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Risk: Relatively Low

Union County, MS Environment & Hazard Risk

Relatively Low natural hazard risk, led by earthquake. 412 storm events since 1996.

Expected yearly loss
$10.5M
Very Low nationally
Storm events since 1996
412
Most often thunderstorm wind
Flood insurance policies
15
0.1% of homes
Hurricanes nearby
0
4 tropical storms or stronger since 1860

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 43.5 of 100

Social vulnerability

Relatively High

Score 74.4 of 100

Community resilience

Relatively Moderate

Score 46.9 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $5.2B · Agriculture value exposed: $20.9M · Risk-adjusted yearly loss: $14.4M

Risk by hazard

  • EarthquakeRelatively Low$2.1M/yr expected annual loss, about once every 235 years
  • Cold waveRelatively Moderate$1.9M/yr expected annual loss, about 1.2 events a year
  • Heat waveRelatively Low$765K/yr expected annual loss, about 16 events a year
  • Strong windRelatively Moderate$699K/yr expected annual loss, about 1.8 events a year
  • LandslideRelatively Low$3,316/yr expected annual loss, about once every 2 years
  • HurricaneRelatively Low$192K/yr expected annual loss, about once every 22 years
  • LightningRelatively Moderate$270K/yr expected annual loss, about 64 events a year
  • TornadoRelatively Low$862K/yr expected annual loss, about once every 3 years
  • WildfireVery Low$30.6K/yr expected annual loss, about once every 678 years
  • DroughtRelatively Low$78.3K/yr expected annual loss, about 11 events a year
  • Ice stormRelatively Low$47.5K/yr expected annual loss, about once every 1 year
  • HailVery Low$86.7K/yr expected annual loss, about 3.3 events a year
  • Winter weatherVery Low$8,399/yr expected annual loss, about 4.5 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
15 of 11,819 (0.1%)
Homes in high-risk flood zones
150
Insured in high-risk zones
10 (7%)
Flood claims since 1978
19
Claims paid since 1978
$504K

Flood claims paid per year

Flood claims paid per year in Union County
Beta
  • Mid-spring storms$43K · 2 claims
  • Flooding$3,809 · 1 claim
  • Hurricane Isaac$435 · 1 claim

Storm history

Since 1996: 412 events, 2 deaths, $7.9M in damage

  • Thunderstorm Wind112 · 1 death
  • Hail83
  • Heat66
  • Flash Flood28
  • Excessive Heat25
  • Drought18
  • Winter Storm16
  • Tornado16
  • Winter Weather14
  • Cold/Wind Chill6
Beta

Events per year

Storm events per year in Union County
16
13
11
24
18
9
3
6
13
6
8
18
13
8
20
21
41
25
40
18
Beta

27 tornadoes on record (EF0 2, EF1 9, EF2 2, F1 3, F2 4, F3 7).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoF3, 30 mi path, 400 yd wide03/01/1997

    Ingomar, Union County

    16 injured, $250K damage

    What happened

    A second tornado developed in Calhoun county near Banner. This tornado also tracked northeast through extreme southeast Lafayette county, through the northwest part of Pontotoc county and through the middle of Union county. While damage occurred in all four counties, the most damage took place in Union county near the town of Martintown. All told 17 persons were injured. Ninety-one homes were damaged with forty-nine of these homes deemed uninhabitable.

  • Thunderstorm Wind35 kt wind05/24/2015

    New Albany, Union County

    1 death, 2 injured

    What happened

    Strong winds knocked down a tree on Highway 30 just east of New Albany. The tree struck two cars killing one person. Two others received minor injuries. Several other limbs were knocked down in the city.

  • Heavy Rain05/02/2010

    New Albany, Union County

    1 death

    What happened

    Heavy rain occurred in New Albany. One fatality occurred when a vehicle lost control on Highway 78 near New Albany during the heavy rain and hit a guardrail.

  • TornadoF3, 20 mi path, 600 yd wide01/03/2000

    Pinedale, Union County

    4 injured, $250K damage

    What happened

    The tornado first developed just south of Highway 315 in the community of Hawkins Crossing and moved northeast across the northeast corner of Yalobusha county. The tornado continued into southwest Lafayette county and continued to travel northeast ending in Union county. In the town of Pinedale in southwest Union county, a new brick and vinyl siding home was obliterated. The debris extended up to 400 yards where a large freezer landed in a lake. A nearby pickup truck was rolled 20 yards and sustained extensive damage. Trees two to three feet in diameter were completely uprooted. In the town of Enterprise, a mobile home was completely destroyed and a conventional home sustained severe damage. Four other homes received extensive structural damage. The West Union School had minor roof damage and had numerous windows blown out. In the town of Myrtle, two mobile homes were destroyed and another mobile home was flipped on its side. In all, more than 60 homes were damaged in Union county.

  • TornadoEF1, 21.48 mi path, 600 yd wide04/06/2025

    Flatwood, Union County

    $1.8M damage

    What happened

    The tornado crossed into Union County near Flatwood. Trees and a few homes/outbuildings sustained damage along McLaughlin Road and County Road 102, as well as in the Bald Hill and Fairview areas. The tornado weakened as it crossed Highway 15, with damage becoming more sporadic. The circulation was still relatively weak as it crossed Interstate 22 southeast of New Albany, but a semi truck was overturned. Minor damage to homes, trees, and utility poles was observed on the eastern side of New Albany from Highway 348 to Highway 30, mainly east of Sub Station Road. Mostly tree damage was observed as the tornado moved northeast through Keownville, though a few homes had minor roof damage. Estimated peak winds were 100 mph across Union County.

  • TornadoEF1, 9.26 mi path, 300 yd wide12/16/2019

    Center, Union County

    1 injured, $250K damage

    What happened

    The first damage was observed to trees along Highway 348. The tornado was intermittently on the ground for the first six miles of its track, causing sporadic tree damage. The tornado intensified as it crossed County Road 172, with trees uprooted. As the tornado crossed Highway 9, several structures were damaged. Some were damaged by falling trees. Trees were also uprooted or trunks snapped. The last damage was observed along County Road 174 east of Highway 9. A total of 12 homes suffered damage. Peak winds were estimated at 90 mph.

Drinking water

12 community water systems serve about 26,974 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 5 toxic release facilities in Union County

Superfund sites

None in this county.

Toxic release facilities

Total: 243,470 lbs in 2024, 105,025 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Union County for natural disasters?
FEMA rates Union County relatively low for overall natural hazard risk, with expected losses of $10.5M a year. The highest-rated hazards are earthquake (relatively low), cold wave (relatively moderate), heat wave (relatively low).
What storms are most common in Union County?
Since 1996, NOAA recorded 412 storm events affecting Union County, most often thunderstorm wind (112), hail (83), heat (66).
How many tornadoes have hit Union County?
27 tornadoes have been recorded in Union County since 1950, including 7 rated F3/EF3 or stronger.
How many homes in Union County have flood insurance?
15 residential flood insurance policies are in force in Union County, covering about 0.1% of homes. The program has paid $504K on 19 claims here since 1978.
What is the weather like in Union County?
At Hickory Flat, average highs reach 90°F in Aug and lows fall to 28°F in Jan, with 58.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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