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ZIP Code 12197

Worcester, NY, Otsego County

Population

2,298

Land area

65.2sq mi

People per sq mi

35

City

Worcester

ZIP 12197 and nearby ZIP codes

ZIP 12197 at a glance

  • ZIP 12197 (Worcester) is 92% less dense than New York as a whole.
  • The median household income is $77,778, 10% below the New York median of $85,974.
  • A typical owner-occupied home is valued at $165,200 (61% below New York) and median rent is $732 a month.

Local data for ZIP 12197

Counts from official public data

Housing and community stats

ZIP 12197, American Community Survey 2020-2024

Full profile

Median household income

$77,778

Poverty rate

18.9%

Median home value

$165,200

Median rent

$732/mo

Homeownership

89.6%

Bachelor's or higher

27.5%

Median age

45.1

Average commute

27.7 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

22

ZIP Business Patterns 2023

Employees

158

$8.8M annual payroll

PPP loans

$314K

27 loans

Campaign donations

$14.2K

38% D, 43% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12197, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: cold wave

Storm events since 1996

719

Countywide, mostly thunderstorm wind

Flood insurance policies

256

0.9% of homes, county

July high / Jan low

73° / 14°F

47.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in ZIP 12197, CDC PLACES estimates

All 40 measures

Obesity

33.2%

U.S. 33.3% about the same

Diabetes

12.4%

U.S. 12.1% about the same

Smoking

14.4%

U.S. 12.8% +1.6 pts

Uninsured (18-64)

5.7%

U.S. 11.1% -5.4 pts

Frequently asked questions

What city is ZIP code 12197?
ZIP code 12197 is in Worcester, NY (Otsego County).
What county is ZIP code 12197 in?
ZIP code 12197 is mostly in Otsego County, New York.
How many people live in ZIP code 12197?
About 2,298 people live in the 12197 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.