What city is ZIP code 12020?

ZIP code 12020 is in Ballston Spa, NY (Saratoga County).

What county is ZIP code 12020 in?

ZIP code 12020 is mostly in Saratoga County, New York.

How many people live in ZIP code 12020?

About 34,937 people live in the 12020 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 12020

Ballston Spa, NY, Saratoga County

Population

34,937

Land area

75.6sq mi

People per sq mi

462

City

Ballston Spa

ZIP 12020 and nearby ZIP codes

Full map

ZIP 12020 at a glance

Households here earn a median of $107,112 a year, 25% more than the New York figure of $85,974.
A typical owner-occupied home is valued at $329,400 (22% below New York) and median rent is $1,612 a month.

Local data for ZIP 12020

Counts from official public data

Housing and community stats

ZIP 12020, American Community Survey 2020-2024

Full profile

Median household income

$107,112

Poverty rate

6.1%

Median home value

$329,400

Prices +6.4% in a year

Median rent

$1,612/mo

Homeownership

70.2%

Bachelor's or higher

44.6%

Median age

42.2

Average commute

25.6 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

785

ZIP Business Patterns 2023

Employees

13,065

$1.1B annual payroll

PPP loans

$57.3M

877 loans

Campaign donations

$96.8K

37% D, 10% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12020, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: ice storm

Storm events since 1996

1,784

Countywide, mostly thunderstorm wind

Flood insurance policies

518

0.6% of homes, county

July high / Jan low

84° / 14°F

46.4 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 12020, CDC PLACES estimates

All 40 measures

Obesity

33.7%

U.S. 33.3% about the same

Diabetes

9.1%

U.S. 12.1% -3.0 pts

Smoking

11.2%

U.S. 12.8% -1.6 pts

Uninsured (18-64)

4.8%

U.S. 11.1% -6.3 pts

Frequently asked questions

What city is ZIP code 12020?: ZIP code 12020 is in Ballston Spa, NY (Saratoga County).
What county is ZIP code 12020 in?: ZIP code 12020 is mostly in Saratoga County, New York.
How many people live in ZIP code 12020?: About 34,937 people live in the 12020 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.