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Elgin, IL

City in Kane County, Illinois. ZIP codes: 60120, 60123, 60124.

Population

114,934

Land area

38.2sq mi

People per sq mi

3,011

ZIP codes

3

Elgin and its ZIP codes

Elgin at a glance

  • Elgin is about 13 times as dense as Illinois as a whole.
  • By population, it ranks 6th among 1,445 cities and towns in Illinois.
  • The median household income is $90,282, 8% above the Illinois median of $83,390.
  • A typical owner-occupied home is valued at $273,000 (4% above Illinois) and median rent is $1,361 a month.

Local data for Elgin, IL

Counts from official public data

Housing and community stats

Elgin, IL, American Community Survey 2020-2024

Full profile

Median household income

$90,282

Poverty rate

9.8%

Median home value

$273,000

Median rent

$1,361/mo

Homeownership

71.9%

Bachelor's or higher

27.0%

Median age

36.7

Average commute

28.2 min

Largest reported origins and ancestries: Mexican Americans (46,303), German Americans (13,105), Irish Americans (7,747).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Kane County. PPP loans are for Elgin.

Details

Unemployment rate

3.8%

Aug 2026, -0.9 pts in a year

Average annual pay

$65,029

213,552 jobs, 2025

Income per person

$69,927

BEA, 2024

Federal spending

$3.4B

FY 2026, $6,498 per person

PPP loans

$278M

3,134 loans, 28,906 jobs reported

Kane County economyFederal spendingPPP loans

How people get to work

Elgin, IL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone71.5%
  • Carpooled10.5%
  • Public transit1.9%
  • Walked0.9%
  • Bicycle0.5%
  • Taxi, ride-hailing, motorcycle or other2.1%
  • Worked from home12.8%

Average one-way commute: 28.2 minutes for people who do not work from home.

Environment and hazard risk

Elgin, IL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: cold wave

Storm events since 1996

1,079

Countywide, mostly thunderstorm wind

Flood insurance policies

634

0.4% of homes, county

July high / Jan low

84° / 14°F

39.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone8 historic places

Health statistics

Share of adults in Elgin, IL, CDC PLACES estimates

All 40 measures

Obesity

35.8%

U.S. 33.3% +2.5 pts

Diabetes

12.1%

U.S. 12.1% about the same

Smoking

12.2%

U.S. 12.8% -0.6 pts

Uninsured (18-64)

16.8%

U.S. 11.1% +5.7 pts

ZIP codes in Elgin

3 in or overlapping Elgin. Population shown

Cities near Elgin

Frequently asked questions

What county is Elgin, IL in?
Elgin is in Kane County, Illinois.
What ZIP codes are in Elgin, IL?
ZIP codes in or overlapping Elgin include 60120, 60123, 60124.
What is the population of Elgin, IL?
About 114,934 people live in Elgin, based on American Community Survey 5-year estimates.
What cities are near Elgin?
Nearby places include West Dundee (3.3 mi), Sleepy Hollow (3.6 mi), East Dundee (3.7 mi), South Elgin (4.2 mi), Streamwood (5.6 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023