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Stephens County, GA
3 cities and towns and 4 ZIP codes in Stephens County, Georgia.
Population
27,012
Land area
179sq mi
People per sq mi
151
ZIP codes
4
Cities and towns in Stephens County
Stephens County at a glance
- The median household income is $54,754, 29% below the Georgia median of $77,353.
- A typical owner-occupied home is valued at $175,300 (42% below Georgia) and median rent is $820 a month.
- Its largest cities are Toccoa (9,238), Martin (422) and Avalon (314).
Local data for Stephens County, GA
Counts from official public data
- Hospitals1
- Emergency Rooms1
- Nursing Homes1
- Schools6
- Colleges1
- Libraries1
- Banks5
- Post Offices3
- Parks9
- Grocery Stores9
- Restaurants61
- Affordable Housing9
- Hospice Care1
- Dialysis Centers1
- Rehab & Long-Term Care Hospitals1
- Community Health Centers1
- Mental Health & Addiction Treatment3
- Toxic Release Facilities4
- Historic Places6
Housing and community stats
Stephens County, GA, American Community Survey 2020-2024
Median household income
$54,754
Poverty rate
15.8%
Median home value
$175,300
Prices +9.3% in a year
Median rent
$820/mo
Homeownership
73.6%
Bachelor's or higher
15.1%
Median age
40.8
Average commute
23.8 min
Largest reported origins and ancestries: Irish Americans (3,471), German Americans (2,027), Mexican Americans (777).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
4.2%
Sep 2026, +0.1 pts in a year
Average annual pay
$50,177
8,219 jobs, 2025
Income per person
$49,591
BEA, 2024
Federal spending
$192M
FY 2026, $7,160 per person
PPP loans
$41.2M
553 loans, 4,874 jobs reported
Campaign donations
$171K
Itemized, 2026 cycle
How people get to work
Stephens County, GA, workers 16 and older. American Community Survey 5-year estimates
- Drove alone80.6%
- Carpooled8.3%
- Public transit0.1%
- Walked2.7%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.5%
- Worked from home7.8%
Average one-way commute: 23.8 minutes for people who do not work from home.
Environment and hazard risk
Stephens County, GA, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: ice storm
Storm events since 1996
307
Most often thunderstorm wind
Flood insurance policies
33
0.3% of homes, county
July high / Jan low
89° / 33°F
59.0 inches of rain a year
Hazards, floods and storm historyCheck a flood zone6 historic places
Health statistics
Share of adults in Stephens County, GA, CDC PLACES estimates
Obesity
38.5%
U.S. 33.3% +5.2 pts
Diabetes
14.9%
U.S. 12.1% +2.8 pts
Smoking
17.8%
U.S. 12.8% +5.0 pts
Uninsured (18-64)
13.7%
U.S. 11.1% +2.6 pts
Cities, towns and ZIP codes in Stephens County
Population shown
Frequently asked questions
- What is the largest city in Stephens County, GA?
- Toccoa is the largest city or town in Stephens County, with about 9,238 residents.
- How many ZIP codes are in Stephens County?
- Stephens County includes 4 ZIP Code Tabulation Areas, including 30538, 30557, 30577, 30598.
- What is the population of Stephens County, GA?
- About 27,012 people live in Stephens County, based on American Community Survey 5-year estimates.
- What counties border Stephens County?
- Stephens County borders Oconee County, SC, Habersham County, Franklin County, Banks County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023