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Risk: Very Low

Clark County, MO Environment & Hazard Risk

Very Low natural hazard risk, led by heat wave. 476 storm events since 1996.

Expected yearly loss
$6.7M
Very Low nationally
Storm events since 1996
476
Most often thunderstorm wind
Flood insurance policies
28
0.6% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 21.8 of 100

Social vulnerability

Relatively Moderate

Score 53.8 of 100

Community resilience

Very Low

Score 7.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.2B · Agriculture value exposed: $128M · Risk-adjusted yearly loss: $8M

Risk by hazard

  • Heat waveRelatively Moderate$1.6M/yr expected annual loss, about 9.3 events a year
  • LandslideRelatively Low$3,270/yr expected annual loss, about once every 5 years
  • DroughtRelatively Low$287K/yr expected annual loss, about 7.8 events a year
  • Strong windRelatively Moderate$553K/yr expected annual loss, about 4.3 events a year
  • HailRelatively Low$270K/yr expected annual loss, about 3.5 events a year
  • WildfireVery Low$35.2K/yr expected annual loss, about once every 1,272 years
  • LightningRelatively Low$168K/yr expected annual loss, about 46 events a year
  • EarthquakeVery Low$84.1K/yr expected annual loss, about once every 696 years
  • TornadoVery Low$331K/yr expected annual loss, about once every 3 years
  • Cold waveVery Low$233K/yr expected annual loss, about 4.4 events a year
  • Ice stormVery Low$11.3K/yr expected annual loss, about once every 2 years
  • Winter weatherVery Low$13.4K/yr expected annual loss, about 11 events a year
  • HurricaneVery Low$2,956/yr expected annual loss, about once every 100 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
28 of 4,775 (0.6%)
Homes in high-risk flood zones
184
Insured in high-risk zones
10 (5%)
Flood claims since 1978
106
Claims paid since 1978
$7.6M

Flood claims paid per year

Flood claims paid per year in Clark County
Beta
  • Midwest Flooding$1.1M · 30 claims
  • Late spring storms$74.7K · 7 claims
  • Flooding$7,696 · 1 claim

Storm history

Since 1996: 476 events, 1 death, $24.2M in damage

  • Thunderstorm Wind114
  • Hail96
  • Winter Weather50
  • Flash Flood47
  • Winter Storm41
  • Flood40 · 1 death
  • Drought13
  • Tornado12
  • Ice Storm10
  • Heavy Snow8
Beta

Events per year

Storm events per year in Clark County
20
24
11
42
24
26
17
22
11
7
15
11
17
4
6
4
15
23
5
8
Beta

17 tornadoes on record (EF1 3, EF2 1, F0 6, F1 3, F2 2, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flood06/08/2014

    Revere, Clark County

    1 death

    What happened

    A 68 year old male drowned in Dumas Creek near Revere, Missouri when the pick-up truck he was driving was swept into the creek. The incident occurred at a low-water crossing when the swift current pushed his truck into the creek. The man was able to exit his truck about 50 to 75 yards from the road but couldn't get himself to safety. His body was found about a half mile downstream a couple of days later. The incident occurred sometime during the evening but the exact time is unknown. A large area of rain and a few thunderstorms occurred from about noon to 4 pm with rain amounts of 2 inches reported.

  • Drought07/01/2005

    Clark

    $4.8M damage

    What happened

    The drought that began back in June 2005 continued through July and into August 2005 and spread into Eastern Iowa and Northeast Missouri. The drought became severe to extreme across Northwest and West Central Illinois while it was only severe across Eastern Iowa and Northeast Missouri. The drought combined with high heat during the second half of the month decimated the corn crop. At one point during the month of July, the dryness for the calendar year across parts of the area equalled or exceeded the dry conditions during the drought of 1988. By late June the governor of Illinois had activated the Drought Response Task Force in response to severe drought conditions. By late July much of the state was declared an agricultural disaster area by the USDA.Crop loss estimates varied across the entire area. Across Illinois, the worst losses were along the Illinois River Valley with an estimated 40% yield reduction that decreased to around 25-30% along the Mississippi River Valley. In Iowa, loses rapidly decreased the further west one went from the Mississippi River Valley and were near or just slightly below normal upon reaching an Independence to Oskaloosa Iowa line.

  • Thunderstorm Wind60 kt wind06/25/2003

    Alexandria, Clark County

    $4.8M damage

    What happened

    A line of strong storms moved across Clark County in the late afternoon damaging 20,000 acres of crops (17,000 corn and 3,000 wheat) near the Alexandria area.

  • Drought08/01/2005

    Clark

    $2.7M damage

    What happened

    The 2005 drought that started back in June continued through the month of August 2005 and into September 2005. Severe to extreme drought continued across the northern half of Illinois, eastern third of Iowa, and northeast Missouri. Although rainfall was more plentiful during the month, it continued to remain widely scattered. What rainfall did occur helped keep soybean losses to a minimum and preserved what was left of the corn crop. The severe dryness of the drought continued to place it equal to or exceeding the drought of 1988. By the end of August the governor of Iowa had requested areas south and east of a line from Dubuque, to Independence, to Ottumwa (save Buchanan County) be declared an agricultural disaster area.Soybean crop losses generally were estimated at a 10-15% reduction in yield across Illinois, eastern Iowa, and northeast Missouri. There were pockets across eastern Iowa and northeast Missouri where an estimated 20-30% reduction in yield for soybeans was expected.

  • Frost/Freeze05/03/2005

    Clark

    $2.2M damage

    What happened

    Record breaking cold settled over the Midwest during the early morning hours of 3 May 2005. The cold was of such intensity that all time record minimums for the month of May were tied or shattered at most first order stations and many co-operative stations. Farmers that took advantage of the unseasonably mild weather during the first half of April had to replant after crops were killed off by the freeze. In some cases, crops had to be replanted even though the growing point was below the surface. This was due to the soil being a sandy loam which allowed freezing temperatures to penetrate into the ground.

  • TornadoEF2, 6.9 mi path, 50 yd wide12/05/2017

    Wayland, Clark County

    1 injured, $104K damage

    What happened

    An NWS Storm Survey team found that an EF-2 tornado touched down in an open field southwest of Wayland, Missouri damaging trees and breaking windows. The tornado then moved east northeast over rural areas damaging trees. As the tornado approached Highway 27, it strengthened, causing EF-2 damage to power poles. The tornado hit a DOT facility, destroying doors and a salt shelter. When the tornado crossed the highway, a semi was overturned, causing one injury. The tornado crossed the Des Moines River into Iowa where it lifted. The peak estimated winds were 115 MPH.

Drinking water

4 community water systems serve about 10,590 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Clark County Cons Pwsd 1Serves 8,000 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
  • Kahoka Public Works PwsServes 1,961 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
  • Wayland PwsServes 420 · Purchased groundwater · Local governmentNo health violations+7 monitoring or reporting
  • Wyaconda PwsServes 209 · Purchased groundwater · Local governmentNo health violations+1 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Clark County

No Superfund sites or toxic release facilities in Clark County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk4 historic places

Frequently asked questions

How risky is Clark County for natural disasters?
FEMA rates Clark County very low for overall natural hazard risk, with expected losses of $6.7M a year. The highest-rated hazards are heat wave (relatively moderate), landslide (relatively low), drought (relatively low).
What storms are most common in Clark County?
Since 1996, NOAA recorded 476 storm events affecting Clark County, most often thunderstorm wind (114), hail (96), winter weather (50).
How many tornadoes have hit Clark County?
17 tornadoes have been recorded in Clark County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Clark County have flood insurance?
28 residential flood insurance policies are in force in Clark County, covering about 0.6% of homes. The program has paid $7.6M on 106 claims here since 1978.
What is the weather like in Clark County?
At Donnellson, average highs reach 86°F in Jul and lows fall to 15°F in Jan, with 39.2 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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