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Otsego County, NY
28 cities and towns and 31 ZIP codes in Otsego County, New York.
Population
60,108
Land area
1,002sq mi
People per sq mi
60
ZIP codes
31
Cities and towns in Otsego County
Otsego County at a glance
- Otsego County is 86% less dense than New York as a whole.
- Households here earn a median of $68,885 a year, 20% less than the New York figure of $85,974.
- A typical owner-occupied home is valued at $179,100 (58% below New York) and median rent is $987 a month.
- The biggest population centers are Oneonta (15,045), Cooperstown (2,220) and West End (1,891).
Local data for Otsego County, NY
Counts from official public data
Housing and community stats
Otsego County, NY, American Community Survey 2020-2024
Median household income
$68,885
Poverty rate
12.5%
Median home value
$179,100
Prices +5.4% in a year
Median rent
$987/mo
Homeownership
73.9%
Bachelor's or higher
34.4%
Median age
39.9
Average commute
22.9 min
Largest reported origins and ancestries: Irish Americans (9,178), German Americans (9,046), Italian Americans (6,339).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
4.4%
Aug 2026, -0.1 pts in a year
Average annual pay
$61,539
22,645 jobs, 2025
Income per person
$56,383
BEA, 2024
Federal spending
$418M
FY 2026, $7,137 per person
PPP loans
$93.72M
1,244 loans, 11,704 jobs reported
Campaign donations
$248K
Itemized, 2026 cycle
How people get to work
Otsego County, NY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone70.6%
- Carpooled8.7%
- Public transit1.0%
- Walked7.3%
- Bicycle0.2%
- Taxi, ride-hailing, motorcycle or other0.5%
- Worked from home11.7%
Average one-way commute: 22.9 minutes for people who do not work from home.
Environment and hazard risk
Otsego County, NY, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: cold wave
Storm events since 1996
719
Most often thunderstorm wind
Flood insurance policies
256
0.9% of homes, county
July high / Jan low
73° / 14°F
47.6 inches of rain a year
Hazards, floods and storm historyCheck a flood zone40 historic places
Health statistics
Share of adults in Otsego County, NY, CDC PLACES estimates
Obesity
29.9%
U.S. 33.3% -3.4 pts
Diabetes
10.2%
U.S. 12.1% -1.9 pts
Smoking
12.1%
U.S. 12.8% -0.7 pts
Uninsured (18-64)
5.9%
U.S. 11.1% -5.2 pts
Cities, towns and ZIP codes in Otsego County
Population shown
- Oneonta15,045
- Cooperstown2,220
- West End1,891
- Unadilla1,419
- Richfield Springs1,104
- Worcester1,032
- Otego936
- Morris626
- Edmeston515
- Cherry Valley482
- Milford475
- Schenevus390
- Hartwick Seminary338
- Gilbertsville321
- Hartwick308
- East Worcester270
- Springfield Center244
- Unadilla Forks190
- Laurens160
- Wells Bridge160
- Burlington Flats150
- Garrattsville147
- Mount Vision131
- Fly Creek114
- South Edmeston107
- Portlandville101
- Westford101
- Schuyler Lake83
Frequently asked questions
- What is the largest city in Otsego County, NY?
- Oneonta is the largest city or town in Otsego County, with about 15,045 residents.
- How many ZIP codes are in Otsego County?
- Otsego County includes 31 ZIP Code Tabulation Areas, including 12064, 12116, 12155, 12197, 13315.
- What is the population of Otsego County, NY?
- About 60,108 people live in Otsego County, based on American Community Survey 5-year estimates.
- What counties border Otsego County?
- Otsego County borders Oneida County, Madison County, Herkimer County, Montgomery County, Chenango County, Delaware County, Schoharie County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023