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Cold Spring, KY

City in Campbell County, Kentucky. ZIP codes: 41076.

Population

6,341

Land area

4.7sq mi

People per sq mi

1,336

ZIP codes

1

Cold Spring and its ZIP codes

Cold Spring at a glance

  • Cold Spring is about 12 times as dense as Kentucky as a whole.
  • By population, it ranks 75th among 552 cities and towns in Kentucky.
  • The median household income is $75,000, 18% above the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $253,600 (23% above Kentucky) and median rent is $1,191 a month.

Local data for Cold Spring, KY

Counts from official public data

Housing and community stats

Cold Spring, KY, American Community Survey 2020-2024

Full profile

Median household income

$75,000

Poverty rate

9.9%

Median home value

$253,600

Median rent

$1,191/mo

Homeownership

89.1%

Bachelor's or higher

42.6%

Median age

52.0

Average commute

21.6 min

Largest reported origins and ancestries: German Americans (2,670), Irish Americans (996), Italian Americans (329).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Campbell County. PPP loans are for Cold Spring.

Details

Unemployment rate

3.5%

Aug 2026, -0.3 pts in a year

Average annual pay

$58,130

32,037 jobs, 2025

Income per person

$69,948

BEA, 2024

Federal spending

$540M

FY 2026, $5,798 per person

Campbell County economyFederal spending

How people get to work

Cold Spring, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone70.2%
  • Carpooled2.9%
  • Public transit1.4%
  • Walked2.0%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home22.9%

Average one-way commute: 21.6 minutes for people who do not work from home.

Environment and hazard risk

Cold Spring, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: tornado

Storm events since 1996

356

Countywide, mostly thunderstorm wind

Flood insurance policies

335

1.2% of homes, county

July high / Jan low

87° / 24°F

43.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

ZIP codes in Cold Spring

1 in or overlapping Cold Spring. Population shown

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Cities near Cold Spring

Frequently asked questions

What county is Cold Spring, KY in?
Cold Spring is in Campbell County, Kentucky.
What ZIP codes are in Cold Spring, KY?
ZIP codes in or overlapping Cold Spring include 41076.
What is the population of Cold Spring, KY?
About 6,341 people live in Cold Spring, based on American Community Survey 5-year estimates.
What cities are near Cold Spring?
Nearby places include Crestview (1.1 mi), Highland Heights (1.5 mi), Silver Grove (2.5 mi), Wilder (2.6 mi), Fairview (3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023