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Morgan County, KY
2 cities and towns and 5 ZIP codes in Morgan County, Kentucky.
Population
14,053
Land area
381sq mi
People per sq mi
37
ZIP codes
5
Cities and towns in Morgan County
Morgan County at a glance
- Morgan County is 68% less dense than Kentucky as a whole.
- The median household income is $47,913, 25% below the Kentucky median of $63,726.
- A typical owner-occupied home is valued at $118,200 (43% below Kentucky) and median rent is $663 a month.
- Its largest cities are West Liberty (3,295) and Ezel (313).
Local data for Morgan County, KY
Counts from official public data
Housing and community stats
Morgan County, KY, American Community Survey 2020-2024
Median household income
$47,913
Poverty rate
17.1%
Median home value
$118,200
Median rent
$663/mo
Homeownership
78.9%
Bachelor's or higher
18.7%
Median age
41.9
Average commute
27.3 min
Largest reported origins and ancestries: Irish Americans (1,208), German Americans (935), Scottish Americans (299).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
5.1%
Sep 2026, -0.1 pts in a year
Average annual pay
$48,432
3,181 jobs, 2025
Income per person
$38,051
BEA, 2024
Federal spending
$77.7M
FY 2026, $5,659 per person
PPP loans
$12.3M
378 loans, 1,692 jobs reported
Campaign donations
$26.3K
Itemized, 2026 cycle
How people get to work
Morgan County, KY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone78.7%
- Carpooled12.5%
- Public transit1.1%
- Walked0.5%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.9%
- Worked from home6.4%
Average one-way commute: 27.3 minutes for people who do not work from home.
Environment and hazard risk
Morgan County, KY, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: landslide
Storm events since 1996
524
Most often thunderstorm wind
Flood insurance policies
24
0.4% of homes, county
July high / Jan low
86° / 22°F
46.9 inches of rain a year
Hazards, floods and storm historyCheck a flood zone3 historic places
Cities, towns and ZIP codes in Morgan County
Population shown
Frequently asked questions
- What is the largest city in Morgan County, KY?
- West Liberty is the largest city or town in Morgan County, with about 3,295 residents.
- How many ZIP codes are in Morgan County?
- Morgan County includes 5 ZIP Code Tabulation Areas, including 41352, 41408, 41421, 41425, 41472.
- What is the population of Morgan County, KY?
- About 14,053 people live in Morgan County, based on American Community Survey 5-year estimates.
- What counties border Morgan County?
- Morgan County borders Rowan County, Johnson County, Lawrence County, Magoffin County, Elliott County, Wolfe County, Menifee County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023