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Fort Thomas, KY

City in Campbell County, Kentucky. ZIP codes: 41074, 41075.

Population

17,169

Land area

5.7sq mi

People per sq mi

3,026

ZIP codes

2

Fort Thomas and its ZIP codes

Fort Thomas at a glance

  • Fort Thomas is about 26 times as dense as Kentucky as a whole.
  • It is the 28th most populous of 552 cities and towns in Kentucky.
  • Households here earn a median of $104,350 a year, 64% more than the Kentucky figure of $63,726.
  • A typical owner-occupied home is valued at $335,000 (63% above Kentucky) and median rent is $1,126 a month.

Local data for Fort Thomas, KY

Counts from official public data

Housing and community stats

Fort Thomas, KY, American Community Survey 2020-2024

Full profile

Median household income

$104,350

Poverty rate

6.1%

Median home value

$335,000

Median rent

$1,126/mo

Homeownership

71.2%

Bachelor's or higher

55.3%

Median age

38.8

Average commute

21.0 min

Largest reported origins and ancestries: German Americans (6,249), Irish Americans (2,662), Italian Americans (926).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Campbell County. PPP loans are for Fort Thomas.

Details

Unemployment rate

3.8%

Sep 2026, -0.1 pts in a year

Average annual pay

$58,130

32,037 jobs, 2025

Income per person

$69,948

BEA, 2024

Federal spending

$540M

FY 2026, $5,798 per person

PPP loans

$24.8M

408 loans, 3,437 jobs reported

Campbell County economyFederal spendingPPP loans

How people get to work

Fort Thomas, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone73.2%
  • Carpooled6.1%
  • Public transit0.9%
  • Walked1.1%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home17.9%

Average one-way commute: 21.0 minutes for people who do not work from home.

Environment and hazard risk

Fort Thomas, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: tornado

Storm events since 1996

356

Countywide, mostly thunderstorm wind

Flood insurance policies

335

1.2% of homes, county

July high / Jan low

87° / 24°F

43.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone2 historic places

ZIP codes in Fort Thomas

2 in or overlapping Fort Thomas. Population shown

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Cities near Fort Thomas

Frequently asked questions

What county is Fort Thomas, KY in?
Fort Thomas is in Campbell County, Kentucky.
What ZIP codes are in Fort Thomas, KY?
ZIP codes in or overlapping Fort Thomas include 41074, 41075.
What is the population of Fort Thomas, KY?
About 17,169 people live in Fort Thomas, based on American Community Survey 5-year estimates.
What cities are near Fort Thomas?
Nearby places include Woodlawn (1.3 mi), Southgate (1.5 mi), Newport (1.8 mi), Bellevue (1.9 mi), Dayton (2.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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