Skip to content

Checked

Schenectady, NY

City in Schenectady County, New York. ZIP codes: 12304, 12305, 12307, 12308.

Population

68,847

Land area

10.8sq mi

People per sq mi

6,370

ZIP codes

4

Schenectady and its ZIP codes

Full map

Schenectady at a glance

  • Schenectady is about 15 times as dense as New York as a whole.
  • It is the 10th most populous of 1,289 cities and towns in New York.
  • Households here earn a median of $58,399 a year, 32% less than the New York figure of $85,974.
  • A typical owner-occupied home is valued at $168,800 (60% below New York) and median rent is $1,145 a month.

Local data for Schenectady, NY

Counts from official public data

Housing and community stats

Schenectady, NY, American Community Survey 2020-2024

Full profile

Median household income

$58,399

Poverty rate

23.8%

Median home value

$168,800

Median rent

$1,145/mo

Homeownership

45.6%

Bachelor's or higher

25.4%

Median age

36.1

Average commute

22.0 min

Largest reported origins and ancestries: Italian Americans (7,270), Irish Americans (6,494), German Americans (5,199).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Schenectady County. PPP loans are for Schenectady.

Details

Unemployment rate

4.2%

Aug 2026, 0.0 pts in a year

Average annual pay

$75,694

60,183 jobs, 2025

Income per person

$63,635

BEA, 2024

Federal spending

$1.9B

FY 2026, $11,937 per person

PPP loans

$120M

1,183 loans, 13,293 jobs reported

Schenectady County economyFederal spendingPPP loans

How people get to work

Schenectady, NY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone67.3%
  • Carpooled9.7%
  • Public transit6.5%
  • Walked4.7%
  • Bicycle0.1%
  • Taxi, ride-hailing, motorcycle or other0.9%
  • Worked from home10.9%

Average one-way commute: 22.0 minutes for people who do not work from home.

Environment and hazard risk

Schenectady, NY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: ice storm

Storm events since 1996

1,117

Countywide, mostly thunderstorm wind

Flood insurance policies

196

0.4% of homes, county

July high / Jan low

84° / 16°F

40.7 inches of rain a year

Hazards, floods and storm historyCheck a flood zone16 historic places

Health statistics

Share of adults in Schenectady, NY, CDC PLACES estimates

All 40 measures

Obesity

38.6%

U.S. 33.3% +5.3 pts

Diabetes

12.3%

U.S. 12.1% about the same

Smoking

16.9%

U.S. 12.8% +4.1 pts

Uninsured (18-64)

9.7%

U.S. 11.1% -1.4 pts

ZIP codes in Schenectady

4 in or overlapping Schenectady. Population shown

·

Cities near Schenectady

NameDistanceLand area (sq mi)
RotterdamCensus-designated place1.9 mi8.2
ScotiaVillage2.6 mi1.7
NiskayunaCensus-designated place3.3 mi11.9
East GlenvilleCensus-designated place4.3 mi10.1
Clifton Knolls-Mill CreekCensus-designated place7.5 mi1.6
ColonieVillage8 mi3.2
AltamontVillage8.3 mi1.3
Clifton GardensCensus-designated place8.5 mi1.1
WestmereCensus-designated place8.6 mi3.2
Duane LakeCensus-designated place9.4 mi2.4
DuanesburgCensus-designated place9.9 mi2.5
Country KnollsCensus-designated place9.9 mi3.4
Mariaville LakeCensus-designated place9.9 mi5.6
RoesslevilleCensus-designated place10 mi4
VoorheesvilleVillage11 mi2.1
LathamCensus-designated place11 mi5.8

Frequently asked questions

What county is Schenectady, NY in?
Schenectady is in Schenectady County, New York.
What ZIP codes are in Schenectady, NY?
ZIP codes in or overlapping Schenectady include 12304, 12305, 12307, 12308.
What is the population of Schenectady, NY?
About 68,847 people live in Schenectady, based on American Community Survey 5-year estimates.
What cities are near Schenectady?
Nearby places include Rotterdam (1.9 mi), Scotia (2.6 mi), Niskayuna (3.3 mi), East Glenville (4.3 mi), Clifton Knolls-Mill Creek (7.5 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023