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Waterloo, IN
Town in DeKalb County, Indiana.
Population
2,073
Land area
2.1sq mi
People per sq mi
982
ZIP codes
0
Waterloo and its ZIP codes
Waterloo at a glance
- Waterloo is about 5.1 times as dense as Indiana as a whole.
- Households here earn a median of $67,083 a year, 7% less than the Indiana figure of $71,957.
- A typical owner-occupied home is valued at $104,600 (52% below Indiana) and median rent is $829 a month.
Local data for Waterloo, IN
Counts from official public data
Housing and community stats
Waterloo, IN, American Community Survey 2020-2024
Median household income
$67,083
Poverty rate
12.5%
Median home value
$104,600
Median rent
$829/mo
Homeownership
81.2%
Bachelor's or higher
14.2%
Median age
35.3
Average commute
23.8 min
Largest reported origins and ancestries: German Americans (615), Irish Americans (182), Polish Americans (155).
Economy and federal money
Jobs, pay, income and spending are for DeKalb County. PPP loans are for Waterloo.
Unemployment rate
3.2%
Aug 2026, -0.1 pts in a year
Average annual pay
$64,949
21,585 jobs, 2025
Income per person
$59,675
BEA, 2024
Federal spending
$285M
FY 2026, $6,582 per person
How people get to work
Waterloo, IN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone85.3%
- Carpooled2.6%
- Public transit0.0%
- Walked3.8%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other1.7%
- Worked from home6.7%
Average one-way commute: 23.8 minutes for people who do not work from home.
Environment and hazard risk
Waterloo, IN, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: strong wind
Storm events since 1996
255
Countywide, mostly thunderstorm wind
Flood insurance policies
56
0.3% of homes, county
July high / Jan low
81° / 17°F
39.5 inches of rain a year
Hazards, floods and storm historyCheck a flood zone1 historic places
Health statistics
Share of adults in Waterloo, IN, CDC PLACES estimates
Obesity
44.2%
U.S. 33.3% +10.9 pts
Diabetes
11.5%
U.S. 12.1% -0.6 pts
Smoking
17.7%
U.S. 12.8% +4.9 pts
Uninsured (18-64)
8.2%
U.S. 11.1% -2.9 pts
Cities near Waterloo
| Name | Distance | Land area (sq mi) |
|---|---|---|
| AuburnCity | 4.7 mi | 8.6 |
| AshleyTown | 6.2 mi | 1.9 |
| CorunnaTown | 6.4 mi | 0.2 |
| HudsonTown | 7.8 mi | 0.7 |
| ButlerCity | 7.9 mi | 2 |
| GarrettCity | 8.1 mi | 4.2 |
| AltonaTown | 8.7 mi | 0.2 |
| HamiltonTown | 9.2 mi | 2.1 |
| Pleasant LakeCensus-designated place | 9.8 mi | 0.7 |
| St. JoeTown | 10 mi | 0.3 |
| HelmerCensus-designated place | 11 mi | 0.1 |
| SpencervilleCensus-designated place | 11 mi | 1.2 |
| AvillaTown | 12 mi | 1.7 |
| KendallvilleCity | 13 mi | 6.1 |
| LaottoCensus-designated place | 13 mi | 0.5 |
| Holiday WoodsCensus-designated place | 14 mi | 0.2 |
Frequently asked questions
- What county is Waterloo, IN in?
- Waterloo is in DeKalb County, Indiana.
- What is the population of Waterloo, IN?
- About 2,073 people live in Waterloo, based on American Community Survey 5-year estimates.
- What cities are near Waterloo?
- Nearby places include Auburn (4.7 mi), Ashley (6.2 mi), Corunna (6.4 mi), Hudson (7.8 mi), Butler (7.9 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023