Stone County, MO Environment & Hazard Risk
Relatively Low natural hazard risk, led by strong wind. 720 storm events since 1996.
- Expected yearly loss
- $30.1M
- Relatively Low nationally
- Storm events since 1996
- 720
- Most often hail
- Flood insurance policies
- 50
- 0.3% of homes
- Hurricanes nearby
- 0
- 2 tropical storms or stronger since 1902
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 76.7 of 100
Social vulnerability
Relatively High
Score 63.9 of 100
Community resilience
Relatively Low
Score 31.8 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $8.7B · Agriculture value exposed: $45.3M · Risk-adjusted yearly loss: $38.2M
Risk by hazard
- Strong windVery High$9.7M/yr expected annual loss, about 6.0 events a year
- Ice stormRelatively High$1.2M/yr expected annual loss, about 1.6 events a year
- LandslideRelatively Moderate$45.3K/yr expected annual loss, about 1.1 events a year
- Heat waveRelatively Moderate$1.3M/yr expected annual loss, about 13 events a year
- Winter weatherRelatively Moderate$118K/yr expected annual loss, about 11 events a year
- TornadoRelatively Moderate$2M/yr expected annual loss, about once every 3 years
- LightningRelatively Moderate$388K/yr expected annual loss, about 58 events a year
- EarthquakeRelatively Low$531K/yr expected annual loss, about once every 515 years
- WildfireRelatively Low$93.2K/yr expected annual loss, about once every 773 years
- HailRelatively Low$342K/yr expected annual loss, about 7.5 events a year
- Cold waveRelatively Low$1.1M/yr expected annual loss, about 2.1 events a year
- DroughtRelatively Low$117K/yr expected annual loss, about 4.4 events a year
- HurricaneVery Low$23.1K/yr expected annual loss, about once every 87 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 50 of 20,261 (0.3%)
- Homes in high-risk flood zones
- 275
- Insured in high-risk zones
- 30 (11%)
- Flood claims since 1978
- 75
- Claims paid since 1978
- $2.1M
Flood claims paid per year
- Late spring severe storms$777K · 16 claims
- March storm$457K · 13 claims
- Early winter storms$243K · 13 claims
- Mid-spring storms$110K · 6 claims
- Hurricane Ike$50K · 5 claims
- Midwest Flooding$2,294 · 1 claim
Storm history
Since 1996: 720 events, 18 deaths, $46.9M in damage
- Hail241
- Thunderstorm Wind192 · 18 deaths
- Flash Flood97
- Flood34
- Drought33
- Winter Storm31
- Tornado23
- Heavy Rain15
- Winter Weather10
- Heat9
Events per year
32 tornadoes on record (EF0 11, EF1 8, EF2 2, F0 1, F1 6, F2 3).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Thunderstorm Wind52 kt wind07/20/2018
Notch, Stone County
17 deaths
What happened
A line of severe thunderstorms producing 50 to 70 mph winds caused wind damage across Stone County. On Table Rock Lake, winds of over 60 mph led to high waves. An amphibious tourist vehicle sank with seventeen fatalities and numerous injuries reported.
- TornadoEF2, 7.75 mi path, 400 yd wide02/29/2012
Kimberling City, Stone County
10 injured, $5.5M damage
What happened
An EF-2 tornado tracked from near Kimberling City near Joe Bald Road to 1.5 miles west of Branson where it crossed the county line into Taney County. Estimated maximum wind speeds were from 120 to 130 mph. Maximum path width was 400 yards. Path in Stone County was nearly eight miles and the overall length was approximately 22 miles. Damage was reported to 30 homes in Kimberling City, as well as the Joe Bald, Indian Point, Compton Ridge and Gobbler's Mountain areas. Significant damage occurred to the Kimberling Inn. At the Port of Kimberling Marina, four large boat docks were damage or destroyed and nearly 150 boats were damaged though only one was sunk. The tornado track continued into Taney County and struck Branson, Missouri.
- Thunderstorm Wind61 kt wind07/15/2023
Blue Eye, Stone County
1 death, $40K damage
What happened
A large oak tree was up rooted and fell on a camper trailer at the Old 86 Campground at Table Rock Lake. A woman sleeping in the camper was killed.
- Flash Flood03/18/2008
Crane, Stone County
$7M damage
What happened
Record flooding occurred along the James River over Stone County. 60 homes were destroyed by flooding while approximately 30 of these homes were washed away into the James River. These homes were in the communities of Hooten Town, Bakers Hole, and Galena. The flooding was caused from rainfall amounts up to eight inches near the head waters of the James and Finley rivers. Nearly all low areas that typically experience flooding during excessive rainfall were flooded.
- Drought08/01/2011
Stone
$5M damage
What happened
The U.S Drought Monitor reported Severe Drought (D2) throughout the month of August. The region did received some rainfall during the month, though the coverage was limited. As a result of the limited rainfall, combined with the excessive heat, the USDA Service center in Stone County indicated that crop losses were as high as 75 percent of the spring crops. Many farmers and ranchers reported having to feed hay as pastures stopped growing and became dry and farm stock ponds dried up through the month. The crops that were harvested, had a lower quality as a result of the dry conditions.
- Flash Flood04/25/2011
Galena, Stone County
$4M damage
What happened
Route AA was closed due to flooding.||The total cost estimate for flooding damages for Stone County for this entire episode has been included. This includes roads, bridges, and structures which were affected.
Drinking water
93 community water systems serve about 22,069 people. Violations since 2021.
4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 21 systems had a violation of any kind still open at last report.
- Mo American Stonebridge VillageServes 2,100 · Groundwater · PrivateNo health violations
- Stone County Pwsd 1Serves 2,052 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
- Pwsd 2 of Stone County 265Serves 1,535 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Crane PwsServes 1,495 · Groundwater · Local government1 health violation+8 monitoring or reporting
- Mo Ark Water CoServes 1,478 · Groundwater · Local governmentNo health violations+69 monitoring or reporting
- Reeds Spring PwsServes 1,287 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
- Mo American Ozark Mtn Water Company 2Serves 583 · Groundwater · PrivateNo health violations
- Twin Island EstatesServes 525 · Groundwater · PrivateNo health violations
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 0 toxic release facilities in Stone County
No Superfund sites or toxic release facilities in Stone County in our data.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk3 historic places
Frequently asked questions
- How risky is Stone County for natural disasters?
- FEMA rates Stone County relatively low for overall natural hazard risk, with expected losses of $30.1M a year. The highest-rated hazards are strong wind (very high), ice storm (relatively high), landslide (relatively moderate).
- What storms are most common in Stone County?
- Since 1996, NOAA recorded 720 storm events affecting Stone County, most often hail (241), thunderstorm wind (192), flash flood (97).
- How many tornadoes have hit Stone County?
- 32 tornadoes have been recorded in Stone County since 1950.
- How many homes in Stone County have flood insurance?
- 50 residential flood insurance policies are in force in Stone County, covering about 0.3% of homes. The program has paid $2.1M on 75 claims here since 1978.
- What is the weather like in Stone County?
- At Galena, average highs reach 89°F in Jul and lows fall to 22°F in Jan, with 46.6 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.