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Emerald Bay, TX
Census-designated place in Smith County, Texas.
Population
970
Land area
0.8sq mi
People per sq mi
1,260
ZIP codes
0
Emerald Bay and its ZIP codes
Emerald Bay at a glance
- Emerald Bay is about 11 times as dense as Texas as a whole.
- The median household income is $98,068, 25% above the Texas median of $78,476.
- A typical owner-occupied home is valued at $351,000 (24% above Texas).
Local data for Emerald Bay, TX
Counts from official public data
Housing and community stats
Emerald Bay, TX, American Community Survey 2020-2024
Median household income
$98,068
Poverty rate
2.3%
Median home value
$351,000
Homeownership
100.0%
Bachelor's or higher
48.6%
Median age
72.3
Average commute
28.2 min
Largest reported origins and ancestries: Irish Americans (186), German Americans (125), Scottish Americans (76).
Economy and federal money
Jobs, pay, income and spending are for Smith County. PPP loans are for Emerald Bay.
Unemployment rate
4.0%
Sep 2026, -0.1 pts in a year
Average annual pay
$59,676
115,454 jobs, 2025
Income per person
$69,908
BEA, 2024
Federal spending
$1.6B
FY 2026, $6,687 per person
How people get to work
Emerald Bay, TX, workers 16 and older. American Community Survey 5-year estimates
- Drove alone59.0%
- Carpooled0.0%
- Public transit0.0%
- Walked0.0%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home41.0%
Average one-way commute: 28.2 minutes for people who do not work from home.
Environment and hazard risk
Emerald Bay, TX, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: heat wave
Storm events since 1996
1,064
Countywide, mostly thunderstorm wind
Flood insurance policies
458
0.6% of homes, county
July high / Jan low
93° / 39°F
47.7 inches of rain a year
Health statistics
Share of adults in Emerald Bay, TX, CDC PLACES estimates
Obesity
30.8%
U.S. 33.3% -2.5 pts
Diabetes
14.9%
U.S. 12.1% +2.8 pts
Smoking
8.6%
U.S. 12.8% -4.2 pts
Uninsured (18-64)
6.2%
U.S. 11.1% -4.9 pts
Cities near Emerald Bay
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Coffee CityTown | 2.5 mi | 1.9 |
| ShadybrookCensus-designated place | 4 mi | 7.7 |
| Sunrise ShoresCensus-designated place | 4.1 mi | 0.4 |
| NoondayCity | 5.3 mi | 2.1 |
| BerryvilleTown | 5.4 mi | 1.3 |
| BullardTown | 7.6 mi | 4.2 |
| FrankstonTown | 8.2 mi | 2.5 |
| Moore StationCity | 8.3 mi | 1.3 |
| CuneyTown | 8.6 mi | 1.6 |
| ChandlerCity | 10 mi | 6.1 |
| PoynorTown | 11 mi | 2.4 |
| WhitehouseCity | 14 mi | 5.5 |
| TylerCity | 14 mi | 57.8 |
| BrownsboroCity | 14 mi | 2.4 |
| JacksonvilleCity | 18 mi | 15.1 |
| EdomCity | 18 mi | 2.5 |
Frequently asked questions
- What county is Emerald Bay, TX in?
- Emerald Bay is in Smith County, Texas.
- What is the population of Emerald Bay, TX?
- About 970 people live in Emerald Bay, based on American Community Survey 5-year estimates.
- What cities are near Emerald Bay?
- Nearby places include Coffee City (2.5 mi), Shadybrook (4 mi), Sunrise Shores (4.1 mi), Noonday (5.3 mi), Berryville (5.4 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023