Skip to content

Checked

Housing Affordability in Cold Spring, KY

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
27.5%
Kentucky 26.1%
Renters paying 30%+
64.3%
Kentucky 45.4%
Homeowners paying 30%+
22.9%
Kentucky 18.1%
Owner costs with a mortgage
$1,465/mo
Kentucky $1,433/mo

Cold Spring has fewer than 10,000 residents, so these survey estimates have wide margins of error. Compare with care.

Housing costs compared with income

  • Renters paying 30% or more21164.3%
  • Homeowners paying 30% or more60422.9%
  • Renters paying 50% or more13641.5%
  • Median rent as a share of income: 38.1%
  • Median owner costs as a share of income, with a mortgage: 19.4%
  • Median owner costs without a mortgage: $648/mo
  • Median home value divided by median household income: 3.4

How it compares

Swipe the table sideways to see more columns.

AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Cold Spring, KY27.5%64.3%22.9%38.1%
Campbell County26.5%49.1%17.8%29.6%
Kentucky26.1%45.4%18.1%28.1%
United States32.2%51.1%22.7%30.6%

Frequently asked questions

What is the housing cost burden in Cold Spring, KY?
In Cold Spring, KY, 27.5% of households spend 30% or more of their income on housing costs.
How does Cold Spring compare with Kentucky?
The households paying 30%+ for housing in Cold Spring is 27.5%, compared with 26.1% for Kentucky as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates