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Risk: Very Low

Linn County, MO Environment & Hazard Risk

Very Low natural hazard risk, led by drought. 310 storm events since 1996.

Expected yearly loss
$8.4M
Very Low nationally
Storm events since 1996
310
Most often thunderstorm wind
Flood insurance policies
6
0.1% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 31.2 of 100

Social vulnerability

Relatively High

Score 68.0 of 100

Community resilience

Very High

Score 81.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $3.6B · Agriculture value exposed: $98.3M · Risk-adjusted yearly loss: $10.6M

Risk by hazard

  • DroughtRelatively Moderate$488K/yr expected annual loss, about 12 events a year
  • TornadoRelatively Moderate$1.9M/yr expected annual loss, about once every 4 years
  • Heat waveRelatively Low$590K/yr expected annual loss, about 9.4 events a year
  • LandslideVery Low$2,159/yr expected annual loss, about once every 4 years
  • LightningRelatively Low$195K/yr expected annual loss, about 49 events a year
  • WildfireVery Low$40.8K/yr expected annual loss, about once every 1,050 years
  • HailRelatively Low$214K/yr expected annual loss, about 3.7 events a year
  • Cold waveRelatively Low$691K/yr expected annual loss, about 4.1 events a year
  • EarthquakeVery Low$133K/yr expected annual loss, about once every 879 years
  • Strong windRelatively Low$236K/yr expected annual loss, about 3.0 events a year
  • Winter weatherVery Low$16.2K/yr expected annual loss, about 11 events a year
  • Ice stormVery Low$14.1K/yr expected annual loss, about once every 3 years
  • HurricaneVery Low$3,425/yr expected annual loss, about once every 100 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
6 of 7,587 (0.1%)
Homes in high-risk flood zones
79
Insured in high-risk zones
1 (1%)
Flood claims since 1978
22
Claims paid since 1978
$215K

Flood claims paid per year

Flood claims paid per year in Linn County
Beta
  • Midwest Flooding$14.8K · 1 claim

Storm history

Since 1996: 310 events, 0 deaths, $3.2M in damage

  • Thunderstorm Wind94
  • Hail91
  • Drought21
  • Flash Flood18
  • Winter Storm17
  • Heat12
  • Extreme Cold/Wind Chill9
  • Heavy Snow9
  • Tornado9
  • Winter Weather8
Beta

Events per year

Storm events per year in Linn County
12
12
11
10
19
13
16
10
8
4
6
6
9
4
8
4
29
6
5
10
Beta

19 tornadoes on record (EF0 3, EF1 1, EF2 2, F0 3, F1 4, F3 3, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hail6" hail05/25/2004

    Meadville, Linn County

    $2.5M damage

    What happened

    This appears to be the largest hailstone ever measured officially in the state of Missouri. It was 6 inches in diameter and 16 1/2 inches in circumference. Hail did extensive damage to roofs and crops across Linn County, and the property damage total is reflective of all the hail damage reported in the county.

  • TornadoEF2, 28.19 mi path, 150 yd wide10/24/2021

    Hecla, Linn County

    $250K damage

    What happened

    This is a continuation of the tornado that came out of Livingston County. The tornado continued across the entirety of Linn County. For the most part the tornado impacted mainly rural areas of the county, but the tornado did brush by the south side of Purdin, Missouri, causing EF-2 damage to residences near Highway 5. The tornado was well reported by chasers as it approached the northeast corner of Linn County. The tornado was reported dissipated as the storm crossed into Macon and Adair Counties. This was corroborated on the survey with the last damage point in the far northeast corner of Linn County.

  • TornadoF1, 5 mi path, 150 yd wide05/25/2004

    Meadville, Linn County

    $200K damage

  • Winter Storm01/30/2002

    Linn

    $100K damage

  • TornadoEF2, 12.38 mi path, 250 yd wide05/07/2023

    Hecla, Linn County

    What happened

    After creating a brief tornado in the city of Trenton the supercell went on to produce a more massive and long-lived tornado across central Linn County. No incorporated cities were directly impacted by the tornado, but several residences across the county were damaged. The most extensive residential damage occurred just north of Linneus as the storm crossed Highway 5. The tornado eventually dissipated east of Linneus before producing again as it approached Bucklin. One notable aspect of this event was the extreme rear flank downdraft, which produced some of the more extensive damage. This damage was determined to be straight line winds due to being 1-2 miles away from the main tornado circulation.

Drinking water

9 community water systems serve about 14,642 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • Chariton Linn County Pwsd 3Serves 5,200 · Purchased surface water · Local governmentNo health violations
  • Brookfield PwsServes 4,111 · Surface water · Local governmentNo health violations
  • Marceline PwsServes 2,200 · Surface water · Local governmentNo health violations+1 monitoring or reporting
  • Linn County Cons Pwsd 1Serves 1,420 · Groundwater · Local government3 health violations+4 monitoring or reporting
  • Meadville PwsServes 415 · Groundwater · Local governmentNo health violations+5 monitoring or reporting
  • Bucklin PwsServes 408 · Purchased surface water · Local governmentNo health violations+6 monitoring or reporting
  • Laclede PwsServes 345 · Purchased surface water · Local governmentNo health violations+8 monitoring or reporting
  • Linneus PwsServes 278 · Purchased groundwater · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Linn County

No Superfund sites or toxic release facilities in Linn County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Linn County for natural disasters?
FEMA rates Linn County very low for overall natural hazard risk, with expected losses of $8.4M a year. The highest-rated hazards are drought (relatively moderate), tornado (relatively moderate), heat wave (relatively low).
What storms are most common in Linn County?
Since 1996, NOAA recorded 310 storm events affecting Linn County, most often thunderstorm wind (94), hail (91), drought (21).
How many tornadoes have hit Linn County?
19 tornadoes have been recorded in Linn County since 1950, including 4 rated F3/EF3 or stronger.
How many homes in Linn County have flood insurance?
6 residential flood insurance policies are in force in Linn County, covering about 0.1% of homes. The program has paid $215K on 22 claims here since 1978.
What is the weather like in Linn County?
At Chillicothe 22 Ene, average highs reach 85°F in Jul and lows fall to 18°F in Jan, with 40.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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