Checked
Waterloo, NY
Village in Seneca County, New York.
Population
4,605
Land area
2.2sq mi
People per sq mi
2,135
ZIP codes
0
Waterloo and its ZIP codes
Waterloo at a glance
- Waterloo is about 5.1 times as dense as New York as a whole.
- Households here earn a median of $51,642 a year, 40% less than the New York figure of $85,974.
- A typical owner-occupied home is valued at $114,300 (73% below New York) and median rent is $927 a month.
Local data for Waterloo, NY
Counts from official public data
Housing and community stats
Waterloo, NY, American Community Survey 2020-2024
Median household income
$51,642
Poverty rate
11.7%
Median home value
$114,300
Median rent
$927/mo
Homeownership
68.7%
Bachelor's or higher
23.5%
Median age
50.8
Average commute
21.3 min
Largest reported origins and ancestries: Irish Americans (1,123), German Americans (912), Italian Americans (621).
Economy and federal money
Jobs, pay, income and spending are for Seneca County. PPP loans are for Waterloo.
Unemployment rate
3.7%
Aug 2026, -0.1 pts in a year
Average annual pay
$63,466
10,339 jobs, 2025
Income per person
$52,125
BEA, 2024
Federal spending
$229M
FY 2026, $6,762 per person
How people get to work
Waterloo, NY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone74.4%
- Carpooled5.5%
- Public transit0.0%
- Walked2.7%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other4.2%
- Worked from home13.2%
Average one-way commute: 21.3 minutes for people who do not work from home.
Environment and hazard risk
Waterloo, NY, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: drought
Storm events since 1996
282
Countywide, mostly thunderstorm wind
Flood insurance policies
123
0.9% of homes, county
July high / Jan low
79° / 16°F
34.6 inches of rain a year
Hazards, floods and storm historyCheck a flood zone9 historic places
Health statistics
Share of adults in Waterloo, NY, CDC PLACES estimates
Obesity
35.7%
U.S. 33.3% +2.4 pts
Diabetes
12.4%
U.S. 12.1% about the same
Smoking
15.8%
U.S. 12.8% +3.0 pts
Uninsured (18-64)
6.6%
U.S. 11.1% -4.5 pts
Cities near Waterloo
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Seneca FallsCensus-designated place | 3.1 mi | 4.7 |
| CayugaVillage | 6.9 mi | 0.9 |
| GenevaCity | 7 mi | 4.2 |
| Union SpringsVillage | 9.6 mi | 1.7 |
| RomulusCensus-designated place | 11 mi | 0.6 |
| PhelpsVillage | 11 mi | 1.2 |
| SavannahCensus-designated place | 12 mi | 1.2 |
| ClydeVillage | 12 mi | 2.2 |
| LyonsCensus-designated place | 13 mi | 4.6 |
| HallCensus-designated place | 13 mi | 1 |
| AuroraVillage | 13 mi | 0.9 |
| Clifton SpringsVillage | 14 mi | 1.5 |
| AuburnCity | 15 mi | 8.3 |
| Port ByronVillage | 15 mi | 0.9 |
| NewarkVillage | 15 mi | 5.4 |
| GorhamCensus-designated place | 16 mi | 2 |
Frequently asked questions
- What county is Waterloo, NY in?
- Waterloo is in Seneca County, New York.
- What is the population of Waterloo, NY?
- About 4,605 people live in Waterloo, based on American Community Survey 5-year estimates.
- What cities are near Waterloo?
- Nearby places include Seneca Falls (3.1 mi), Cayuga (6.9 mi), Geneva (7 mi), Union Springs (9.6 mi), Romulus (11 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023