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Housing Affordability in Oswego, IL
Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.
- Households paying 30%+ for housing
- 27.1%
- Illinois 30.4%
- Renters paying 30%+
- 71.8%
- Illinois 47.9%
- Homeowners paying 30%+
- 21.2%
- Illinois 22.4%
- Owner costs with a mortgage
- $2,324/mo
- Illinois $1,987/mo
Housing costs compared with income
- Renters paying 30% or more1,01671.8%
- Homeowners paying 30% or more2,27421.2%
- Renters paying 50% or more22716.0%
- Median rent as a share of income: 33.6%
- Median owner costs as a share of income, with a mortgage: 21.7%
- Median owner costs without a mortgage: $1,073/mo
- Median home value divided by median household income: 2.8
How it compares
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| Area | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Oswego, IL | 27.1% | 71.8% | 21.2% | 33.6% |
| Kendall County | 28.9% | 52.4% | 24.4% | 30.7% |
| Illinois | 30.4% | 47.9% | 22.4% | 29.1% |
| United States | 32.2% | 51.1% | 22.7% | 30.6% |
Frequently asked questions
- What is the housing cost burden in Oswego, IL?
- In Oswego, IL, 27.1% of households spend 30% or more of their income on housing costs.
- How does Oswego compare with Illinois?
- The households paying 30%+ for housing in Oswego is 27.1%, compared with 30.4% for Illinois as a whole.
Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates