Camden County, MO Environment & Hazard Risk

• LandslideRelatively Moderate$177K/yr expected annual loss, about 1.3 events a year
• Ice stormVery High$1.47M/yr expected annual loss, about once every 1 year
• Heat waveRelatively Moderate$2.99M/yr expected annual loss, about 13 events a year
• Winter weatherRelatively High$375K/yr expected annual loss, about 12 events a year
• TornadoRelatively Moderate$4.1M/yr expected annual loss, about once every 2 years
• WildfireRelatively Low$405K/yr expected annual loss, about once every 324 years
• EarthquakeRelatively Low$1.26M/yr expected annual loss, about once every 482 years
• Cold waveRelatively Moderate$2.74M/yr expected annual loss, about 2.5 events a year
• HailRelatively Moderate$643K/yr expected annual loss, about 5.8 events a year
• LightningRelatively Moderate$459K/yr expected annual loss, about 54 events a year
• Strong windRelatively Moderate$573K/yr expected annual loss, about 4.2 events a year
• HurricaneVery Low$27.05K/yr expected annual loss, about once every 111 years
• DroughtRelatively Low$25.14K/yr expected annual loss, about 4.8 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Check the flood zone for an address

Homes with flood insurance

224 of 36,952 (0.6%)

Homes in high-risk flood zones

1,244

Insured in high-risk zones

169 (14%)

Flood claims since 1978

92

Claims paid since 1978

$1.71M

• Hail228
• Thunderstorm Wind182
• Flash Flood79 · 1 death
• Flood32
• Winter Storm24
• Drought23
• Heavy Rain20
• Winter Weather19
• Tornado13 · 4 deaths
• Heat9

• Winter Storm11/30/2006

  Camden

  $120M damage

  What happened

  A major winter storm caused a combination of freezing rain, sleet, and heavy snow to fall over sections of southwest and central Missouri. The frozen precipitation began on the 30th, the precipitation type was freezing rain and sleet, with ice accumulations up to four inches in some areas. The second wave of precipitation occurred overnight causing large amount of snow to accumulate over the ice. Storm total accumulations ranging from 13 to 17 inches occurred from the Lake of the Ozarks Region, over to Vernon and Cedar counties. Meanwhile other areas north of the Interstate 44 corridor experienced storm totals ranging from seven to 12 inches.|The combination of the ice and snow weighted down all exposed objects. As a matter of fact, some areas experienced disaster as many roofs on businesses, barns, outbuildings, and schools collasped due to the weight of the accumulated precipitation. On Lake of the Ozarks and Pomme De Terre Lake, numerous docks collasped destroying a large number of boats and causing many of them to sink.

• TornadoF3, 14 mi path, 400 yd wide05/05/2003

  Decaturville, Camden County

  4 deaths, 27 injured, $6M damage

  What happened

  A long lived cyclic supercell that had a history of producing large and destructive tornadoes spawned another large tornado in rural south central Camden County. This tornado then tracked northeast into more populated areas south of Camdenton, where it claimed the lives of four local residents. Approximately 50 homes and outbuildings were destroyed along with significant agricultural loss. Roy Wright age 53, was deceased from being tossed from his mobile home as the tornado struck.George and Betty Jones ages 75 and 76, were taking cover in there bath tub while the tornado directly struck their frame home. They were deceased from being tossed into a field about three feet from each other. Grace Racy was taking shelter in her frame home while the tornado approached. She suffered a broken back along with other critical injuries from being tossed and hit by flying debris. She deceased about a month and a half after the event of complications from the injuries.

• Hail1.75" hail04/28/2026

  Decaturville, Camden County

  $59.9M damage

  What happened

  A hail swath from quarters to golf balls in size fell along a path from Decaturville to Montreal where a left moving supercell moved to the northeast and weakened before leaving the county. Along the storms path, numerous homes, vehicles, businesses, equipment, crops, livestock and other structures were damaged.

• Flash Flood05/04/1999

  Countywide, Camden County

  1 death

  What happened

  Thunderstorms produced a large area of 2 to 6 inch rainfall over central, south central, and southwest Missouri. The hardest hit areas were along the Kansas state line from Nevada to Joplin where some damage to roads occurred. A few homes in the Carthage and Joplin areas required brief evacuations due to the flooding. About a half dozen homes in Carthage had minor flood damage on the lowest floor. Numerous low lying roads and low water crossings were closed due to the flooding.There was one flash flood related fatality in eastern Camden County on Dry Glaize Creek near Montreal. Early in the morning on May 5th, a women died when she drove into a flooded low water crossing.

• Drought08/01/2012

  Camden

  $4.97M damage

  What happened

  The U.S Drought Monitor continued to report Extreme Drought (D3) to Exceptional Drought (D4) throughout the month of August. The region started seeing some rainfall by the end of the month. The KH21 AWOS station near Camdenton reported 2.49 of rainfall for the month of August. This is a continuation of the drought that began across the region in June. As a result of the limited rainfall combined with the excessive heat, the USDA Service center indicated that crop losses were 75 percent of the spring planting. Many farmers and ranchers reported having to feed hay as pastures stopped growing and became dry through the month which added to operation costs. Monetary crop loss figures are estimates using information from the National Agricultural Statistics database, local FSA and USDA offices and other local, state or federal agency information. Livestock losses, if they occurred or were reported are listed in the property section.

• Winter Weather12/16/2016

  Camden

  2 injured, $150K damage

  What happened

  Two Sunrise Beach firefighters were injured when their fire truck was involved in an accident due to slick road conditions. The fire truck was totaled. The Osage Beach fire department assist in more than a dozen vehicle crashes due to slick road conditions. A Osage Beach fire truck was damaged in an accident.

• Thunderstorm Wind61 kt wind07/04/2026

  Camdenton Mem Arpt, Camden County

• Thunderstorm Wind56 kt wind07/04/2026

  Beach, Camden County

  $5,000 damage

• Thunderstorm Wind61 kt wind07/04/2026

  Sunrise Beach, Camden County

• Thunderstorm Wind61 kt wind07/04/2026

  Beach, Camden County

  $15K damage

• Thunderstorm Wind61 kt wind07/04/2026

  Sunrise Beach, Camden County

• Thunderstorm Wind61 kt wind07/04/2026

  Green Bay Terrace, Camden County

• Thunderstorm Wind61 kt wind07/04/2026

  Purvis, Camden County

  $10K damage

• Flash Flood05/18/2026

  Only, Camden County

• Camden County Pwsd 4 Horseshoe BendServes 7,912 · Groundwater · Local governmentNo health violations+29 monitoring or reporting
• Camdenton PwsServes 3,960 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
• Osage Beach East PwsServes 2,611 · Groundwater · Local governmentNo health violations
• Camden County Pwsd #4 Shawnee BendServes 2,065 · Groundwater · Local governmentNo health violations+7 monitoring or reporting
• Camden County Pwsd # 5Serves 1,735 · Groundwater · Local governmentNo health violations+5 monitoring or reporting
• Osage Beach West PwsServes 1,700 · Groundwater · Local governmentNo health violations
• Camden County Pwsd 3Serves 1,650 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
• Camden County Pwsd 2Serves 1,600 · Groundwater · Local governmentNo health violations+3 monitoring or reporting