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Georgetown, KY

City in Scott County, Kentucky. ZIP codes: 40324.

Population

39,117

Land area

17.7sq mi

People per sq mi

2,211

ZIP codes

1

Georgetown and its ZIP codes

Georgetown at a glance

  • Georgetown is about 19 times as dense as Kentucky as a whole.
  • It is the 6th most populous of 552 cities and towns in Kentucky.
  • Households here earn a median of $80,088 a year, 26% more than the Kentucky figure of $63,726.
  • A typical owner-occupied home is valued at $265,400 (29% above Kentucky) and median rent is $1,255 a month.

Local data for Georgetown, KY

Counts from official public data

Housing and community stats

Georgetown, KY, American Community Survey 2020-2024

Full profile

Median household income

$80,088

Poverty rate

12.1%

Median home value

$265,400

Median rent

$1,255/mo

Homeownership

62.3%

Bachelor's or higher

34.1%

Median age

32.7

Average commute

21.5 min

Largest reported origins and ancestries: German Americans (4,832), Irish Americans (4,370), Mexican Americans (1,561).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Scott County. PPP loans are for Georgetown.

Details

Unemployment rate

3.5%

Aug 2026, -0.2 pts in a year

Average annual pay

$75,568

31,432 jobs, 2025

Income per person

$58,861

BEA, 2024

Federal spending

$316M

FY 2026, $5,527 per person

PPP loans

$63.3M

1,099 loans, 8,623 jobs reported

Scott County economyFederal spendingPPP loans

How people get to work

Georgetown, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone75.6%
  • Carpooled11.8%
  • Public transit0.1%
  • Walked1.4%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.7%
  • Worked from home10.3%

Average one-way commute: 21.5 minutes for people who do not work from home.

Environment and hazard risk

Georgetown, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

311

Countywide, mostly thunderstorm wind

Flood insurance policies

97

0.6% of homes, county

July high / Jan low

87° / 25°F

49.8 inches of rain a year

Hazards, floods and storm historyCheck a flood zone20 historic places

ZIP codes in Georgetown

1 in or overlapping Georgetown. Population shown

·

Cities near Georgetown

NameDistanceLand area (sq mi)
Stamping GroundCity8.5 mi0.6
MidwayCity9.4 mi1.4
SadievilleCity11 mi1.1
Lexington-FayetteUrban County14 mi283.9
ParisCity14 mi7.9
VersaillesCity16 mi6.5
CynthianaCity17 mi4.6
FrankfortCity18 mi14.8
CorinthCity18 mi2.1
KeeneCity21 mi0.1
MillersburgCity22 mi0.4
BerryCity22 mi0.3
MontereyCity23 mi0.3
NicholasvilleCity23 mi15.2
North MiddletownCity24 mi0.3
LawrenceburgCity24 mi6

Frequently asked questions

What county is Georgetown, KY in?
Georgetown is in Scott County, Kentucky.
What ZIP codes are in Georgetown, KY?
ZIP codes in or overlapping Georgetown include 40324.
What is the population of Georgetown, KY?
About 39,117 people live in Georgetown, based on American Community Survey 5-year estimates.
What cities are near Georgetown?
Nearby places include Stamping Ground (8.5 mi), Midway (9.4 mi), Sadieville (11 mi), Lexington-Fayette (14 mi), Paris (14 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023