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Housing Affordability in Cook County, IL

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
36.3%
Illinois 30.4%
Renters paying 30%+
48.9%
Illinois 47.9%
Homeowners paying 30%+
27.5%
Illinois 22.4%
Owner costs with a mortgage
$2,270/mo
Illinois $1,987/mo

Housing costs compared with income

  • Renters paying 30% or more408,04048.9%
  • Homeowners paying 30% or more330,49727.5%
  • Renters paying 50% or more213,90825.7%
  • Median rent as a share of income: 29.5%
  • Median owner costs as a share of income, with a mortgage: 22.4%
  • Median owner costs without a mortgage: $910/mo
  • Median home value divided by median household income: 3.9

How it compares

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AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Cook County, IL36.3%48.9%27.5%29.5%
Illinois30.4%47.9%22.4%29.1%
United States32.2%51.1%22.7%30.6%

Cities and towns in Cook County

Places with 1,000 or more people

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CityHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Chicago39.1%48.3%28.8%29.3%
Cicero34.7%47.2%24.7%28.8%
Schaumburg29.2%39.3%23.5%25.7%
Evanston37.2%53.1%25.6%31.8%
Arlington Heights25.8%40.1%21.0%26.3%
Palatine33.1%53.3%23.5%31.3%
Skokie34.8%59.0%26.9%34.2%
Des Plaines27.9%38.7%25.1%26.0%
Orland Park33.2%58.1%29.4%33.1%
Oak Lawn31.0%48.7%27.5%29.6%
Berwyn39.3%55.1%29.9%32.5%
Mount Prospect31.9%50.7%23.9%30.3%
Tinley Park26.2%48.7%23.0%29.5%
Oak Park32.1%43.5%24.8%27.5%
Hoffman Estates28.6%49.2%21.6%29.6%
Glenview32.4%56.5%26.6%37.1%
Streamwood27.1%59.8%23.3%34.4%
Park Ridge26.7%44.0%24.0%27.7%
Wheeling35.4%46.3%29.0%28.5%
Calumet City45.9%63.5%32.6%39.9%
Northbrook28.8%50.8%25.8%30.5%
Elk Grove Village30.4%54.9%22.8%32.7%
Niles33.4%49.2%28.4%29.1%
Burbank36.0%60.6%30.8%38.0%
Lansing34.7%52.1%28.4%31.2%
Wilmette30.5%45.7%28.6%28.4%
Oak Forest27.5%46.4%23.9%25.7%
Chicago Heights39.1%50.5%33.5%30.3%
Morton Grove30.2%50.1%27.2%30.2%
Melrose Park34.1%43.0%27.6%25.0%

Frequently asked questions

What is the housing cost burden in Cook County, IL?
In Cook County, IL, 36.3% of households spend 30% or more of their income on housing costs.
How does Cook County compare with Illinois?
The households paying 30%+ for housing in Cook County is 36.3%, compared with 30.4% for Illinois as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates