What city is ZIP code 12970?

ZIP code 12970 is in Paul Smiths, NY (Franklin County).

What county is ZIP code 12970 in?

ZIP code 12970 is mostly in Franklin County, New York.

How many people live in ZIP code 12970?

About 1,084 people live in the 12970 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 12970

Paul Smiths, NY, Franklin County

Population

1,084

Land area

109sq mi

People per sq mi

City

Paul Smiths

ZIP 12970 and nearby ZIP codes

Full map

ZIP 12970 at a glance

ZIP 12970 (Paul Smiths) is 98% less dense than New York as a whole.
The median household income is $84,250, close to the New York median.
A typical owner-occupied home is valued at $242,100 (43% below New York) and median rent is $1,034 a month.

Local data for ZIP 12970

Counts from official public data

Housing and community stats

ZIP 12970, American Community Survey 2020-2024

Full profile

Median household income

$84,250

Poverty rate

3.9%

Median home value

$242,100

Median rent

$1,034/mo

Homeownership

64.2%

Bachelor's or higher

48.5%

Median age

21.5

Average commute

15.8 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

423

$12.3M annual payroll

PPP loans

$4.6M

9 loans

Campaign donations

$4,379

83% D, 10% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12970, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: ice storm

Storm events since 1996

962

Countywide, mostly winter weather

Flood insurance policies

0.4% of homes, county

July high / Jan low

77° / 2°F

36.6 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 12970, CDC PLACES estimates

All 40 measures

Obesity

29.8%

U.S. 33.3% -3.5 pts

Diabetes

5.7%

U.S. 12.1% -6.4 pts

Smoking

8.1%

U.S. 12.8% -4.7 pts

Uninsured (18-64)

4.7%

U.S. 11.1% -6.4 pts

Frequently asked questions

What city is ZIP code 12970?: ZIP code 12970 is in Paul Smiths, NY (Franklin County).
What county is ZIP code 12970 in?: ZIP code 12970 is mostly in Franklin County, New York.
How many people live in ZIP code 12970?: About 1,084 people live in the 12970 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.