Clinton County, MO Environment & Hazard Risk
Relatively Low natural hazard risk, led by hail. 382 storm events since 1996.
- Expected yearly loss
- $22.2M
- Relatively Low nationally
- Storm events since 1996
- 382
- Most often hail
- Flood insurance policies
- 15
- 0.1% of homes
- Hurricanes nearby
- 0
- Since 1851
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 56.2 of 100
Social vulnerability
Very Low
Score 19.7 of 100
Community resilience
Relatively High
Score 68.9 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $13.3B · Agriculture value exposed: $105M · Risk-adjusted yearly loss: $19.7M
Risk by hazard
- HailRelatively Moderate$1.1M/yr expected annual loss, about 8.3 events a year
- TornadoRelatively Moderate$3.2M/yr expected annual loss, about once every 4 years
- Cold waveRelatively Moderate$2.5M/yr expected annual loss, about 3.4 events a year
- DroughtRelatively Moderate$547K/yr expected annual loss, about 18 events a year
- WildfireRelatively Low$154K/yr expected annual loss, about once every 1,272 years
- Heat waveRelatively Low$768K/yr expected annual loss, about 12 events a year
- LandslideVery Low$1,989/yr expected annual loss, about once every 9 years
- Strong windRelatively Low$643K/yr expected annual loss, about 6.2 events a year
- Ice stormRelatively Low$97.6K/yr expected annual loss, about once every 1 year
- EarthquakeVery Low$127K/yr expected annual loss, about once every 1,080 years
- Winter weatherRelatively Low$41.2K/yr expected annual loss, about 11 events a year
- LightningRelatively Low$114K/yr expected annual loss, about 48 events a year
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 15 of 12,909 (0.1%)
- Homes in high-risk flood zones
- 68
- Insured in high-risk zones
- 12 (18%)
- Flood claims since 1978
- 7
- Claims paid since 1978
- $66.7K
Flood claims paid per year
Storm history
Since 1996: 382 events, 1 death, $378K in damage
- Hail129
- Thunderstorm Wind126
- Winter Storm24
- Drought19
- Heat14
- Flash Flood12
- Tornado10
- Flood9 · 1 death
- Heavy Snow8
- Extreme Cold/Wind Chill7
Events per year
26 tornadoes on record (EF0 6, EF2 1, F0 6, F1 8, F2 4, F3 1).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Flood06/26/2021
Gower, Clinton County
1 death, 3 injured, $10K damage
What happened
Well after rain had ended, Castille Creek was high enough to cover the road at County Line road. The vehicle entered the flooded waters and was swept off the road into a nearby field, where one occupant drowned. Three others were able to get out of the vehicle or be rescued. The time of this occurrence was taken from news reports.
- Thunderstorm Wind61 kt wind06/02/2018
Converse, Clinton County
1 injured, $50K damage
What happened
A 3 to 4 foot tree with noticeable stump rot fell onto a vehicle giving the occupant minor injuries.
- Thunderstorm Wind52 kt wind06/15/2013
Lathrop, Clinton County
1 injured
What happened
A tree was blown over, causing a minor hip injury to a person, at the Lathrop Fairgrounds. Thunderstorm wind gusts were estimated up to 60 mph.
- Winter Storm01/30/2002
Clinton
$200K damage
- TornadoEF2, 16.28 mi path, 1,000 yd wide03/07/2017
Trimble, Clinton County
What happened
This tornado is a continuation of the tornado that moved out of Clay County after impacting Smithville and Smithville Lake on the night of March 6. The tornado reached its strongest rating and its widest size as it crossed out of Clay County into Clinton County while it crossed Smithville Lake. Like in Clay County several residences were impacted in Clinton County by this large tornado that reached 1000 yards wide at its largest point. The worst of the damage occurred just east of Smithville lake where numerous structures were completely destroyed, but like on the west side of the lake the worst of the damage seemed to occur where garage doors became a point of entry for 100+ mph winds and lifted the entire structure off of its foundation. The tornado continued across the rural portions of Clinton County, remaining at least EF-2 until it approached Lathrop, where it became smaller and didn't create as much damage. A few structures on the south end of Lathrop were damaged. The last damage point appeared to be just west of Interstate 35, where a few metal outbuildings had some metal peeled off, but no more damage was located east of I-35. The tornado dissipated between Lathrop...
Drinking water
10 community water systems serve about 582,552 people. Violations since 2021.
2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.
- Kansas City PwsServes 553,295 · Surface water · Local governmentNo health violations+3 monitoring or reporting
- Cameron PwsServes 11,963 · Surface water · Local governmentNo health violations
- Clinton Co Pwsd 4 Sys 1Serves 4,968 · Purchased surface water · Local government2 health violations+6 monitoring or reporting
- Clinton County Pwsd 3Serves 3,722 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
- Lathrop PwsServes 2,945 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
- Plattsburg PwsServes 2,354 · Surface water · Local governmentNo health violations+3 monitoring or reporting
- Gower PwsServes 1,360 · Purchased groundwater · Local governmentNo health violations
- Clinton County Pwsd 1Serves 1,080 · Purchased surface water · Local governmentNo health violations
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 0 toxic release facilities in Clinton County
No Superfund sites or toxic release facilities in Clinton County in our data.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places
Frequently asked questions
- How risky is Clinton County for natural disasters?
- FEMA rates Clinton County relatively low for overall natural hazard risk, with expected losses of $22.2M a year. The highest-rated hazards are hail (relatively moderate), tornado (relatively moderate), cold wave (relatively moderate).
- What storms are most common in Clinton County?
- Since 1996, NOAA recorded 382 storm events affecting Clinton County, most often hail (129), thunderstorm wind (126), winter storm (24).
- How many tornadoes have hit Clinton County?
- 26 tornadoes have been recorded in Clinton County since 1950, including 1 rated F3/EF3 or stronger.
- How many homes in Clinton County have flood insurance?
- 15 residential flood insurance policies are in force in Clinton County, covering about 0.1% of homes. The program has paid $66.7K on 7 claims here since 1978.
- What is the weather like in Clinton County?
- At Cameron, average highs reach 87°F in Jul and lows fall to 15°F in Jan, with 39.1 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.