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Risk: Very Low

Daviess County, MO Environment & Hazard Risk

Very Low natural hazard risk, led by drought. 432 storm events since 1996.

Expected yearly loss
$7.39M
Very Low nationally
Storm events since 1996
432
Most often hail
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 30.1 of 100

Social vulnerability

Relatively High

Score 74.7 of 100

Community resilience

Relatively Moderate

Score 40.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.41B · Agriculture value exposed: $169M · Risk-adjusted yearly loss: $10.21M

Risk by hazard

  • DroughtRelatively Moderate$923K/yr expected annual loss, about 18 events a year
  • Heat waveRelatively Low$601K/yr expected annual loss, about 9.6 events a year
  • LandslideRelatively Low$3,124/yr expected annual loss, about once every 6 years
  • HailRelatively Low$270K/yr expected annual loss, about 5.1 events a year
  • TornadoRelatively Low$1.17M/yr expected annual loss, about once every 3 years
  • WildfireVery Low$39.25K/yr expected annual loss, about once every 1,100 years
  • Cold waveRelatively Low$763K/yr expected annual loss, about 4.1 events a year
  • Strong windRelatively Low$268K/yr expected annual loss, about 3.8 events a year
  • LightningRelatively Low$79.48K/yr expected annual loss, about 48 events a year
  • Winter weatherRelatively Low$18.76K/yr expected annual loss, about 11 events a year
  • EarthquakeVery Low$27.94K/yr expected annual loss, about once every 1,075 years
  • Ice stormVery Low$15.2K/yr expected annual loss, about once every 2 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes in high-risk flood zones
75
Flood claims since 1978
37
Claims paid since 1978
$609K

Flood claims paid per year

Flood claims paid per year in Daviess County
  • Midwest Flooding$557K · 33 claims

Storm history

Since 1996: 432 events, 0 deaths, $1.6M in damage

  • Hail142
  • Thunderstorm Wind116
  • Flood34
  • Flash Flood25
  • Winter Storm24
  • Drought19
  • Heat12
  • Tornado11
  • Heavy Snow11
  • Ice Storm9

Events per year

Storm events per year in Daviess County
15
27
29
32
29
23
16
12
18
7
12
8
14
10
13
5
17
1
3
6

21 tornadoes on record (EF0 3, EF1 1, EF2 1, F0 6, F1 4, F2 4, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Thunderstorm Wind61 kt wind08/19/2011

    Winston, Daviess County

    2 injured, $7,000 damage

    What happened

    A gas station awning was blown down. Two injuries were reported in a car underneath the fallen awning. Thunderstorm wind gusts were estimated up to 70 mph.

  • Blizzard11/25/2018

    Daviess

    2 injured

    What happened

    Blizzard conditions started after a few hours of lightly to moderately falling snow. Once the heavy snow arrived winds gusted up to 46 mph for nearly 4 hours, creating whiteout conditions , officially measured by the ASOS at nearby KLWD as sub-quarter mile for that duration. Despite the heavy impacts from this system affecting Thanksgiving weekend return traffic, only one injury accident occurred along I-35 at MM 54 due to icy conditions.

  • Hail4" hail06/08/2009

    Altamont, Daviess County

    1 injured, $500K damage

    What happened

    Grapefruit sized hail lasted 10 minutes, on the west shore of Lake Viking. One injury was reported from broken glass. Most homes suffered damage to roofs, windows, siding, and automobiles.

  • Thunderstorm Wind61 kt wind08/14/2010

    Winston, Daviess County

    1 injured, $750 damage

    What happened

    A tractor trailer was blown off of Interstate 35, near exit 61. The driver suffered minor injuries. Numerous trees were blown down, and blocked portions of Highway 69 near Winston. Thunderstorm wind gusts were estimated to 70 mph.

  • Hail1" hail04/15/2026

    Coffey, Daviess County

    1 injured

    What happened

    Quarter sized hail report north of Coffey on Route 13, resulting in an vehicular accident injuring one person.

  • Flood05/06/2007

    Civil Bend, Daviess County

    $500K damage

    What happened

    The Grand River near Pattonsburg crested at 34.27 feet, or 9.27 feet above flood stage.

Latest storm reports

Newest first

  • Thunderstorm Wind61 kt wind05/19/2026

    Pattonsburg Arpt, Daviess County

  • Thunderstorm Wind52 kt wind05/19/2026

    Pattonsburg, Daviess County

  • Hail1.25" hail05/17/2026

    Pattonsburg Arpt, Daviess County

  • Thunderstorm Wind52 kt wind05/17/2026

    Bancroft, Daviess County

  • Thunderstorm Wind50 kt wind05/17/2026

    Jameson, Daviess County

  • Hail1" hail04/15/2026

    Coffey, Daviess County

    1 injured

  • Thunderstorm Wind61 kt wind03/14/2025

    Jamesport, Daviess County

  • Thunderstorm Wind52 kt wind03/14/2025

    Coffey, Daviess County

Drinking water

12 community water systems serve about 13,464 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 3 systems had a violation of any kind still open at last report.

  • Clinton County Pwsd 3Serves 3,722 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Daviess County Pwsd 2Serves 2,448 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting
  • Daviess County Pwsd 1Serves 2,165 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting
  • Gallatin PwsServes 1,821 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Livingston County Pwsd 4Serves 1,507 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Jamesport PwsServes 567 · Purchased groundwater · Local governmentNo health violations+3 monitoring or reporting
  • Daviess County Pwsd 3Serves 400 · Surface water · Local governmentNo health violations+2 monitoring or reporting
  • Pattonsburg PwsServes 315 · Groundwater · Local government2 health violations+7 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Gallatin 1w, 3.7 mi from the county center

Summer highs peak around 86°F in Jul and winter lows bottom out near 16°F in Jan. About 40.8 inches of rain falls in a typical year, with 19.6 inches of snow.

MonthHighLowRainSnow
Jan34°F16°F1.43 in6.2 in
Feb40°F20°F1.78 in5.6 in
Mar52°F30°F2.52 in1.6 in
Apr63°F40°F3.59 in0.3 in
May73°F52°F5.60 in-
Jun82°F62°F5.63 in-
Jul86°F66°F4.39 in-
Aug84°F63°F4.22 in-
Sep77°F54°F4.53 in-
Oct65°F42°F3.31 in-
Nov50°F31°F2.03 in1.0 in
Dec38°F20°F1.80 in4.9 in
Year52°F average40.8 in19.6 in

Pollution sites

0 Superfund sites and 2 toxic release facilities in Daviess County

Superfund sites

None in this county.

Toxic release facilities

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk3 historic places

Frequently asked questions

How risky is Daviess County for natural disasters?
FEMA rates Daviess County very low for overall natural hazard risk, with expected losses of $7.39M a year. The highest-rated hazards are drought (relatively moderate), heat wave (relatively low), landslide (relatively low).
What storms are most common in Daviess County?
Since 1996, NOAA recorded 432 storm events affecting Daviess County, most often hail (142), thunderstorm wind (116), flood (34).
How many tornadoes have hit Daviess County?
21 tornadoes have been recorded in Daviess County since 1950, including 1 rated F3/EF3 or stronger.
What is the weather like in Daviess County?
At Gallatin 1w, average highs reach 86°F in Jul and lows fall to 16°F in Jan, with 40.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.