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ZIP Code 12304
Schenectady, NY, Schenectady County
Population
22,403
Land area
6.7sq mi
People per sq mi
3,362
City
Schenectady
ZIP 12304 and nearby ZIP codes
ZIP 12304 at a glance
- ZIP 12304 (Schenectady) is about 8 times as dense as New York as a whole.
- The median household income is $69,235, 19% below the New York median of $85,974.
- A typical owner-occupied home is valued at $179,200 (58% below New York) and median rent is $1,100 a month.
Local data for ZIP 12304
Counts from official public data
Housing and community stats
ZIP 12304, American Community Survey 2020-2024
Median household income
$69,235
Poverty rate
22.1%
Median home value
$179,200
Prices +8.8% in a year
Median rent
$1,100/mo
Homeownership
59.6%
Bachelor's or higher
25.6%
Median age
41.0
Average commute
22.8 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
406
ZIP Business Patterns 2023
Employees
5,491
$240M annual payroll
PPP loans
$37.8M
424 loans
Campaign donations
$36.2K
57% D, 9% R, 2026 cycle
Environment and hazard risk
ZIP 12304, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: ice storm
Storm events since 1996
1,117
Countywide, mostly thunderstorm wind
Flood insurance policies
196
0.4% of homes, county
July high / Jan low
84° / 16°F
40.7 inches of rain a year
Health statistics
Share of adults in ZIP 12304, CDC PLACES estimates
Obesity
36.6%
U.S. 33.3% +3.3 pts
Diabetes
12.1%
U.S. 12.1% about the same
Smoking
14.9%
U.S. 12.8% +2.1 pts
Uninsured (18-64)
8.1%
U.S. 11.1% -3.0 pts
Frequently asked questions
- What city is ZIP code 12304?
- ZIP code 12304 is in Schenectady, NY (Schenectady County).
- What county is ZIP code 12304 in?
- ZIP code 12304 is mostly in Schenectady County, New York.
- How many people live in ZIP code 12304?
- About 22,403 people live in the 12304 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.