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Risk: Relatively Low

Churchill County, NV Environment & Hazard Risk

Relatively Low natural hazard risk, led by earthquake. 282 storm events since 1996.

Expected yearly loss
$15.51M
Relatively Low nationally
Storm events since 1996
282
Most often high wind
Flood insurance policies
176
1.5% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 47.3 of 100

Social vulnerability

Relatively Low

Score 31.7 of 100

Community resilience

Very Low

Score 11.3 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $5.8B · Agriculture value exposed: $117M · Risk-adjusted yearly loss: $15.64M

Risk by hazard

  • EarthquakeRelatively Moderate$6.72M/yr expected annual loss, about once every 29 years
  • Volcanic activityRelatively Low$3,946/yr expected annual loss, about once every 769 years
  • DroughtRelatively Moderate$793K/yr expected annual loss, about 144 events a year
  • WildfireRelatively Low$121K/yr expected annual loss, about once every 1,396 years
  • Winter weatherRelatively Low$76.76K/yr expected annual loss, about 7.3 events a year
  • AvalancheVery Low$331/yr expected annual loss, about once every 100 years
  • LandslideVery Low$645/yr expected annual loss, about 5.0 events a year
  • Ice stormVery Low$25.74K/yr expected annual loss, about once every 67 years
  • LightningRelatively Low$95.39K/yr expected annual loss, about 18 events a year
  • Heat waveVery Low$99.82K/yr expected annual loss, about 4.6 events a year
  • Strong windVery Low$80.92K/yr expected annual loss, about once every 8 years
  • HailVery Low$27.25K/yr expected annual loss, about once every 20 years
  • Cold waveVery Low$2/yr expected annual loss, about once every 11,533 years
  • TornadoVery Low$1,963/yr expected annual loss, about once every 11 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
176 of 12,168 (1.5%)
Homes in high-risk flood zones
655
Insured in high-risk zones
157 (24%)
Flood claims since 1978
7
Claims paid since 1978
$24.67K

Flood claims paid per year

Flood claims paid per year in Churchill County

Storm history

Since 1996: 282 events, 6 deaths, $4.79M in damage

  • High Wind107 · 1 death
  • Thunderstorm Wind35
  • Dust Storm33 · 1 death
  • Heavy Snow26
  • Strong Wind13 · 1 death
  • Winter Weather11
  • Dense Fog9
  • Hail9
  • Heavy Rain8
  • Funnel Cloud6

Events per year

Storm events per year in Churchill County
11
30
8
5
3
7
5
6
3
4
10
14
4
3
5
20
17
9
14
5

4 tornadoes on record (F0 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Winter Storm03/08/2002

    Pershing/Churchill/X SE Washoe/Nc&ne Lyon

    2 deaths, $150K damage

    What happened

    NHP reported a multi vehicle accident resulting in two deaths. Between 4:30 and 5:00 pm, a snowstorm hit the Fernley area reducing visibility to 1/4 mile. One semi lost control and spun out on I-80 about 6 miles east of Fernley, blocking the lanes and causing other vehicles to stop. Two sedans, a pickup, and another semi were all stopped when a third semi also lost control and was unable to stop. It overturned and crushed one of the sedans, killing both occupants. The driver was a 47 year old female from Winnemucca, NV., and her passenger was a 56 year old male, also from Winnemucca. The two sedans and pickup were totalled and two of the semis had moderate damage. Damage was estimated at $150,000.

  • Dust Storm11/20/2009

    Western Nevada Basin and Range

    1 death, 7 injured, $50K damage

    What happened

    The Nevada Highway Patrol reported that, at 1218PST, near zero visibility caused a large accident on westbound Interstate 80 about 20 miles east of Fernley. The accident involved 4 tractor trailer rigs, 3 pickups, and an SUV and caused one fatality along with 7 injuries. Elsewhere, there were numerous trees and power lines down as well as major damage to one house in Fernley (due to fallen tree).||Here are some high wind gusts which contributed to the dust storm: Pyramid Lake Fisheries with 60 mph at 1045PST, Silver Springs AWOS with 70 mph at 1315PST, and the Fallon ASOS with 59 mph at 1344PST.

  • High Wind61 kt wind11/07/2002

    Western Nevada Basin and Range

    1 death, 6 injured, $250K damage

    What happened

    Strong wind gusts estimated at 70 mph caused near zero visibility from blowing dust on U.S Highway 95 Alternate just south of Silver Springs in Lyon County. An 11 vehicle pile-up, including one semi-trailer rig , resulted from the reduced visibility. One person was killed in the accident and five others were injured.

  • Dust Storm08/03/2000

    Pershing/Churchill/X SE Washoe/Nc&ne Lyon

    15 injured, $80K damage

    What happened

    Spotter report of dust storm that reduced visibility to 1/4 mile. This storm caused a 16 car pileup that injured 15 people with an estimated damage amount of $80,000.

  • Ice Storm12/21/2006

    Western Nevada Basin and Range

    1 death, $5,000 damage

    What happened

    Icy conditions along Interstate 80 in Churchill County contributed to numerous traffic accidents. A woman was killed in an accident when her automobile hit a slick section of I-80. Her car went off the road and overturned approximately 17 miles east of Fernley just inside the Churchill County line.

  • Strong Wind30 kt wind05/12/2018

    Western Nevada Basin and Range

    1 death

    What happened

    A wave of rain showers passed through Pyramid Lake and brought northerly winds sustained to around 30 mph with gusts to 34 mph. A boater drowned at approximately 1030PST on 12 May when winds were determined to have peaked based on local observations near Sutcliffe along the shore of Pyramid Lake.

Latest storm reports

Newest first

  • High Wind54 kt wind04/21/2026

    Western Nevada Basin and Range

  • Strong Wind49 kt wind04/02/2026

    Western Nevada Basin and Range

  • High Wind57 kt wind03/04/2026

    Western Nevada Basin and Range

  • Winter Storm02/17/2026

    Western Nevada Basin and Range

  • Winter Weather01/08/2026

    Western Nevada Basin and Range

  • Thunderstorm Wind51 kt wind09/03/2025

    Ocala, Churchill County

  • Thunderstorm Wind50 kt wind08/13/2025

    Bango, Churchill County

  • Dust Storm07/31/2025

    Western Nevada Basin and Range

Drinking water

9 community water systems serve about 14,140 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Middlegate-Clifford, 23 mi from the county center

Summer highs peak around 93°F in Jul and winter lows bottom out near 15°F in Dec. About 5.8 inches of rain falls in a typical year, with 3.7 inches of snow.

MonthHighLowRainSnow
Jan46°F16°F0.49 in1.1 in
Feb51°F21°F0.47 in0.5 in
Mar59°F23°F0.44 in0.1 in
Apr64°F28°F0.60 in0.1 in
May73°F36°F0.97 in-
Jun83°F42°F0.49 in-
Jul93°F50°F0.18 in-
Aug91°F48°F0.28 in-
Sep83°F38°F0.19 in-
Oct69°F28°F0.56 in-
Nov56°F20°F0.54 in0.3 in
Dec45°F15°F0.55 in1.6 in
Year49°F average5.76 in3.7 in

Pollution sites

0 Superfund sites and 8 toxic release facilities in Churchill County

Superfund sites

None in this county.

Toxic release facilities

Total: 5.6 million lbs in 2024, 4,360 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk11 historic places

Frequently asked questions

How risky is Churchill County for natural disasters?
FEMA rates Churchill County relatively low for overall natural hazard risk, with expected losses of $15.51M a year. The highest-rated hazards are earthquake (relatively moderate), volcanic activity (relatively low), drought (relatively moderate).
What storms are most common in Churchill County?
Since 1996, NOAA recorded 282 storm events affecting Churchill County, most often high wind (107), thunderstorm wind (35), dust storm (33).
How many tornadoes have hit Churchill County?
4 tornadoes have been recorded in Churchill County since 1950.
How many homes in Churchill County have flood insurance?
176 residential flood insurance policies are in force in Churchill County, covering about 1.5% of homes. The program has paid $24.67K on 7 claims here since 1978.
What is the weather like in Churchill County?
At Middlegate-Clifford, average highs reach 93°F in Jul and lows fall to 15°F in Dec, with 5.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.