year in Bollinger County
  • March storm$886K · 32 claims
  • Mid-spring storms$41.12K · 7 claims
  • Late spring severe storms$18.47K · 5 claims
  • Not a named storm$16.25K · 1 claim
  • Flooding$7,948 · 5 claims
  • Early winter storms$6,706 · 2 claims

Storm history

Since 1996: 774 events, 12 deaths, $55.26M in damage

  • Hail91
  • Thunderstorm Wind86
  • Dense Fog85
  • Strong Wind73
  • Winter Weather71
  • Heat64
  • Frost/Freeze56
  • Flash Flood42 · 4 deaths
  • Drought36
  • Tornado25 · 6 deaths

Events per year

Storm events per year in Bollinger County
29
33
21
29
34
32
16
28
32
24
28
29
25
25
26
33
33
41
25
18

30 tornadoes on record (EF0 1, EF1 13, EF2 3, EF3 1, F0 5, F1 3, F2 3, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF2, 19.78 mi path, 150 yd wide04/05/2023

    Grassy, Bollinger County

    5 deaths, 4 injured, $2M damage

    What happened

    The tornado moved northeast across central Bollinger County, passing just north and west of Marble Hill. The most severe damage occurred in Glenallen (near Marble Hill), where several fatalities and injuries occurred. All five occupants of a demolished mobile home were killed there, including two teenagers, a middle-aged adult, and two older adults. Several manufactured homes were totally destroyed. Approximately a couple of dozen homes suffered major structural damage, including roof damage, broken windows, and collapse of walls. Severe tree damage occurred in the vicinity of Glenallen, where hundreds of trees were snapped at the base. A dozen or so farm outbuildings sustained major damage along the path of the tornado. Peak winds were estimated near 130 mph at Glenallen. The maximum path width and damage rating were assigned to the Glenallen area along Highway 34. The tornado was very close to dissipating when it crossed into Cape Girardeau County.

  • Flash Flood11/30/2019

    Sedgewickville, Bollinger County

    3 deaths, 2 injured, $50K damage

    What happened

    Flash flooding of two creeks resulted in two separate fatal incidents involving vehicles swept off roads. In the first incident, a vehicle carrying four people was swept away at the low water crossing of the Little Whitewater Creek on County Road 356. This location is several miles south of Sedgwickville. Two of the occupants lost their lives, and the other two were treated for injuries. The survivors were the 33-year-old male driver and a 2-year-old boy. Two young boys aged 5 and 8 years old were killed. The location of the flash flood fatalities was in a hilly area, where numerous low water crossings are prone to frequent inundation. A volunteer firefighter familiar with the area estimated the water depth was 3 to 4 feet where the driver of the SUV attempted to cross the creek. The injured victims were airlifted or taken by ambulance to regional hospitals with moderate to serious injuries. The victims were all members of the same family. In the second incident, a truck was swept away at the low water crossing of Upper Whitewater Creek on County Road 234. This location is a couple miles east of Sedgwickville. The 48-year-old male driver from Louisiana was killed. The vehicle...

  • TornadoF3, 4 mi path, 200 yd wide04/28/2002

    Marble Hill, Bollinger County

    1 death, 16 injured, $4M damage

    What happened

    This strong tornado with peak winds near 180 MPH touched down in a rural area southwest of Marble Hill. A total of 19 residences were severely damaged, and 6 were destroyed. Approximately 10 of the residences were mobile homes and 15 were single-family homes. Another 50 outbuildings, such as barns and sheds, were destroyed or damaged. Seven people were inside a house that was demolished. One of the victims, a 12-year-old boy, was thrown about 50 yards from the house and fatally injured. Several others in the immediate area, possibly the other occupants of the house, were thrown into a nearby lake and swam to safety. Of the 16 people injured in the tornado, four were air lifted to hospitals with serious injuries. Cars were stacked atop cars. Several residents were trapped inside the debris of their homes for up to 3 hours. The large number of trees down across roads delayed the arrival of rescue teams.

  • Flash Flood08/14/2023

    Marble Hill, Bollinger County

    $20M damage

    What happened

    Significant flash flooding was reported from the Marble Hill area west-southwest along Highway 34 to the county line. Between 40 and 50 homes and businesses were damaged by flooding in the county. Highway 34 was shut down as a nearby creek flowed over it. At one point, 22 county highways and roads were flooded. Several county roadways were washed out, including bridges. Some of the washouts were 8 to 10 feet deep. Flooding occurred at the main bridge in Marble Hill. Sixteen individuals were rescued from floodwaters throughout the county. Up to 6 feet of water was flowing in some locations. Water flowing 3 to 4 feet deep was observed in Marble Hill. Water was in buildings in Glenallen. Close to the Wayne County line, water was into numerous campers at Twin Bridges Park. Significant flooding occurred near the intersection of Highway Y and Highway 34. Water rescues occurred at the Castor River Campground west of Grassy. The two-day rainfall total at the Marble Hill co-op observation site was 5.73 inches, which occurred on the 13th and 14th. Total flood damage to public infrastructure in the county was conservatively estimated at 18.2 million dollars. Some of this total may have...

  • Flood03/18/2008

    Patton, Bollinger County

    1 death, $4.8M damage

    What happened

    Historic flooding occurred after 12 to 14 inches of rain fell in 48 hours. One man was killed in Marble Hill when his pickup truck was swept off a highway into Crooked Creek. Most of the major highways in the county were closed for at least part of the day. Evacuations were conducted in some places, especially in Glenallen. About 23 people were rescued from a subdivision near Zalma due to flooding of the Castor River. Evacuation shelters were opened. Numerous water rescues were conducted around the county. Marble Hill was described as cut in half by severe flooding of Crooked Creek, which rose 8 to 10 feet above a major state highway into town. Much of Marble Hill was inundated. Schools were closed, businesses shut down, and campgrounds were evacuated. Many gravel roads were washed out, and many small bridges were destroyed. Initial estimates were that 75 percent of the county's roads were damaged. The emergency management director for the county reported 14 businesses and 15 homes in Marble Hill suffered severe damage. Fifteen homes in Glenallen and 30 homes in Zalma were severely damaged. A school and other public buildings were extensively damaged. A mobile home was washed...

  • Heat07/26/1997

    Bollinger

    12 injured

    What happened

    A heat wave spanning a three-day period caused heat stress problems for the unprepared. A cooling unit of an air conditioner in a Cape Girardeau office building failed, causing four employees to require medical attention. The four women spent a good part of the day in the room without air conditioning. The women became lethargic and overheated, and were taken to a local hospital as a precaution. Over a four-day period, Southeast Missouri hospitals treated at least a dozen people for heat related illness in their emergency rooms. About half of the cases involved elderly residents. Four people were treated for dehydration at one hospital on July 27. High temperatures were in the upper 90s to near 100 degrees for three consecutive days. High humidity sent the heat index up to near 115 degrees.

Latest storm reports

Newest first

  • Thunderstorm Wind52 kt wind04/16/2026

    Leopold, Bollinger County

    $2,000 damage

  • Thunderstorm Wind52 kt wind04/16/2026

    Lutesville, Bollinger County

    $2,000 damage

  • Thunderstorm Wind65 kt wind04/16/2026

    Hahn, Bollinger County

    $12K damage

  • Hail0.75" hail04/16/2026

    Zalma, Bollinger County

  • Hail1.25" hail04/16/2026

    Zalma, Bollinger County

  • Drought04/14/2026

    Bollinger

  • Strong Wind37 kt wind04/02/2026

    Bollinger

    $1,000 damage

  • Dense Fog02/16/2026

    Bollinger

Hurricanes and tropical storms

Storms whose track crossed Bollinger County, with the wind when it passed

Drinking water

5 community water systems serve about 1,945 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Marble Hill South PwsServes 862 · Purchased groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Marble Hill North PwsServes 664 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Sedgewickville PwsServes 197 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Bollinger County Pwsd 1Serves 142 · Groundwater · Local governmentNo health violations
  • Dianas Boarding Home 2Serves 80 · Groundwater · PrivateNo health violations+5 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Marble Hill, 2.3 mi from the county center

Summer highs peak around 90°F in Jul and winter lows bottom out near 25°F in Jan. About 51.9 inches of rain falls in a typical year.

MonthHighLowRain
Jan46°F25°F3.32 in
Feb51°F29°F3.33 in
Mar61°F36°F4.83 in
Apr72°F46°F5.75 in
May79°F56°F5.65 in
Jun86°F64°F4.04 in
Jul90°F68°F4.46 in
Aug89°F66°F3.90 in
Sep83°F58°F3.59 in
Oct73°F46°F4.14 in
Nov59°F36°F4.83 in
Dec49°F29°F4.03 in
Year58°F average51.9 in

Pollution sites

0 Superfund sites and 0 toxic release facilities in Bollinger County

No Superfund sites or toxic release facilities in Bollinger County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk2 historic places

Frequently asked questions

How risky is Bollinger County for natural disasters?
FEMA rates Bollinger County very low for overall natural hazard risk, with expected losses of $9.58M a year. The highest-rated hazards are earthquake (relatively low), landslide (relatively low), ice storm (relatively moderate).
What storms are most common in Bollinger County?
Since 1996, NOAA recorded 774 storm events affecting Bollinger County, most often hail (91), thunderstorm wind (86), dense fog (85).
How many tornadoes have hit Bollinger County?
30 tornadoes have been recorded in Bollinger County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Bollinger County have flood insurance?
14 residential flood insurance policies are in force in Bollinger County, covering about 0.2% of homes. The program has paid $2.29M on 116 claims here since 1978.
What is the weather like in Bollinger County?
At Marble Hill, average highs reach 90°F in Jul and lows fall to 25°F in Jan, with 51.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.