What city is ZIP code 13101?

ZIP code 13101 is in McGraw, NY (Cortland County).

What county is ZIP code 13101 in?

ZIP code 13101 is mostly in Cortland County, New York.

How many people live in ZIP code 13101?

About 2,358 people live in the 13101 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 13101

McGraw, NY, Cortland County

Population

2,358

Land area

38.4sq mi

People per sq mi

City

McGraw

ZIP 13101 and nearby ZIP codes

Full map

ZIP 13101 at a glance

ZIP 13101 (McGraw) is 85% less dense than New York as a whole.
The median household income is $63,587, 26% below the New York median of $85,974.
A typical owner-occupied home is valued at $143,700 (66% below New York) and median rent is $1,042 a month.

Local data for ZIP 13101

Counts from official public data

Housing and community stats

ZIP 13101, American Community Survey 2020-2024

Full profile

Median household income

$63,587

Poverty rate

9.3%

Median home value

$143,700

Median rent

$1,042/mo

Homeownership

80.5%

Bachelor's or higher

18.9%

Median age

43.6

Average commute

23.6 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

177

$7.1M annual payroll

PPP loans

$1.1M

32 loans

Campaign donations

$1,050

0% D, 95% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 13101, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

533

Countywide, mostly thunderstorm wind

Flood insurance policies

219

1.3% of homes, county

July high / Jan low

77° / 11°F

48.5 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 13101, CDC PLACES estimates

All 40 measures

Obesity

32.8%

U.S. 33.3% -0.5 pts

Diabetes

10.3%

U.S. 12.1% -1.8 pts

Smoking

15.3%

U.S. 12.8% +2.5 pts

Uninsured (18-64)

5.7%

U.S. 11.1% -5.4 pts

Frequently asked questions

What city is ZIP code 13101?: ZIP code 13101 is in McGraw, NY (Cortland County).
What county is ZIP code 13101 in?: ZIP code 13101 is mostly in Cortland County, New York.
How many people live in ZIP code 13101?: About 2,358 people live in the 13101 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.