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Spencer, IN
Town in Owen County, Indiana.
Population
2,481
Land area
1.7sq mi
People per sq mi
1,453
ZIP codes
0
Spencer and its ZIP codes
Spencer at a glance
- Spencer is about 7.6 times as dense as Indiana as a whole.
- Households here earn a median of $48,378 a year, 33% less than the Indiana figure of $71,957.
- A typical owner-occupied home is valued at $162,900 (25% below Indiana) and median rent is $798 a month.
Local data for Spencer, IN
Counts from official public data
Housing and community stats
Spencer, IN, American Community Survey 2020-2024
Median household income
$48,378
Poverty rate
14.1%
Median home value
$162,900
Median rent
$798/mo
Homeownership
67.1%
Bachelor's or higher
21.0%
Median age
51.7
Average commute
17.8 min
Largest reported origins and ancestries: German Americans (323), Irish Americans (277), Scottish Americans (86).
Economy and federal money
Jobs, pay, income and spending are for Owen County. PPP loans are for Spencer.
Unemployment rate
3.5%
Aug 2026, -0.1 pts in a year
Average annual pay
$60,124
5,192 jobs, 2025
Income per person
$53,904
BEA, 2024
Federal spending
$152M
FY 2026, $7,109 per person
How people get to work
Spencer, IN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone78.0%
- Carpooled4.4%
- Public transit0.0%
- Walked8.4%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other2.1%
- Worked from home7.1%
Average one-way commute: 17.8 minutes for people who do not work from home.
Environment and hazard risk
Spencer, IN, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: landslide
Storm events since 1996
338
Countywide, mostly thunderstorm wind
Flood insurance policies
47
0.4% of homes, county
July high / Jan low
85° / 20°F
49.7 inches of rain a year
Hazards, floods and storm historyCheck a flood zone4 historic places
Health statistics
Share of adults in Spencer, IN, CDC PLACES estimates
Obesity
41.1%
U.S. 33.3% +7.8 pts
Diabetes
14.9%
U.S. 12.1% +2.8 pts
Smoking
17.6%
U.S. 12.8% +4.8 pts
Uninsured (18-64)
8.7%
U.S. 11.1% -2.4 pts
Cities near Spencer
| Name | Distance | Land area (sq mi) |
|---|---|---|
| StinesvilleTown | 6.7 mi | 0.1 |
| GosportTown | 7.3 mi | 0.4 |
| EllettsvilleTown | 8.3 mi | 5.2 |
| PatricksburgCensus-designated place | 9.9 mi | 0.5 |
| ParagonTown | 14 mi | 0.3 |
| SolsberryCensus-designated place | 14 mi | 0.9 |
| Bowling GreenCensus-designated place | 14 mi | 0.5 |
| PolandCensus-designated place | 15 mi | 0.5 |
| StanfordCensus-designated place | 15 mi | 1.8 |
| Coal CityCensus-designated place | 15 mi | 0.4 |
| BloomingtonCity | 16 mi | 23.2 |
| WorthingtonTown | 16 mi | 0.8 |
| CloverdaleTown | 16 mi | 3.5 |
| Browns CrossingCensus-designated place | 17 mi | 0.5 |
| EminenceCensus-designated place | 18 mi | 0.3 |
| Clay CityTown | 18 mi | 0.5 |
Frequently asked questions
- What county is Spencer, IN in?
- Spencer is in Owen County, Indiana.
- What is the population of Spencer, IN?
- About 2,481 people live in Spencer, based on American Community Survey 5-year estimates.
- What cities are near Spencer?
- Nearby places include Stinesville (6.7 mi), Gosport (7.3 mi), Ellettsville (8.3 mi), Patricksburg (9.9 mi), Paragon (14 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023