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Clay County, IL

6 cities and towns and 7 ZIP codes in Clay County, Illinois.

Population

13,052

Land area

468sq mi

People per sq mi

28

ZIP codes

7

Cities and towns in Clay County

Clay County at a glance

  • Clay County is 88% less dense than Illinois as a whole.
  • Households here earn a median of $60,417 a year, 28% less than the Illinois figure of $83,390.
  • A typical owner-occupied home is valued at $97,400 (63% below Illinois) and median rent is $735 a month.
  • The biggest population centers are Flora (4,475), Louisville (1,163) and Clay City (723).

Local data for Clay County, IL

Counts from official public data

Housing and community stats

Clay County, IL, American Community Survey 2020-2024

Full profile

Median household income

$60,417

Poverty rate

17.5%

Median home value

$97,400

Prices +2.0% in a year

Median rent

$735/mo

Homeownership

79.3%

Bachelor's or higher

13.1%

Median age

40.4

Average commute

25.0 min

Largest reported origins and ancestries: German Americans (2,708), Irish Americans (1,702), Polish Americans (307).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

3.6%

Sep 2026, -1.1 pts in a year

Average annual pay

$52,006

4,691 jobs, 2025

Income per person

$54,942

BEA, 2024

Federal spending

$96.6M

FY 2026, $7,270 per person

PPP loans

$29.2M

828 loans, 3,595 jobs reported

Campaign donations

$22.7K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Clay County, IL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone85.6%
  • Carpooled9.1%
  • Public transit0.3%
  • Walked0.6%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home4.4%

Average one-way commute: 25.0 minutes for people who do not work from home.

Environment and hazard risk

Clay County, IL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: drought

Storm events since 1996

424

Most often thunderstorm wind

Flood insurance policies

8

0.1% of homes, county

July high / Jan low

89° / 21°F

48.0 inches of rain a year

Hazards, floods and storm historyCheck a flood zone6 historic places

Health statistics

Share of adults in Clay County, IL, CDC PLACES estimates

All 40 measures

Obesity

41.5%

U.S. 33.3% +8.2 pts

Diabetes

13.9%

U.S. 12.1% +1.8 pts

Smoking

17.8%

U.S. 12.8% +5.0 pts

Uninsured (18-64)

9.0%

U.S. 11.1% -2.1 pts

Cities, towns and ZIP codes in Clay County

Population shown

Frequently asked questions

What is the largest city in Clay County, IL?
Flora is the largest city or town in Clay County, with about 4,475 residents.
How many ZIP codes are in Clay County?
Clay County includes 7 ZIP Code Tabulation Areas, including 62426, 62434, 62824, 62839, 62858.
What is the population of Clay County, IL?
About 13,052 people live in Clay County, based on American Community Survey 5-year estimates.
What counties border Clay County?
Clay County borders Marion County, Effingham County, Fayette County, Wayne County, Richland County, Jasper County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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