What city is ZIP code 12989?

ZIP code 12989 is in Saranac Lake, NY (Franklin County).

What county is ZIP code 12989 in?

ZIP code 12989 is mostly in Franklin County, New York.

How many people live in ZIP code 12989?

About 1,110 people live in the 12989 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 12989

Saranac Lake, NY, Franklin County

Population

1,110

Land area

143.3sq mi

People per sq mi

City

Saranac Lake

ZIP 12989 and nearby ZIP codes

Full map

ZIP 12989 at a glance

ZIP 12989 (Saranac Lake) is 98% less dense than New York as a whole.
The median household income is $84,464, close to the New York median.
A typical owner-occupied home is valued at $228,400 (46% below New York) and median rent is $675 a month.

Local data for ZIP 12989

Counts from official public data

Parks1

Housing and community stats

ZIP 12989, American Community Survey 2020-2024

Full profile

Median household income

$84,464

Poverty rate

18.5%

Median home value

$228,400

Median rent

$675/mo

Homeownership

89.4%

Bachelor's or higher

31.8%

Median age

57.1

Average commute

24.7 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

$988K annual payroll

PPP loans

$209K

9 loans

Campaign donations

$4,181

95% D, 0% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12989, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: ice storm

Storm events since 1996

962

Countywide, mostly winter weather

Flood insurance policies

0.4% of homes, county

July high / Jan low

77° / 2°F

36.6 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 12989, CDC PLACES estimates

All 40 measures

Obesity

40.2%

U.S. 33.3% +6.9 pts

Diabetes

12.9%

U.S. 12.1% +0.8 pts

Smoking

13.5%

U.S. 12.8% +0.7 pts

Uninsured (18-64)

4.4%

U.S. 11.1% -6.7 pts

Frequently asked questions

What city is ZIP code 12989?: ZIP code 12989 is in Saranac Lake, NY (Franklin County).
What county is ZIP code 12989 in?: ZIP code 12989 is mostly in Franklin County, New York.
How many people live in ZIP code 12989?: About 1,110 people live in the 12989 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.