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Rowan County, KY

3 cities and towns and 2 ZIP codes in Rowan County, Kentucky.

Population

24,578

Land area

280sq mi

People per sq mi

88

ZIP codes

2

Cities and towns in Rowan County

Rowan County at a glance

  • The median household income is $54,321, 15% below the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $161,800 (21% below Kentucky) and median rent is $825 a month.
  • Its largest cities are Morehead (6,870), Lakeview Heights (332) and Farmers (206).

Local data for Rowan County, KY

Counts from official public data

Housing and community stats

Rowan County, KY, American Community Survey 2020-2024

Full profile

Median household income

$54,321

Poverty rate

24.2%

Median home value

$161,800

Prices +12.1% in a year

Median rent

$825/mo

Homeownership

61.5%

Bachelor's or higher

25.9%

Median age

31.7

Average commute

24.7 min

Largest reported origins and ancestries: German Americans (3,009), Irish Americans (2,878), Scottish Americans (530).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

5.2%

Sep 2026, -0.1 pts in a year

Average annual pay

$50,051

10,626 jobs, 2025

Income per person

$42,123

BEA, 2024

Federal spending

$143M

FY 2026, $5,796 per person

PPP loans

$19.6M

710 loans, 3,927 jobs reported

Campaign donations

$48.4K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Rowan County, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone75.3%
  • Carpooled7.7%
  • Public transit0.4%
  • Walked7.6%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.5%
  • Worked from home8.5%

Average one-way commute: 24.7 minutes for people who do not work from home.

Environment and hazard risk

Rowan County, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

415

Most often thunderstorm wind

Flood insurance policies

198

1.9% of homes, county

July high / Jan low

86° / 25°F

50.8 inches of rain a year

Hazards, floods and storm historyCheck a flood zone12 historic places

Cities, towns and ZIP codes in Rowan County

Population shown

·

Frequently asked questions

What is the largest city in Rowan County, KY?
Morehead is the largest city or town in Rowan County, with about 6,870 residents.
How many ZIP codes are in Rowan County?
Rowan County includes 2 ZIP Code Tabulation Areas, including 40313, 40351.
What is the population of Rowan County, KY?
About 24,578 people live in Rowan County, based on American Community Survey 5-year estimates.
What counties border Rowan County?
Rowan County borders Carter County, Fleming County, Morgan County, Lewis County, Bath County, Elliott County, Menifee County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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