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Risk: Relatively Low

Simpson County, MS Environment & Hazard Risk

Relatively Low natural hazard risk, led by hurricane. 519 storm events since 1996.

Expected yearly loss
$12.4M
Very Low nationally
Storm events since 1996
519
Most often thunderstorm wind
Flood insurance policies
68
0.6% of homes
Hurricanes nearby
1
12 tropical storms or stronger since 1879

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 51.0 of 100

Social vulnerability

Relatively High

Score 76.3 of 100

Community resilience

Relatively Low

Score 36.7 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $5.1B · Agriculture value exposed: $293M · Risk-adjusted yearly loss: $17.3M

Risk by hazard

  • HurricaneRelatively Low$1.5M/yr expected annual loss, about once every 9 years
  • HailRelatively Moderate$597K/yr expected annual loss, about 4.7 events a year
  • TornadoRelatively Moderate$2.5M/yr expected annual loss, about once every 1 year
  • Heat waveRelatively Low$724K/yr expected annual loss, about 14 events a year
  • Strong windRelatively Moderate$588K/yr expected annual loss, about 3.9 events a year
  • LandslideRelatively Low$2,422/yr expected annual loss, about once every 2 years
  • DroughtRelatively Low$181K/yr expected annual loss, about 10 events a year
  • Ice stormRelatively Low$82K/yr expected annual loss, about 1.1 events a year
  • LightningRelatively Low$211K/yr expected annual loss, about 75 events a year
  • WildfireVery Low$31.7K/yr expected annual loss, about once every 771 years
  • Cold waveRelatively Low$587K/yr expected annual loss, about once every 1 year
  • EarthquakeVery Low$146K/yr expected annual loss, about once every 710 years
  • Winter weatherRelatively Low$36.1K/yr expected annual loss, about 2.2 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
68 of 12,023 (0.6%)
Homes in high-risk flood zones
609
Insured in high-risk zones
54 (9%)
Flood claims since 1978
246
Claims paid since 1978
$2.6M

Flood claims paid per year

Flood claims paid per year in Simpson County
  • Flooding$422K · 60 claims
  • Hurricane Francine$3,285 · 1 claim
  • Hurricane Katrina$0 · 1 claim
  • Mid-spring storms$0 · 1 claim

Storm history

Since 1996: 519 events, 2 deaths, $166M in damage

  • Thunderstorm Wind244 · 1 death
  • Hail126
  • Tornado50
  • Flash Flood38
  • Drought15
  • Flood8
  • Heavy Snow7
  • Strong Wind5
  • Ice Storm4
  • Heat4

Events per year

Storm events per year in Simpson County
23
36
21
27
25
12
12
21
13
23
12
3
23
14
14
19
19
17
9
11

82 tornadoes on record (EF0 15, EF1 27, EF2 1, EF3 1, F0 3, F1 10, F2 10, F3 4, F4 5).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hurricane (Typhoon)08/29/2005

    Simpson

    1 death, $140M damage

    What happened

    Hurricane Katrina will likely go down as the worst and costliest natural disaster in United States history. The amount of destruction, the cost of damaged property/agriculture and the large loss of life across the affected region has been overwhelming. Catastrophic damage was widespread across a large portion of the Gulf Coast region. The devastation was not only confined to the coastal region, widespread and significant damage occurred well inland up to the Hattiesburg area and northward past Interstate 20. This hurricane has changed life as we know it across the Gulf Coast region which will take many years to return to normal.Hurricane Katrina was a very large and powerful storm which set several unfortunate records. This storm began as Tropical Depression 12 during the late afternoon and evening of August 23rd. The storm slowly moved northwest, became more organized, and was upgraded to Tropical Storm during the late morning of August 24th as it moved across the Central Bahamas. The Tropical Storm continued to become better organized as it moved slowly west toward Southern Florida. Katrina became a Category 1 Hurricane late in the afternoon on August 25th just before moving...

  • TornadoEF3, 16.19 mi path, 500 yd wide03/26/2009

    Jaynesville, Simpson County

    25 injured, $5M damage

    What happened

    The tornado first touched down just north of Mount Zion Road in Southwest Simpson County and continued northeast through the northwest side of Magee and then across the Smith County line before lifting near South County Road 503. Along the path, 60 homes were damaged or destroyed. A large, well-built church was destroyed. A warehouse was significantly damaged and a radio tower was snapped. Hundreds of hardwood and softwood trees were snapped and uprooted. The highest winds occurred at the church and nearby houses and trees just southwest of Magee along and just off Highway 28. Maximum winds were around 150 mph.||The EF3 rating was in Simpson County while the highest rated damage in Smith County was EF1. Total path length across both counties was near 18 miles.

  • Thunderstorm Wind61 kt wind06/05/2024

    Saratoga, Simpson County

    1 death, $500K damage

    What happened

    A 55-foot tall mobile oil well tower was blown over near MS Highway 28 and Mangum Garner Road. A 24-year old male worker on the tower died when the tower blew over.

  • TornadoEF2, 1.81 mi path, 500 yd wide01/19/2017

    Saratoga, Simpson County

    1 injured, $2M damage

    What happened

    This tornado touched down just east of Magee along Highway 28 at the intersection of Pine Grove Road. The tornado snapped a few trees here, then quickly grew and intensified. In the first half to 1 mile along Pine Grove Road, numerous trees were snapped and uprooted along with power lines being knocked down and some power poles snapped. Multiple homes had minor to moderate roof damage and most|of these were along the edge of the tornado. However, there were a few that were more directly in the path. These sustained heavier damage with one home completely destroyed. The roof was blown off along with most of the outer wall off. Here peak intensity was reached with winds estimated at 120 mph. Multiple sheds or large|barn type structures were heavily damaged or destroyed in this area as well. High end EF1 damage continued through the remainder of Simpson County where the tornado crossed C Stringer Road, Pine Grove Road again, and County Road 65 before moving into Smith County. Once in Smith County, most of the damage was from downed trees. The heaviest damage occurred as it crossed County Road 65 and County Road 108 where dozens of trees and several power lines were downed. A...

  • TornadoF1, 8 mi path, 440 yd wide11/07/1996

    Martinville, Simpson County

    2 injured, $50K damage

    What happened

    This weak tornado first touched down in Simpson county and then moved into Smith county. The total length of the tornado was 13 miles long. Several mobile homes were damaged along the path of the tornado along with numerous trees being blown down. Two elderly people were injured when the tornado blew over their mobile home.

  • TornadoF2, 24 mi path, 200 yd wide11/24/2004

    Shivers, Simpson County

    $1.5M damage

    What happened

    This tornado continued out of northern Lawrence county and moved into southwest Simpson county 5 miles southwest of the Shivers community. As this tornado tracked northeast, several hundred trees were uprooted and snapped. Several chicken houses sustained major damage along with a few totally destroyed. Three homes sustained major damage and nine mobile homes sustained major damage. This tornado tracked across several highways including State Highway 28 and 13. This tornado also crossed US Highway 49, 4 miles northwest of Magee. Here the tornado severely damaged the VFW Post 9122 building and rolled over an RV. This tornado weakened as moved a little more northeast and dissipated 4 miles north of Magee.

Drinking water

15 community water systems serve about 35,030 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at D'Lo 2 SW, 3.9 mi from the county center

Summer highs peak around 95°F in Jul and winter lows bottom out near 38°F in Jan. About 57.5 inches of rain falls in a typical year, with 0.7 inches of snow.

MonthHighLowRainSnow
Jan62°F38°F5.75 in0.3 in
Feb66°F41°F5.53 in0.2 in
Mar73°F47°F5.71 in-
Apr80°F54°F5.88 in-
May87°F63°F3.72 in-
Jun93°F71°F4.58 in-
Jul95°F74°F5.21 in-
Aug95°F73°F4.50 in-
Sep91°F67°F3.36 in-
Oct82°F54°F3.12 in-
Nov71°F44°F4.47 in-
Dec63°F40°F5.71 in0.2 in
Year67°F average57.5 in0.7 in

Pollution sites

0 Superfund sites and 1 toxic release facility in Simpson County

Superfund sites

None in this county.

Toxic release facilities

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk3 historic places

Frequently asked questions

How risky is Simpson County for natural disasters?
FEMA rates Simpson County relatively low for overall natural hazard risk, with expected losses of $12.4M a year. The highest-rated hazards are hurricane (relatively low), hail (relatively moderate), tornado (relatively moderate).
What storms are most common in Simpson County?
Since 1996, NOAA recorded 519 storm events affecting Simpson County, most often thunderstorm wind (244), hail (126), tornado (50).
How many tornadoes have hit Simpson County?
82 tornadoes have been recorded in Simpson County since 1950, including 10 rated F3/EF3 or stronger.
How many homes in Simpson County have flood insurance?
68 residential flood insurance policies are in force in Simpson County, covering about 0.6% of homes. The program has paid $2.6M on 246 claims here since 1978.
What is the weather like in Simpson County?
At D'Lo 2 SW, average highs reach 95°F in Jul and lows fall to 38°F in Jan, with 57.5 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.