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White Oak, MD

Census-designated place in Montgomery County, Maryland. ZIP codes: 20903, 20904.

Population

17,329

Land area

3.1sq mi

People per sq mi

5,549

ZIP codes

2

White Oak and its ZIP codes

White Oak at a glance

  • White Oak is about 8.7 times as dense as Maryland as a whole.
  • It is the 83rd most populous of 527 cities and towns in Maryland.
  • Households here earn a median of $83,370 a year, 20% less than the Maryland figure of $103,678.
  • A typical owner-occupied home is valued at $574,000 (37% above Maryland) and median rent is $1,808 a month.

Local data for White Oak, MD

Counts from official public data

Housing and community stats

White Oak, MD, American Community Survey 2020-2024

Full profile

Median household income

$83,370

Poverty rate

15.1%

Median home value

$574,000

Median rent

$1,808/mo

Homeownership

25.7%

Bachelor's or higher

43.4%

Median age

33.2

Average commute

34.3 min

Largest reported origins and ancestries: Ethiopian Americans (1,844), Guatemalan Americans (786), Salvadoran Americans (528).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Montgomery County. PPP loans are for White Oak.

Details

Unemployment rate

3.5%

Aug 2026, -0.7 pts in a year

Average annual pay

$96,368

456,358 jobs, 2025

Income per person

$104,882

BEA, 2024

Federal spending

$17.2B

FY 2026, $16,210 per person

Montgomery County economyFederal spending

How people get to work

White Oak, MD, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone59.3%
  • Carpooled10.1%
  • Public transit10.9%
  • Walked0.0%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other4.6%
  • Worked from home15.2%

Average one-way commute: 34.3 minutes for people who do not work from home.

Environment and hazard risk

White Oak, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: winter weather

Storm events since 1996

1,849

Countywide, mostly thunderstorm wind

Flood insurance policies

2,029

0.8% of homes, county

July high / Jan low

87° / 25°F

44.0 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in White Oak, MD, CDC PLACES estimates

All 40 measures

Obesity

34.2%

U.S. 33.3% +0.9 pts

Diabetes

12.8%

U.S. 12.1% +0.7 pts

Smoking

10.4%

U.S. 12.8% -2.4 pts

Uninsured (18-64)

12.3%

U.S. 11.1% +1.2 pts

ZIP codes in White Oak

2 in or overlapping White Oak. Population shown

Cities near White Oak

Frequently asked questions

What county is White Oak, MD in?
White Oak is in Montgomery County, Maryland.
What ZIP codes are in White Oak, MD?
ZIP codes in or overlapping White Oak include 20903, 20904.
What is the population of White Oak, MD?
About 17,329 people live in White Oak, based on American Community Survey 5-year estimates.
What cities are near White Oak?
Nearby places include Burnt Mills (0.8 mi), Hillandale (1.5 mi), Kemp Mill (1.6 mi), Four Corners (1.6 mi), Colesville (2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023