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Worcester, NY Home Values and Rents
The median home value in Worcester is $145,700, 723rd highest of 837 cities and towns in New York.
- Median home value
- $145,700
- 723rd of 837 in NY
- Price change, 1 year
- +5.4%
- County index, 2025
- Homeownership
- 86.1%
- NY: 54.3%
Otsego County home price trend
FHFA annual House Price Index for Otsego County, 2000 = 100, compared with New York
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| Period | Otsego County |
|---|---|
| 2025 | 277 |
| 2024 | 262 |
| 2023 | 238 |
| 2022 | 226 |
| 2021 | 205 |
| 2020 | 187 |
| 2019 | 183 |
| 2018 | 172 |
| 2017 | 169 |
| 2016 | 169 |
| 2015 | 163 |
| 2014 | 167 |
| 2013 | 166 |
| 2012 | 171 |
| 2011 | 175 |
Over five years, Otsego County prices changed +47.6%, compared with +44.0% for New York.
Source: Federal Housing Finance Agency · Last updated 08/01/2026
Home values by ZIP code
Median home value and rent (ACS 2020-2024); price changes from the FHFA annual ZIP index
Swipe the table sideways to see more columns.
| # | ZIP code | Median value | Median rent | 1-year | 5-year |
|---|---|---|---|---|---|
| 1 | 12197 | $165,200 | $732 | - | - |
Fair Market Rents, FY2027
HUD rent standard for Otsego County, NY
| Unit size | Monthly rent |
|---|---|
| Studio | $860 |
| 1 bedroom | $961 |
| 2 bedrooms | $1,235 |
| 3 bedrooms | $1,472 |
| 4 bedrooms | $1,653 |
Frequently asked questions
- What is the median home value in Worcester, NY?
- The median home value in Worcester is $145,700, based on the American Community Survey 2020-2024 5-year estimates. The New York median is $423,800.
- Are home prices going up in Worcester?
- Home prices in Otsego County changed +5.4% over one year and +47.6% over five years, as of 2025.
- How does Worcester compare with the rest of New York?
- Worcester has the 723rd highest median home value of 837 cities and towns with 1,000+ residents in New York.
- Which ZIP code in Worcester has the highest home values?
- ZIP code 12197 has the highest median home value at $165,200.