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Garner, IA

City in Hancock County, Iowa. ZIP codes: 50438.

Population

3,049

Land area

2.1sq mi

People per sq mi

1,435

ZIP codes

1

Garner and its ZIP codes

Garner at a glance

  • Garner is about 25 times as dense as Iowa as a whole.
  • By population, it ranks 122nd among 1,017 cities and towns in Iowa.
  • The median household income is $70,726, 6% below the Iowa median of $75,059.
  • A typical owner-occupied home is valued at $186,300 (10% below Iowa) and median rent is $740 a month.

Local data for Garner, IA

Counts from official public data

Housing and community stats

Garner, IA, American Community Survey 2020-2024

Full profile

Median household income

$70,726

Poverty rate

11.5%

Median home value

$186,300

Median rent

$740/mo

Homeownership

80.2%

Bachelor's or higher

21.9%

Median age

47.0

Average commute

11.0 min

Largest reported origins and ancestries: German Americans (1,345), Irish Americans (447), Norwegian Americans (416).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Hancock County. PPP loans are for Garner.

Details

Unemployment rate

2.8%

Aug 2026, -0.3 pts in a year

Average annual pay

$60,989

5,761 jobs, 2025

Income per person

$68,162

BEA, 2024

Federal spending

$107M

FY 2026, $9,878 per person

PPP loans

$20.53M

394 loans, 2,131 jobs reported

Hancock County economyFederal spendingPPP loans

How people get to work

Garner, IA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone79.5%
  • Carpooled12.8%
  • Public transit0.0%
  • Walked2.8%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home5.0%

Average one-way commute: 11.0 minutes for people who do not work from home.

Environment and hazard risk

Garner, IA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: drought

Storm events since 1996

498

Countywide, mostly hail

Flood insurance policies

6

0.1% of homes, county

July high / Jan low

82° / 6°F

34.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone2 historic places

Health statistics

Share of adults in Garner, IA, CDC PLACES estimates

All 40 measures

Obesity

41.7%

U.S. 33.3% +8.4 pts

Diabetes

12.3%

U.S. 12.1% about the same

Smoking

15.4%

U.S. 12.8% +2.6 pts

Uninsured (18-64)

7.0%

U.S. 11.1% -4.1 pts

ZIP codes in Garner

1 in or overlapping Garner. Population shown

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Cities near Garner

Frequently asked questions

What county is Garner, IA in?
Garner is in Hancock County, Iowa.
What ZIP codes are in Garner, IA?
ZIP codes in or overlapping Garner include 50438.
What is the population of Garner, IA?
About 3,049 people live in Garner, based on American Community Survey 5-year estimates.
What cities are near Garner?
Nearby places include Duncan (5.1 mi), Miller (6 mi), Klemme (6.3 mi), Hayfield (6.8 mi), Ventura (7.4 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023