Lincoln County, MO Environment & Hazard Risk

• Heat waveRelatively Moderate$4.81M/yr expected annual loss, about 12 events a year
• LandslideRelatively Low$27.12K/yr expected annual loss, about once every 2 years
• Strong windRelatively Moderate$1.58M/yr expected annual loss, about 5.8 events a year
• EarthquakeRelatively Low$1.65M/yr expected annual loss, about once every 282 years
• HailRelatively Moderate$937K/yr expected annual loss, about 5.2 events a year
• TornadoRelatively Moderate$3.38M/yr expected annual loss, about once every 2 years
• Cold waveRelatively Moderate$2.57M/yr expected annual loss, about 2.3 events a year
• LightningRelatively Moderate$434K/yr expected annual loss, about 50 events a year
• WildfireVery Low$95.92K/yr expected annual loss, about once every 1,646 years
• Winter weatherRelatively Low$95.64K/yr expected annual loss, about 9.4 events a year
• DroughtRelatively Low$108K/yr expected annual loss, about 3.3 events a year
• Ice stormRelatively Low$40.31K/yr expected annual loss, about 1.1 events a year
• HurricaneVery Low$3,561/yr expected annual loss, about once every 118 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Check the flood zone for an address

Homes with flood insurance

167 of 27,653 (0.6%)

Homes in high-risk flood zones

1,309

Insured in high-risk zones

150 (11%)

Flood claims since 1978

2,253

Claims paid since 1978

$37.1M

• Thunderstorm Wind140
• Hail109
• Flash Flood38
• Winter Storm37
• Heat31 · 2 deaths
• Excessive Heat26
• Flood18
• Tornado15
• Drought12
• Heavy Snow11

• Heat07/24/2017

  Lincoln

  1 death, 1 injured

  What happened

  A 76 year old man died in his home from heat exhaustion. The power had been out for a couple of days due to thunderstorm damage.

• Heat07/20/2005

  Lincoln

  1 death

  What happened

  The first significant heat wave in several years struck all of central, eastern, northeast, and southeast Missouri. Columbia recorded 6 straight days of 100 plus temperatures with the highest being 105 degrees on the 23rd and 24th. St. Louis had 3 straight days of 100 degree temperatures with the highest being 103 degrees on the 24th. Heat Indices ranged from 105 to around 120. As of this publicatiion, 4 deaths were officially attributed by medical examiners as being caused by the heat. Three occurred in the City of St. Louis and the other in Lincoln County.

• TornadoF3, 24 mi path, 300 yd wide03/13/2006

  Olney, Lincoln County

  6 injured, $2.5M damage

  What happened

  The tornado that formed in Montgomery County north of Bellflower moved into Lincoln County, strengthened, and caused extensive damage along Highway E on the north side of Olney. A home was completely destroyed as the tornado reached F3 intensity and was about 300 yards wide. The family at home escaped injury as they had taken shelter in the basement. About 1:35 am CST, the tornado destroyed a home and caused damage to a home business along Highway H northwest of Silex. At this point the tornado was a strong F2 and about 200 yards wide. A man in the home that was destroyed suffered a broken leg. At the home business, the home suffered roof damage and had the north side brick wall pulled off of the house. A large machine shed suffered extensive damage and a 50 foot travel trailer and the pickup truck it was attached too were blown onto their sides. The tornado continued northeast and primarily crossed over wildlife and conservation areas south of Whiteside. The tornado crossed US Highway 61 near the intersection with Highway F about 1:40 am CST and caused minor damage at a farm and a couple of homes. An old barn was destroyed, a metal shed was destroyed, a garage had the door...

• Heat08/28/2000

  Lincoln

  7 injured

  What happened

  A late summer Heat Wave hit the region as temperatures rose into the middle to upper 90s with the heat Index ranging from 105 to around 110 degrees. Many area schools either closed or reduced class time to a half day because of the heat.

• Flash Flood06/03/2019

  Winfield, Lincoln County

  $5.4M damage

  What happened

  The Winfield Pin Oaks Levee system was breached during the afternoon hours on Sunday, June 2nd. The breach was at least 100 feet wide. The water rose quickly and reached the houses in the area beginning around 6 pm. An estimated 150 homes were affected by the levee breach and 250 people evacuated the area. No deaths or injuries occurred due to this levee breach.

• Flash Flood07/21/2025

  Apex, Lincoln County

  $5M damage

  What happened

  Heavy rain resulted in 42 water rescues in Lincoln County. The only official report of a road closure was MO-79 at Brownsmill Road where swift moving floodwater was reported. In Elsberry, 50 homes and 20 to 30 businesses were affected by the flooding, and a state of emergency was declared.

• Excessive Heat07/27/2026

  Lincoln

• Hail1.75" hail05/04/2026

  Hines, Lincoln County

• Hail1.75" hail05/04/2026

  Troy, Lincoln County

• Hail1" hail05/04/2026

  South Troy, Lincoln County

• Hail1.75" hail05/04/2026

  Hawk PT, Lincoln County

• Hail1.5" hail04/27/2026

  Silex, Lincoln County

• Hail1" hail04/27/2026

  Winfield, Lincoln County

• Thunderstorm Wind50 kt wind04/27/2026

  Argentville, Lincoln County

• Troy PwsServes 15,000 · Groundwater · Local governmentNo health violations
• Lincoln County Pwsd 1Serves 14,000 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
• Moscow Mills PwsServes 4,500 · Groundwater · Local government1 health violation+4 monitoring or reporting
• Elsberry PwsServes 2,076 · Groundwater · Local government1 health violation+4 monitoring or reporting
• Winfield PwsServes 1,489 · Purchased groundwater · Local government1 health violation+6 monitoring or reporting
• Mo American Warren County Water & SewerServes 1,200 · Groundwater · PrivateNo health violations
• Lincoln County Pwsd 2Serves 1,005 · Purchased groundwater · Local governmentNo health violations
• Hawk Point PwsServes 945 · Groundwater · Local governmentNo health violations+1 monitoring or reporting