What city is ZIP code 12086?

ZIP code 12086 is in Galway, NY (Saratoga County).

What county is ZIP code 12086 in?

ZIP code 12086 is mostly in Saratoga County, New York.

How many people live in ZIP code 12086?

About 1,587 people live in the 12086 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 12086

Galway, NY, Saratoga County

Population

1,587

Land area

6.1sq mi

People per sq mi

260

City

Galway

ZIP 12086 and nearby ZIP codes

Full map

ZIP 12086 at a glance

ZIP 12086 (Galway) is 38% less dense than New York as a whole.
Households here earn a median of $78,155 a year, 9% less than the New York figure of $85,974.
A typical owner-occupied home is valued at $230,800 (46% below New York) and median rent is $898 a month.

Local data for ZIP 12086

Counts from official public data

Housing and community stats

ZIP 12086, American Community Survey 2020-2024

Full profile

Median household income

$78,155

Poverty rate

4.2%

Median home value

$230,800

Median rent

$898/mo

Homeownership

85.6%

Bachelor's or higher

25.9%

Median age

47.3

Average commute

21.0 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

324

$7.9M annual payroll

PPP loans

$1.9M

24 loans

Campaign donations

$2,431

32% D, 15% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12086, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: ice storm

Storm events since 1996

1,784

Countywide, mostly thunderstorm wind

Flood insurance policies

518

0.6% of homes, county

July high / Jan low

84° / 14°F

46.4 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 12086, CDC PLACES estimates

All 40 measures

Obesity

35.7%

U.S. 33.3% +2.4 pts

Diabetes

10.6%

U.S. 12.1% -1.5 pts

Smoking

12.7%

U.S. 12.8% about the same

Uninsured (18-64)

5.3%

U.S. 11.1% -5.8 pts

Frequently asked questions

What city is ZIP code 12086?: ZIP code 12086 is in Galway, NY (Saratoga County).
What county is ZIP code 12086 in?: ZIP code 12086 is mostly in Saratoga County, New York.
How many people live in ZIP code 12086?: About 1,587 people live in the 12086 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.