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Elma, IA

City in Howard County, Iowa.

Population

659

Land area

1.2sq mi

People per sq mi

537

ZIP codes

0

Elma and its ZIP codes

Elma at a glance

  • Elma is about 9.3 times as dense as Iowa as a whole.
  • Households here earn a median of $44,375 a year, 41% less than the Iowa figure of $75,059.
  • A typical owner-occupied home is valued at $81,300 (61% below Iowa) and median rent is $689 a month.

Local data for Elma, IA

Counts from official public data

Housing and community stats

Elma, IA, American Community Survey 2020-2024

Full profile

Median household income

$44,375

Poverty rate

18.8%

Median home value

$81,300

Median rent

$689/mo

Homeownership

68.8%

Bachelor's or higher

10.4%

Median age

44.3

Average commute

23.2 min

Largest reported origins and ancestries: German Americans (288), Norwegian Americans (90), Irish Americans (76).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Howard County. PPP loans are for Elma.

Details

Unemployment rate

3.1%

Aug 2026, +0.2 pts in a year

Average annual pay

$50,299

4,358 jobs, 2025

Income per person

$66,810

BEA, 2024

Federal spending

$75.8M

FY 2026, $8,005 per person

Howard County economyFederal spending

How people get to work

Elma, IA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone77.3%
  • Carpooled12.6%
  • Public transit0.0%
  • Walked8.3%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home1.8%

Average one-way commute: 23.2 minutes for people who do not work from home.

Environment and hazard risk

Elma, IA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: drought

Storm events since 1996

428

Countywide, mostly thunderstorm wind

Flood insurance policies

14

0.3% of homes, county

July high / Jan low

81° / 6°F

40.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Elma, IA, CDC PLACES estimates

All 40 measures

Obesity

38.4%

U.S. 33.3% +5.1 pts

Diabetes

17.4%

U.S. 12.1% +5.3 pts

Smoking

17.4%

U.S. 12.8% +4.6 pts

Uninsured (18-64)

8.0%

U.S. 11.1% -3.1 pts

Cities near Elma

Frequently asked questions

What county is Elma, IA in?
Elma is in Howard County, Iowa.
What is the population of Elma, IA?
About 659 people live in Elma, based on American Community Survey 5-year estimates.
What cities are near Elma?
Nearby places include Alta Vista (3.4 mi), North Washington (8.8 mi), Colwell (9.7 mi), Riceville (9.8 mi), New Haven (11 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023