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Smith Island, MD

Census-designated place in Somerset County, Maryland. ZIP codes: 21824, 21866.

Population

345

Land area

4.3sq mi

People per sq mi

79

ZIP codes

2

Smith Island and its ZIP codes

Smith Island at a glance

  • Smith Island is 88% less dense than Maryland as a whole.

Local data for Smith Island, MD

Counts from official public data

Economy and federal money

Jobs, pay, income and spending are for Somerset County. PPP loans are for Smith Island.

Details

Unemployment rate

4.2%

Sep 2026, -0.8 pts in a year

Average annual pay

$60,195

7,051 jobs, 2025

Income per person

$41,421

BEA, 2024

Federal spending

$186M

FY 2026, $7,541 per person

PPP loans

$4,878

2 loans, 3 jobs reported

Somerset County economyFederal spendingPPP loans

Environment and hazard risk

Smith Island, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: coastal flooding

Storm events since 1996

279

Countywide, mostly thunderstorm wind

Flood insurance policies

1,649

15.9% of homes, county

July high / Jan low

87° / 30°F

46.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Smith Island, MD, CDC PLACES estimates

All 40 measures

Obesity

34.1%

U.S. 33.3% +0.8 pts

Diabetes

14.8%

U.S. 12.1% +2.7 pts

Smoking

16.4%

U.S. 12.8% +3.6 pts

Uninsured (18-64)

9.9%

U.S. 11.1% -1.2 pts

ZIP codes in Smith Island

2 in or overlapping Smith Island. Population shown

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Cities near Smith Island

Frequently asked questions

What county is Smith Island, MD in?
Smith Island is in Somerset County, Maryland.
What ZIP codes are in Smith Island, MD?
ZIP codes in or overlapping Smith Island include 21824, 21866.
What is the population of Smith Island, MD?
About 345 people live in Smith Island, based on American Community Survey 5-year estimates.
What cities are near Smith Island?
Nearby places include Crisfield (9.5 mi), Tangier, VA (11 mi), Frenchtown-Rumbly (12 mi), Deal Island (13 mi), Fairmount (14 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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