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Housing Affordability in Illinois
Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.
- Households paying 30%+ for housing
- 30.4%
- U.S. 32.2%
- Renters paying 30%+
- 47.9%
- U.S. 51.1%
- Homeowners paying 30%+
- 22.4%
- U.S. 22.7%
- Owner costs with a mortgage
- $1,987/mo
- U.S. $1,963/mo
Housing affordability by county
102 counties in Illinois
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| County | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Adams County | 21.7% | 40.7% | 14.9% | 26.3% |
| Alexander County | 17.6% | 20.4% | 16.9% | 20.3% |
| Bond County | 20.5% | 33.3% | 17.1% | 19.8% |
| Boone County | 25.0% | 45.5% | 20.6% | 27.2% |
| Brown County | 21.4% | 39.5% | 14.5% | 26.3% |
| Bureau County | 19.4% | 33.6% | 15.4% | 23.9% |
| Calhoun County | 15.6% | 28.0% | 14.3% | 20.4% |
| Carroll County | 23.2% | 37.2% | 19.5% | 23.8% |
| Cass County | 19.5% | 28.6% | 16.8% | 23.1% |
| Champaign County | 32.9% | 54.2% | 16.9% | 33.0% |
| Christian County | 20.8% | 35.9% | 16.6% | 23.9% |
| Clark County | 20.6% | 47.1% | 14.6% | 28.5% |
| Clay County | 22.8% | 23.2% | 22.7% | 19.4% |
| Clinton County | 18.3% | 36.6% | 14.3% | 24.8% |
| Coles County | 27.0% | 43.2% | 17.0% | 26.7% |
| Cook County | 36.3% | 48.9% | 27.5% | 29.5% |
| Crawford County | 16.7% | 36.1% | 13.2% | 21.2% |
| Cumberland County | 14.4% | 36.0% | 10.9% | 24.4% |
| De Witt County | 18.3% | 34.5% | 14.3% | 20.9% |
| DeKalb County | 36.1% | 57.2% | 23.6% | 33.3% |
| Douglas County | 16.5% | 32.5% | 12.2% | 22.5% |
| DuPage County | 28.5% | 45.1% | 22.7% | 27.9% |
| Edgar County | 19.2% | 33.7% | 14.0% | 21.5% |
| Edwards County | 19.1% | 45.1% | 13.4% | 27.9% |
| Effingham County | 18.7% | 33.5% | 15.0% | 22.7% |
| Fayette County | 23.1% | 51.9% | 17.6% | 31.0% |
| Ford County | 23.5% | 44.0% | 16.7% | 28.5% |
| Franklin County | 24.7% | 52.2% | 16.8% | 30.8% |
| Fulton County | 23.0% | 45.9% | 17.2% | 27.9% |
| Gallatin County | 15.2% | 35.0% | 11.0% | 21.5% |
| Greene County | 20.5% | 37.9% | 17.0% | 22.9% |
| Grundy County | 25.0% | 40.2% | 20.1% | 24.2% |
| Hamilton County | 17.1% | 21.0% | 16.2% | 19.2% |
| Hancock County | 17.8% | 40.2% | 13.2% | 24.3% |
| Hardin County | 14.9% | 8.0% | 16.6% | 19.0% |
| Henderson County | 16.9% | 32.3% | 14.1% | 24.0% |
| Henry County | 19.6% | 40.1% | 15.1% | 24.9% |
| Iroquois County | 22.8% | 42.7% | 18.5% | 25.7% |
| Jackson County | 33.1% | 50.2% | 17.2% | 30.1% |
| Jasper County | 19.8% | 28.2% | 18.9% | 25.4% |
| Jefferson County | 23.4% | 43.3% | 16.7% | 26.9% |
| Jersey County | 18.9% | 40.0% | 14.6% | 25.1% |
| Jo Daviess County | 23.0% | 41.2% | 18.9% | 27.3% |
| Johnson County | 20.9% | 43.2% | 16.9% | 26.4% |
| Kane County | 29.2% | 49.7% | 22.9% | 29.9% |
| Kankakee County | 27.7% | 47.1% | 20.1% | 28.5% |
| Kendall County | 28.9% | 52.4% | 24.4% | 30.7% |
| Knox County | 27.6% | 52.1% | 18.0% | 30.9% |
| Lake County | 28.8% | 49.3% | 22.3% | 29.7% |
| LaSalle County | 23.7% | 43.2% | 17.5% | 27.1% |
| Lawrence County | 16.1% | 34.5% | 10.4% | 24.0% |
| Lee County | 24.6% | 42.3% | 18.8% | 25.5% |
| Livingston County | 20.0% | 35.4% | 15.2% | 23.6% |
| Logan County | 22.5% | 47.3% | 12.3% | 28.2% |
| Macon County | 22.4% | 40.3% | 15.7% | 25.8% |
| Macoupin County | 20.7% | 38.3% | 16.5% | 23.6% |
| Madison County | 24.4% | 46.6% | 17.1% | 28.5% |
| Marion County | 23.2% | 42.6% | 17.3% | 27.1% |
| Marshall County | 20.0% | 40.9% | 15.1% | 26.8% |
| Mason County | 23.2% | 56.6% | 17.2% | 43.5% |
| Massac County | 22.2% | 50.7% | 15.4% | 30.2% |
| McDonough County | 28.4% | 48.2% | 17.9% | 28.9% |
| McHenry County | 26.4% | 50.6% | 21.6% | 30.2% |
| McLean County | 25.5% | 45.0% | 16.0% | 27.5% |
| Menard County | 21.1% | 54.9% | 13.4% | 31.7% |
| Mercer County | 21.0% | 37.7% | 18.0% | 25.1% |
| Monroe County | 21.0% | 46.9% | 16.6% | 28.0% |
| Montgomery County | 21.0% | 45.6% | 14.7% | 28.8% |
| Morgan County | 22.7% | 33.2% | 19.0% | 24.4% |
| Moultrie County | 18.9% | 33.8% | 14.7% | 22.2% |
| Ogle County | 21.7% | 38.0% | 16.8% | 24.8% |
| Peoria County | 27.8% | 47.2% | 19.0% | 28.7% |
| Perry County | 16.5% | 49.3% | 10.7% | 29.4% |
| Piatt County | 17.6% | 31.3% | 15.5% | 21.9% |
| Pike County | 21.7% | 40.8% | 17.2% | 26.3% |
| Pope County | 18.6% | 33.6% | 16.9% | 18.1% |
| Pulaski County | 17.1% | 29.9% | 12.5% | 25.9% |
| Putnam County | 15.2% | 28.8% | 12.4% | 19.6% |
| Randolph County | 19.4% | 44.2% | 12.8% | 27.0% |
| Richland County | 19.5% | 46.2% | 12.4% | 28.2% |
| Rock Island County | 25.6% | 47.7% | 16.8% | 29.0% |
| Saline County | 24.5% | 50.5% | 16.1% | 30.5% |
| Sangamon County | 24.2% | 45.8% | 16.2% | 28.2% |
| Schuyler County | 20.2% | 34.0% | 16.9% | 25.1% |
| Scott County | 18.2% | 23.8% | 17.0% | 16.7% |
| Shelby County | 19.6% | 32.0% | 16.5% | 22.3% |
| St. Clair County | 28.1% | 47.7% | 19.6% | 28.9% |
| Stark County | 18.5% | 42.9% | 13.3% | 24.3% |
| Stephenson County | 24.6% | 43.3% | 17.6% | 27.1% |
| Tazewell County | 22.5% | 42.7% | 17.3% | 26.7% |
| Union County | 25.1% | 48.1% | 18.9% | 28.8% |
| Vermilion County | 23.9% | 46.3% | 15.4% | 28.5% |
| Wabash County | 21.3% | 39.9% | 16.4% | 24.3% |
| Warren County | 17.7% | 35.1% | 12.9% | 20.3% |
| Washington County | 19.5% | 28.7% | 18.2% | 22.8% |
| Wayne County | 23.8% | 41.2% | 20.0% | 25.4% |
| White County | 22.8% | 40.7% | 18.7% | 27.6% |
| Whiteside County | 21.2% | 45.5% | 14.7% | 27.8% |
| Will County | 27.3% | 51.5% | 22.7% | 30.9% |
| Williamson County | 25.5% | 46.4% | 17.4% | 27.8% |
| Winnebago County | 28.9% | 49.8% | 18.7% | 29.9% |
| Woodford County | 18.7% | 44.2% | 14.8% | 27.4% |
Housing affordability in the largest cities
Cities and towns with 5,000 or more people
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| City | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Chicago | 39.1% | 48.3% | 28.8% | 29.3% |
| Aurora | 30.5% | 45.7% | 23.0% | 28.2% |
| Naperville | 24.5% | 39.5% | 19.5% | 24.9% |
| Joliet | 28.5% | 52.2% | 20.6% | 31.3% |
| Rockford | 34.4% | 53.7% | 19.4% | 32.1% |
| Elgin | 32.0% | 49.0% | 25.6% | 29.5% |
| Springfield | 27.4% | 47.9% | 16.9% | 29.2% |
| Peoria | 33.2% | 50.0% | 21.7% | 30.0% |
| Champaign | 38.1% | 57.0% | 17.5% | 34.9% |
| Waukegan | 34.2% | 49.0% | 20.3% | 29.4% |
| Cicero | 34.7% | 47.2% | 24.7% | 28.8% |
| Bloomington | 24.4% | 38.4% | 16.4% | 24.9% |
| Schaumburg | 29.2% | 39.3% | 23.5% | 25.7% |
| Evanston | 37.2% | 53.1% | 25.6% | 31.8% |
| Arlington Heights | 25.8% | 40.1% | 21.0% | 26.3% |
| Bolingbrook | 31.1% | 55.7% | 25.0% | 35.4% |
| Decatur | 26.2% | 41.9% | 18.1% | 26.5% |
| Palatine | 33.1% | 53.3% | 23.5% | 31.3% |
| Skokie | 34.8% | 59.0% | 26.9% | 34.2% |
| Des Plaines | 27.9% | 38.7% | 25.1% | 26.0% |
| Orland Park | 33.2% | 58.1% | 29.4% | 33.1% |
| Oak Lawn | 31.0% | 48.7% | 27.5% | 29.6% |
| Berwyn | 39.3% | 55.1% | 29.9% | 32.5% |
| Mount Prospect | 31.9% | 50.7% | 23.9% | 30.3% |
| Tinley Park | 26.2% | 48.7% | 23.0% | 29.5% |
| Normal | 33.0% | 58.5% | 14.1% | 37.8% |
| Wheaton | 28.5% | 44.0% | 22.8% | 27.4% |
| Oak Park | 32.1% | 43.5% | 24.8% | 27.5% |
| Hoffman Estates | 28.6% | 49.2% | 21.6% | 29.6% |
| Downers Grove | 27.1% | 51.8% | 19.4% | 30.8% |
| Glenview | 32.4% | 56.5% | 26.6% | 37.1% |
| Plainfield | 24.7% | 43.6% | 22.2% | 27.9% |
| Elmhurst | 24.0% | 47.7% | 18.2% | 28.9% |
| Lombard | 31.2% | 54.4% | 22.3% | 31.8% |
| Buffalo Grove | 25.7% | 34.8% | 23.8% | 24.7% |
| Moline | 26.8% | 46.0% | 17.9% | 28.6% |
| Belleville | 30.3% | 49.3% | 18.2% | 29.8% |
| Romeoville | 28.3% | 61.7% | 20.8% | 33.8% |
| Crystal Lake | 24.9% | 51.6% | 17.4% | 30.6% |
| Bartlett | 22.6% | 50.9% | 19.5% | 30.6% |
| DeKalb | 48.0% | 66.5% | 24.4% | 40.7% |
| Carol Stream | 29.3% | 41.2% | 23.7% | 27.2% |
| Urbana | 42.4% | 58.3% | 18.5% | 38.4% |
| Quincy | 24.8% | 42.3% | 15.4% | 27.0% |
| Streamwood | 27.1% | 59.8% | 23.3% | 34.4% |
| Park Ridge | 26.7% | 44.0% | 24.0% | 27.7% |
| Wheeling | 35.4% | 46.3% | 29.0% | 28.5% |
| Carpentersville | 27.3% | 43.3% | 21.2% | 27.1% |
| Hanover Park | 28.8% | 47.8% | 23.8% | 29.0% |
| Oswego | 27.1% | 71.8% | 21.2% | 33.6% |
| Rock Island | 30.1% | 54.3% | 18.4% | 32.0% |
| Addison | 28.6% | 36.5% | 24.9% | 23.6% |
| Calumet City | 45.9% | 63.5% | 32.6% | 39.9% |
| Northbrook | 28.8% | 50.8% | 25.8% | 30.5% |
| Woodridge | 32.3% | 49.0% | 24.5% | 29.4% |
| St. Charles | 30.0% | 59.1% | 18.1% | 33.3% |
| Glendale Heights | 34.5% | 45.9% | 28.5% | 28.0% |
| O'Fallon | 25.5% | 47.0% | 16.6% | 28.4% |
| Elk Grove Village | 30.4% | 54.9% | 22.8% | 32.7% |
| Mundelein | 25.0% | 44.9% | 17.5% | 27.8% |
| Pekin | 24.1% | 37.9% | 18.0% | 25.1% |
| North Chicago | 45.3% | 51.7% | 33.2% | 31.3% |
| Gurnee | 27.2% | 53.8% | 19.1% | 31.3% |
| Highland Park | 32.4% | 60.2% | 27.4% | 35.7% |
| Algonquin | 21.6% | 45.4% | 18.6% | 24.6% |
| Niles | 33.4% | 49.2% | 28.4% | 29.1% |
| Galesburg | 32.9% | 54.5% | 20.3% | 31.9% |
| Lake in the Hills | 23.8% | 50.2% | 19.0% | 30.1% |
| Burbank | 36.0% | 60.6% | 30.8% | 38.0% |
| Danville | 30.0% | 49.9% | 16.3% | 30.0% |
| Glen Ellyn | 29.0% | 51.8% | 23.1% | 31.7% |
| Lansing | 34.7% | 52.1% | 28.4% | 31.2% |
| McHenry | 30.2% | 50.8% | 23.3% | 30.4% |
| New Lenox | 21.2% | 53.1% | 19.0% | 31.1% |
| Huntley | 29.0% | 44.8% | 27.2% | 24.1% |
| Wilmette | 30.5% | 45.7% | 28.6% | 28.4% |
| Batavia | 31.7% | 61.4% | 23.4% | 36.1% |
| Round Lake Beach | 30.2% | 57.6% | 23.3% | 35.3% |
| Vernon Hills | 30.9% | 48.8% | 22.9% | 29.4% |
| Oak Forest | 27.5% | 46.4% | 23.9% | 25.7% |
| Chicago Heights | 39.1% | 50.5% | 33.5% | 30.3% |
| Granite City | 25.6% | 42.9% | 19.7% | 27.4% |
| Edwardsville | 27.4% | 49.0% | 17.0% | 29.6% |
| Lockport | 27.6% | 54.6% | 22.9% | 37.1% |
| Woodstock | 30.1% | 55.8% | 20.6% | 31.6% |
| West Chicago | 33.4% | 61.1% | 22.2% | 39.9% |
| Alton | 35.6% | 54.1% | 24.2% | 31.3% |
| Belvidere | 30.3% | 46.4% | 23.6% | 27.7% |
| Morton Grove | 30.2% | 50.1% | 27.2% | 30.2% |
| Zion | 38.9% | 54.7% | 28.0% | 31.7% |
| Melrose Park | 34.1% | 43.0% | 27.6% | 25.0% |
| Homer Glen | 27.0% | 71.1% | 25.2% | 45.3% |
| South Elgin | 25.2% | 52.9% | 18.0% | 33.0% |
| Collinsville | 25.2% | 44.1% | 15.8% | 26.0% |
| Rolling Meadows | 31.2% | 44.2% | 26.2% | 28.2% |
| Kankakee | 38.0% | 53.7% | 24.1% | 33.1% |
| Elmwood Park | 32.4% | 41.4% | 27.7% | 25.0% |
| Westmont | 34.6% | 49.8% | 23.0% | 29.9% |
| Yorkville | 33.8% | 64.6% | 26.1% | 32.3% |
| Freeport | 29.9% | 44.8% | 20.4% | 27.8% |
Frequently asked questions
- What is the housing cost burden in Illinois?
- In Illinois, 30.4% of households spend 30% or more of their income on housing costs.
- Which Illinois counties have the highest housing cost burden?
- Among counties with 10,000 or more people, the highest are Cook County (36.3%), DeKalb County (36.1%), Jackson County (33.1%).
- Which Illinois counties have the lowest housing cost burden?
- The lowest are Cumberland County (14.4%), Lawrence County (16.1%), Douglas County (16.5%).
Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates