Stoddard County, MO Environment & Hazard Risk
Relatively Low natural hazard risk, led by earthquake. 861 storm events since 1996.
- Expected yearly loss
- $28.88M
- Relatively Low nationally
- Storm events since 1996
- 861
- Most often thunderstorm wind
- Flood insurance policies
- 138
- 1.0% of homes
- Hurricanes nearby
- 0
- 1 tropical storm or stronger since 1915
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 74.3 of 100
Social vulnerability
Relatively Moderate
Score 55.1 of 100
Community resilience
Relatively Low
Score 27.7 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $6.65B · Agriculture value exposed: $376M · Risk-adjusted yearly loss: $34.47M
Risk by hazard
- EarthquakeRelatively Moderate$14.49M/yr expected annual loss, about once every 69 years
- Ice stormRelatively High$708K/yr expected annual loss, about 1.3 events a year
- Heat waveRelatively Moderate$1.79M/yr expected annual loss, about 12 events a year
- Strong windRelatively Moderate$1.34M/yr expected annual loss, about 2.8 events a year
- Winter weatherRelatively Moderate$160K/yr expected annual loss, about 6.9 events a year
- TornadoRelatively Moderate$2.76M/yr expected annual loss, about once every 1 year
- Cold waveRelatively Moderate$2.24M/yr expected annual loss, about 1.1 events a year
- DroughtRelatively Moderate$437K/yr expected annual loss, about 5.7 events a year
- LandslideRelatively Low$3,479/yr expected annual loss, about once every 1 year
- LightningRelatively Moderate$261K/yr expected annual loss, about 57 events a year
- HurricaneVery Low$59.07K/yr expected annual loss, about once every 67 years
- HailRelatively Low$149K/yr expected annual loss, about 3.0 events a year
- WildfireVery Low$3,956/yr expected annual loss, about once every 5,986 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 138 of 13,764 (1.0%)
- Homes in high-risk flood zones
- 0
- Flood claims since 1978
- 102
- Claims paid since 1978
- $1.06M
Flood claims paid per year
- Mid-spring storms$602K · 47 claims
- March storm$160K · 17 claims
- Late spring severe storms$65.33K · 2 claims
- Flooding$28.1K · 1 claim
- Midwest Flooding$15.19K · 1 claim
- Not a named storm$132 · 1 claim
Storm history
Since 1996: 861 events, 5 deaths, $57.62M in damage
- Thunderstorm Wind133 · 1 death
- Hail105
- Dense Fog94
- Strong Wind85
- Heat68
- Winter Weather54 · 1 death
- Frost/Freeze43
- Drought42
- Flash Flood36
- Tornado31 · 1 death
Events per year
48 tornadoes on record (EF0 6, EF1 11, EF2 5, EF3 1, F0 9, F1 11, F2 3, F3 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Winter Storm01/27/2009
Stoddard
1 death, $19.7M damage
What happened
This prolonged, major winter storm was termed the worst in decades for southeast Missouri. The storm dumped 6 to 10 inches of sleet and snow along and north of a line from Van Buren through Greenville to Cape Girardeau. This resulted in very difficult driving conditions along with at least two dozen roof collapses. South of that line, at least one inch of ice accumulated. Locally 1.5 to 2 inches of ice accumulated south of a line from Poplar Bluff to Dexter to Benton. This resulted in catastrophic damage to trees, power lines, and utility poles in places such as Dexter, Sikeston, Charleston, and New Madrid. A utility company serving much of the region reported this was the most damaging event in the history of the company. More than 145 miles of high-voltage transmission lines were down in that company's area alone. A utility manager stated that ice accumulation made high voltage lines five inches in diameter. This was sufficient to bring down the two-pole structures with crossarms that carry transmission lines. At least 6,000 power poles in southeast Missouri were replaced after being snapped or downed. One utility company briefed the governor that restoration of its...
- High Wind57 kt wind09/14/2008
Stoddard
$12.1M damage
What happened
Frequent wind gusts from 60 to 75 mph caused widespread damage in parts of southeast Missouri. The low pressure center that was the remnant of Hurricane Ike raced northeast at 40 to 50 mph across Missouri and Illinois. The center passed between Carbondale and St. Louis on its way toward the northeastern states. The rapid speed of the low pressure system contributed to this high wind event.||Extensive tree damage occurred. A very large number of trees were uprooted, and large limbs were broken. Some trees fell on homes, businesses, and public buildings. Downed trees and limbs landed on many vehicles. Numerous streets and highways were blocked. More than half the streets in some cities were blocked by downed trees and power lines. The Butler County highway superintendant estimated 60 trees were down across roads. In Mississippi County, Charleston city public works crews hauled 321 truckloads of tree debris to a compost site within 10 days after the storm. Cape Girardeau firefighters responded to nearly 80 calls, up from the usual 8 to 10 per day. Roof and siding damage was reported on numerous structures. Two walls of a public civic center under construction were brought down in...
- Thunderstorm Wind70 kt wind04/02/2006
Dexter, Stoddard County
1 death, 1 injured, $400K damage
What happened
A 42-year-old man was killed when his mobile home was overturned in the Circle City area, which is just north of U.S. Highway 60 east of Dexter. His 12-year-old son was slightly injured. The mobile home was rolled and became pinned against a large tree. A National Weather Service site survey indicated that straight-line winds from 70 to 80 MPH were responsible for a path of widespread damage from Dexter eastward to Circle City, which is almost to the county line. In Dexter, considerable damage occurred. Numerous trees were blown down, and many roofs were damaged. The city received nearly 150 calls concerning downed trees. Trees fell on at least three cars and two trucks. Just in the three Dexter city parks, about a dozen trees were down. Power was out in parts of Dexter for up to two days. Part of the roof of a convenience store was blown off, and a storage shed was destroyed. Two vehicles at the convenience store were damaged by the roof. Dexter city hall sustained minor damage. An amateur radio antenna was bent 90 degrees. In Essex, which is between Dexter and Circle City, several homes and businesses had sections of shingles blown off. Some trees were snapped or uprooted....
- Winter Weather01/07/2010
Stoddard
1 death, 1 injured
What happened
A low pressure center moved eastward across central Illinois and Indiana, bringing one to three inches of snow to southeast Missouri. Amounts varied from about an inch along and south of Highway 60 to as much as three inches in the Perryville area. U.S. Highway 60 runs from Van Buren and Poplar Bluff to Sikeston and Charleston. Most schools were cancelled. A number of accidents occurred. An elderly woman died on Highway 25 near Advance when the vehicle she was riding in slid off the road and flipped into a water-filled ditch (indirect fatality). The male driver of the vehicle sustained moderate injuries. On Interstate 55 eight miles north of Miner, a woman was moderately injured in a two-vehicle wreck (indirect injury). In the city of Cape Girardeau, police reported nine weather-related accidents. None of the wrecks were serious. Scott County sheriff personnel reported six wrecks, none of which were serious. A tractor-trailer rig left the road and overturned on westbound Interstate 57. Very cold temperatures in the wake of the cold front preserved the snow cover for several days. Minor blowing and drifting of snow occurred.
- TornadoEF3, 19.96 mi path, 700 yd wide02/29/2012
Asherville, Stoddard County
1 death, $150K damage
What happened
Over 50 structures were damaged, almost half of which were completely destroyed. Most of the structures were mobile homes, barns, and outbuildings. Houses sustained mainly minor damage, but one site-built home was seriously damaged and another was destroyed. Peak winds were estimated near 140 mph. The average path width was 550 yards.
- Flood12/24/2009
Dudley, Stoddard County
1 death
What happened
Near Bernie, a woman drowned when her vehicle hydroplaned off Highway U and into a water-filled drainage ditch. The car drifted downstream over 400 feet until it lodged on a large culvert. Two passers-by tried to rescue her as she exited the partially submerged vehicle, but the strong current swept her away. Elsewhere in the county, a few state roads were closed due to flooding, including sections of Routes O, T, U, and Z. Overflowing creeks prompted the closure of T Highway from Highway 51 to J Highway.
Latest storm reports
Newest first
- Hail1" hail04/17/2026
Bloomfield, Stoddard County
- Flood04/16/2026
Mingo, Stoddard County
- Hail1" hail04/16/2026
Dexter, Stoddard County
- Hail2.75" hail04/16/2026
Advance, Stoddard County
$250K damage
- Strong Wind37 kt wind04/02/2026
Stoddard
$1,000 damage
- Drought04/01/2026
Stoddard
- Dense Fog02/27/2026
Stoddard
- Strong Wind35 kt wind02/18/2026
Stoddard
$1,000 damage
Hurricanes and tropical storms
Storms whose track crossed Stoddard County, with the wind when it passed
- Unnamed storm (1915)08/05/1915 · Landfall: TX · 940 mbTropical storm40 mph nearby
Drinking water
16 community water systems serve about 22,643 people. Violations since 2021.
4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 3 systems had a violation of any kind still open at last report.
- Dexter PwsServes 8,200 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Stoddard County Pwsd 1Serves 3,000 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Bloomfield PwsServes 1,980 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Bernie PwsServes 1,898 · Groundwater · Local governmentNo health violations+8 monitoring or reporting
- Stoddard County Pwsd 4Serves 1,530 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Advance PwsServes 1,400 · Groundwater · Local government1 health violation+5 monitoring or reporting
- Puxico PwsServes 890 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Stoddard County Pwsd 6Serves 840 · Purchased groundwater · Local governmentNo health violations
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Advance 1 S, 15 mi from the county center
Summer highs peak around 89°F in Jul and winter lows bottom out near 25°F in Jan..
| Month | High | Low | Rain |
|---|---|---|---|
| Jan | 42°F | 25°F | - |
| Feb | 48°F | 27°F | - |
| Mar | 57°F | 35°F | - |
| Apr | 69°F | 45°F | - |
| May | 78°F | 56°F | - |
| Jun | 86°F | 65°F | - |
| Jul | 89°F | 69°F | - |
| Aug | 88°F | 66°F | - |
| Sep | 82°F | 58°F | - |
| Oct | 71°F | 45°F | - |
| Nov | 56°F | 35°F | - |
| Dec | 46°F | 28°F | - |
| Year | 57°F average | - | |
Pollution sites
0 Superfund sites and 2 toxic release facilities in Stoddard County
Superfund sites
None in this county.
Toxic release facilities
- W W Wood Products Inc72,684 lbs released, Dudley
- Faurecia Clean Mobility0 lbs released, Dexter
Total: 72,684 lbs in 2024, 72,684 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk2 historic places
Frequently asked questions
- How risky is Stoddard County for natural disasters?
- FEMA rates Stoddard County relatively low for overall natural hazard risk, with expected losses of $28.88M a year. The highest-rated hazards are earthquake (relatively moderate), ice storm (relatively high), heat wave (relatively moderate).
- What storms are most common in Stoddard County?
- Since 1996, NOAA recorded 861 storm events affecting Stoddard County, most often thunderstorm wind (133), hail (105), dense fog (94).
- How many tornadoes have hit Stoddard County?
- 48 tornadoes have been recorded in Stoddard County since 1950, including 3 rated F3/EF3 or stronger.
- How many homes in Stoddard County have flood insurance?
- 138 residential flood insurance policies are in force in Stoddard County, covering about 1.0% of homes. The program has paid $1.06M on 102 claims here since 1978.
- What is the weather like in Stoddard County?
- At Advance 1 S, average highs reach 89°F in Jul and lows fall to 25°F in Jan (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.