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Risk: Very Low

Pendleton County, WV Environment & Hazard Risk

Very Low natural hazard risk, led by landslide. 728 storm events since 1996.

Expected yearly loss
$9.8M
Very Low nationally
Storm events since 1996
728
Most often winter weather
Flood insurance policies
46
1.0% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1878

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 30.1 of 100

Social vulnerability

Relatively Low

Score 37.2 of 100

Community resilience

Relatively Low

Score 25.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.4B · Agriculture value exposed: $129M · Risk-adjusted yearly loss: $10.2M

Risk by hazard

  • LandslideRelatively Moderate$45.7K/yr expected annual loss, about 1.7 events a year
  • AvalancheRelatively Low$11.1K/yr expected annual loss, about once every 100 years
  • HurricaneRelatively Low$227K/yr expected annual loss, about once every 35 years
  • DroughtRelatively Low$121K/yr expected annual loss, about 2.6 events a year
  • Winter weatherRelatively Low$27.6K/yr expected annual loss, about 24 events a year
  • Cold waveRelatively Low$368K/yr expected annual loss, about 7.5 events a year
  • WildfireVery Low$11.9K/yr expected annual loss, about once every 1,000 years
  • Strong windRelatively Low$210K/yr expected annual loss, about 2.2 events a year
  • EarthquakeVery Low$25.3K/yr expected annual loss, about once every 1,404 years
  • HailVery Low$65.1K/yr expected annual loss, about 1.8 events a year
  • LightningVery Low$61.7K/yr expected annual loss, about 39 events a year
  • Ice stormVery Low$5,584/yr expected annual loss, about once every 3 years
  • TornadoVery Low$30.5K/yr expected annual loss, about once every 9 years
  • Heat waveVery Low$3,033/yr expected annual loss, about once every 5 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
46 of 4,704 (1.0%)
Homes in high-risk flood zones
492
Insured in high-risk zones
32 (7%)
Flood claims since 1978
67
Claims paid since 1978
$442K

Flood claims paid per year

Flood claims paid per year in Pendleton County
  • Flooding$203K · 25 claims
  • Hurricane Fran$73.9K · 24 claims

Storm history

Since 1996: 728 events, 1 death, $13.9M in damage

  • Winter Weather251
  • Winter Storm94
  • Thunderstorm Wind67
  • Frost/Freeze59
  • Cold/Wind Chill48
  • Extreme Cold/Wind Chill39
  • Flash Flood36 · 1 death
  • Dense Fog35
  • Hail28
  • High Wind28

Events per year

Storm events per year in Pendleton County
1
4
5
14
46
44
51
58
24
32
29
49
51
35
27
33
48
34
68
32

4 tornadoes on record (EF0 1, EF1 1, F0 1, F1 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood09/06/1996

    Countywide, Pendleton County

    1 death, $1.1M damage

  • Flash Flood01/19/1996

    All, Pendleton County

    $10M damage

  • Flash Flood09/19/2003

    Countywide, Pendleton County

    2 injured, $200K damage

    What happened

    On September 18, 2003, Hurricane Isabel made landfall on the North Carolina Coast. It moved northwest across Virginia and by 5 am on September 19, the center was over the heart of the eastern panhandle of West Virginia. Fortunately the storm had greatly weakened by this point. The heaviest rains appear to have been on the left side of the center track of the storm with the greater wind damage was to the right side. While sustained winds were no longer strong enough to do damage, the storm was still producing wind gusts in the 50 to 60 mph range. Previous rains had softened the soil and trees still had a full sail of leaves. Numerous trees uprooted onto power lines, roads, cars and houses. In Berkeley County a few houses and cars had trees fall on them and several roads were blocked. Thousands of people were temporarily without power and phone. Grant, Hardy, Mineral and Pendleton County had downed trees and power lines. Hampshire County had 6 homes with major damage from trees falling on them and many other trees blocked roads and took out power lines. Morgan County saw power and phone outages in several communities with some lasting several days. Communities impacted were Great...

  • TornadoEF1, 11.52 mi path, 150 yd wide07/22/2026

    Ruddle, Pendleton County

    $2M damage

    What happened

    Scattered to numerous large trees uprooted and snapped along the path that started along Kiser Gap Road a half mile north of the intersection with US Route 33. The tornado tracked east-northeast. Where it crossed the 1600 block of Troublesome Valley|Road, it snapped a tree down over the road on a vehicle. The driver was extracted uninjured.||Substantial tree damage continued over the 1000 to 2300 blocks of Corner Road, and 6500 to 7000 blocks of Sweedin Valley Road and the 300 block of Redbud Hill Lane. The tornado then tracked through an unpopulated, wooded area across the ridge/state line.||In summary, thousands of trees were downed along this rural path. In peak intensity areas, most of the trees in the path were uprooted or snapped. Structural damage was mainly from tree falls, although there was some wind damage to siding and outbuildings noted.

  • Thunderstorm Wind65 kt wind07/17/2021

    Brandywine, Pendleton County

    1 injured, $25K damage

    What happened

    Numerous trees, wires, and branches were blown down in and around Brandywine. A tree blew through the windshield of a truck resulting in one injury.

  • TornadoEF0, 0.19 mi path, 75 yd wide07/22/2026

    Macksville, Pendleton County

    $250K damage

    What happened

    A tornado briefly touched down near Seneca Rocks just after 7 PM. Damage was limited almost entirely to trees. About 30 to 50 percent of trees were damaged on property in the 400 block of Thunder Road, with trees mostly uprooted in a convergent pattern. The tornado tracked east-northeast. None of the farm buildings sustained significant damage, nor did the house on the property. The tornado crossed the road and tracked up a hillside across the street with continued tree damage before dissipating after about|two minutes.

Drinking water

6 community water systems serve about 3,097 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Franklin 2 NE, 1.8 mi from the county center

Summer highs peak around 84°F in Jul and winter lows bottom out near 22°F in Jan. About 38.5 inches of rain falls in a typical year, with 26.7 inches of snow.

MonthHighLowRainSnow
Jan43°F22°F2.47 in8.1 in
Feb47°F23°F2.06 in8.1 in
Mar55°F30°F3.22 in3.5 in
Apr67°F38°F3.36 in-
May74°F48°F4.22 in-
Jun81°F55°F3.44 in-
Jul84°F59°F4.84 in-
Aug83°F58°F3.54 in-
Sep77°F51°F3.84 in-
Oct68°F41°F2.55 in-
Nov56°F32°F2.36 in1.2 in
Dec46°F25°F2.56 in5.8 in
Year53°F average38.5 in26.7 in

Pollution sites

0 Superfund sites and 1 toxic release facility in Pendleton County

Superfund sites

None in this county.

Toxic release facilities

Total: 69,965 lbs in 2024, 67,666 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk11 historic places

Frequently asked questions

How risky is Pendleton County for natural disasters?
FEMA rates Pendleton County very low for overall natural hazard risk, with expected losses of $9.8M a year. The highest-rated hazards are landslide (relatively moderate), avalanche (relatively low), hurricane (relatively low).
What storms are most common in Pendleton County?
Since 1996, NOAA recorded 728 storm events affecting Pendleton County, most often winter weather (251), winter storm (94), thunderstorm wind (67).
How many tornadoes have hit Pendleton County?
4 tornadoes have been recorded in Pendleton County since 1950.
How many homes in Pendleton County have flood insurance?
46 residential flood insurance policies are in force in Pendleton County, covering about 1.0% of homes. The program has paid $442K on 67 claims here since 1978.
What is the weather like in Pendleton County?
At Franklin 2 NE, average highs reach 84°F in Jul and lows fall to 22°F in Jan, with 38.5 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.