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Towns County, GA

3 cities and towns and 2 ZIP codes in Towns County, Georgia.

Population

12,913

Land area

166sq mi

People per sq mi

78

ZIP codes

2

Cities and towns in Towns County

Towns County at a glance

  • Towns County is 59% less dense than Georgia as a whole.
  • Households here earn a median of $59,135 a year, 24% less than the Georgia figure of $77,353.
  • A typical owner-occupied home is valued at $316,100 (4% above Georgia) and median rent is $808 a month.
  • The biggest population centers are Hiawassee (1,293) and Young Harris (1,252).

Local data for Towns County, GA

Counts from official public data

Housing and community stats

Towns County, GA, American Community Survey 2020-2024

Full profile

Median household income

$59,135

Poverty rate

13.3%

Median home value

$316,100

Prices +2.1% in a year

Median rent

$808/mo

Homeownership

82.3%

Bachelor's or higher

31.0%

Median age

57.4

Average commute

23.7 min

Largest reported origins and ancestries: Irish Americans (1,791), German Americans (1,549), Italian Americans (486).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

3.5%

Aug 2026, -0.3 pts in a year

Average annual pay

$47,230

3,393 jobs, 2025

Income per person

$55,900

BEA, 2024

Federal spending

$183M

FY 2026, $14,609 per person

PPP loans

$12.52M

269 loans, 1,701 jobs reported

Campaign donations

$238K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Towns County, GA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone69.7%
  • Carpooled9.5%
  • Public transit0.0%
  • Walked5.6%
  • Bicycle1.0%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home13.6%

Average one-way commute: 23.7 minutes for people who do not work from home.

Environment and hazard risk

Towns County, GA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: landslide

Storm events since 1996

240

Most often drought

Flood insurance policies

66

0.8% of homes, county

July high / Jan low

84° / 24°F

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Towns County, GA, CDC PLACES estimates

All 40 measures

Obesity

31.9%

U.S. 33.3% -1.4 pts

Diabetes

15.9%

U.S. 12.1% +3.8 pts

Smoking

12.8%

U.S. 12.8% about the same

Uninsured (18-64)

9.8%

U.S. 11.1% -1.3 pts

Cities, towns and ZIP codes in Towns County

Population shown

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Frequently asked questions

What is the largest city in Towns County, GA?
Hiawassee is the largest city or town in Towns County, with about 1,293 residents.
How many ZIP codes are in Towns County?
Towns County includes 2 ZIP Code Tabulation Areas, including 30546, 30582.
What is the population of Towns County, GA?
About 12,913 people live in Towns County, based on American Community Survey 5-year estimates.
What counties border Towns County?
Towns County borders Habersham County, White County, Union County, Rabun County, Clay County, NC.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023